Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

614

Median premium

$391

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33186

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33186

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $391

Affordable Bronze ACA plans in Miami

Filter Bronze-tier ACA premiums in Miami below $391 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $541+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $541 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 169–180 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Bronze Simple Diabetes

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$305 – $1691

Sample monthly premium

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Silver

Silver Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020007 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2179

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Silver

Silver Elite

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020008 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$398 – $2208

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020009 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2180

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020010 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$394 – $2185

Sample monthly premium

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Silver

Silver Simple Diabetes

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020011 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2180

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Silver

Silver Simple PCP Saver

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020012 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$389 – $2160

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Silver

Silver Simple Women's Health with Menopause Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020013 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2183

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Gold

Gold Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020015 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$373 – $2328

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Gold

Gold Simple

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020016 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$355 – $2216

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Low

BlueDental Copayment Q

Florida Combined Life · Plan ID 30115FL0010001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

– $26

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High

BlueDental Choice Q

Florida Combined Life · Plan ID 30115FL0020001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

– $39

Sample monthly premium

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