Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

614

Median premium

$323

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33186

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33186

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $323

Affordable Bronze ACA plans in Miami

Filter Bronze-tier ACA premiums in Miami below $323 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $473+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $473 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 145–156 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Bronze Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$313 – $1455

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$299 – $1388

Sample monthly premium

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Expanded Bronze

Bronze Classic 4700 | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010004 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$306 – $1423

Sample monthly premium

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Expanded Bronze

Bronze Elite + PCP Saver Plus | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$325 – $1509

Sample monthly premium

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Expanded Bronze

Bronze Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$283 – $1316

Sample monthly premium

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Expanded Bronze

Bronze Simple Chronic Care CKM

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010007 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$321 – $1492

Sample monthly premium

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Expanded Bronze

Bronze Simple Diabetes

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010008 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$317 – $1473

Sample monthly premium

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Silver

Silver Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010009 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$409 – $1902

Sample monthly premium

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Silver

Silver Classic Standard | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010010 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$390 – $2038

Sample monthly premium

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Silver

Silver Elite | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010012 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$394 – $2062

Sample monthly premium

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010013 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$409 – $2140

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010014 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$391 – $2043

Sample monthly premium

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