Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Miami so you can zero in on the best health insurance plan. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

550

Median premium

$340

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33101

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33101

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $340

Affordable Bronze ACA plans in Miami

Filter Bronze-tier health plan insurance premiums in Miami below $340 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $490+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $490 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 133–144 of 550 ACA plans for ZIP 33101. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Gold Elite Saver Plus | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010022 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$353 – $1642

Sample monthly premium

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Gold

Gold Simple | with AdventHealth

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0010023 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $1637

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$301 – $1670

Sample monthly premium

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Expanded Bronze

Bronze Classic 4700

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$303 – $1684

Sample monthly premium

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Expanded Bronze

Bronze Elite + PCP Saver Plus

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020003 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$327 – $1816

Sample monthly premium

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Expanded Bronze

Bronze Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020004 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$285 – $1583

Sample monthly premium

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Expanded Bronze

Bronze Simple Chronic Care CKM

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$308 – $1711

Sample monthly premium

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Expanded Bronze

Bronze Simple Diabetes

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$305 – $1691

Sample monthly premium

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Silver

Silver Classic Standard

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020007 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2452

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Silver

Silver Elite

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020008 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$398 – $2484

Sample monthly premium

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020009 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2452

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM

Oscar Health Maintenance Organization of Florida · Plan ID 21525FL0020010 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$394 – $2458

Sample monthly premium

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