Arizona · 4 ZIPs covered

Tempe health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Tempe so you can zero in on the best health insurance plan. Tempe metro area · population 193,901 across 4 ZIP codes.

Estimated population 193,901 across 4 ZIP codes.

Plans tracked

228

Median premium

$243

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

85281 85282 85283 85284
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Compare 2026 ACA plans for ZIP 85281

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 85281

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Tempe

These quick links load popular plan combinations for Tempe so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Tempe

Filter Bronze-tier health plan insurance premiums in Tempe below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Tempe

See Silver ACA health insurance plans that include adult dental benefits for households in Tempe.
HSA · HMO

HSA-friendly HMO options in Tempe

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Tempe with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Tempe

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Tempe.

Marketplace plans in Tempe

Showing 181–192 of 228 ACA plans for ZIP 85281. Select a card to open the full health plan page or jump into the search experience.

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Gold

Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx

Antidote Health Plan of Arizona, Inc. · Plan ID 68445AZ0610030 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$406 – $1600

Sample monthly premium

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Gold

Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx

Antidote Health Plan of Arizona, Inc. · Plan ID 68445AZ0610031 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$412 – $1625

Sample monthly premium

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High

BEST Life Superior Dental Plan

BEST Life · Plan ID 77352AZ0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$40 – $61

Sample monthly premium

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Low

BEST Life Essential Basic Dental Plan

BEST Life · Plan ID 77352AZ0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $36

Sample monthly premium

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High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 77352AZ0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$35 – $50

Sample monthly premium

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Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 77352AZ0020008 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$21 – $36

Sample monthly premium

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High

Smile Now Arizona - No Waiting Period PPO

UnitedHealthcare · Plan ID 82011AZ0110001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $26

Sample monthly premium

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Expanded Bronze

Imperial Standard Bronze

Imperial Insurance Companies, Inc. · Plan ID 85533AZ0010001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$225 – $1812

Sample monthly premium

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Silver

Imperial Standard Silver

Imperial Insurance Companies, Inc. · Plan ID 85533AZ0010002 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$262 – $2431

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Gold

Imperial Standard Gold

Imperial Insurance Companies, Inc. · Plan ID 85533AZ0010003 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$309 – $2867

Sample monthly premium

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Silver

Imperial Preferred Silver

Imperial Insurance Companies, Inc. · Plan ID 85533AZ0020001 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$269 – $2493

Sample monthly premium

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Gold

Imperial Preferred Gold

Imperial Insurance Companies, Inc. · Plan ID 85533AZ0020002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$313 – $2905

Sample monthly premium

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