Arizona · 42 ZIPs covered

Phoenix health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Phoenix so you can zero in on the best health insurance plan. Phoenix metro area · population 1,469,832 across 42 ZIP codes.

Estimated population 1,469,832 across 42 ZIP codes.

Plans tracked

228

Median premium

$293

ZIP coverage

42

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Advertisement

Compare 2026 ACA plans for ZIP 85003

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 85003

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Phoenix

These quick links load popular plan combinations for Phoenix so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $293

Affordable Bronze ACA plans in Phoenix

Filter Bronze-tier health plan insurance premiums in Phoenix below $293 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Phoenix

See Silver ACA health insurance plans that include adult dental benefits for households in Phoenix.
HSA · HMO

HSA-friendly HMO options in Phoenix

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $443+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Phoenix with premiums starting near $443 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Phoenix

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Phoenix.

Marketplace plans in Phoenix

Showing 37–48 of 228 ACA plans for ZIP 85003. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)

UnitedHealthcare · Plan ID 40702AZ0060046 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$405 – $2557

Sample monthly premium

Health plan details See more plans

Gold

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)

UnitedHealthcare · Plan ID 40702AZ0060047 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$416 – $2629

Sample monthly premium

Health plan details See more plans

Bronze

UHC Bronze Essential ($0 Virtual Urgent Care)

UnitedHealthcare · Plan ID 40702AZ0060051 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$261 – $1647

Sample monthly premium

Health plan details See more plans

Expanded Bronze

UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)

UnitedHealthcare · Plan ID 40702AZ0070005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$300 – $1896

Sample monthly premium

Health plan details See more plans

Silver

UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40702AZ0070006 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$354 – $2237

Sample monthly premium

Health plan details See more plans

Silver

UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)

UnitedHealthcare · Plan ID 40702AZ0070008 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$362 – $2290

Sample monthly premium

Health plan details See more plans

Gold

UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40702AZ0070010 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$416 – $2627

Sample monthly premium

Health plan details See more plans

Expanded Bronze

UHC Bronze Standard+ (Dental + Vision)

UnitedHealthcare · Plan ID 40702AZ0070011 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$286 – $1804

Sample monthly premium

Health plan details See more plans

Low

EMI Health Advantage Co-Pay

EMI Health · Plan ID 53613AZ0010003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$19 – $30

Sample monthly premium

Health plan details See more plans

Low

EMI Health Advantage PPO

EMI Health · Plan ID 53613AZ0010004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $24

Sample monthly premium

Health plan details See more plans

High

EMI Health Premier PPO (High)

EMI Health · Plan ID 53613AZ0010005 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$32 – $48

Sample monthly premium

Health plan details See more plans

Low

EMI Health Premier PPO (Low)

EMI Health · Plan ID 53613AZ0010006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22 – $34

Sample monthly premium

Health plan details See more plans