Alabama · 30 ZIPs covered

Birmingham health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Birmingham so you can zero in on the best health insurance plan. Birmingham metro area · population 501,192 across 30 ZIP codes.

Estimated population 501,192 across 30 ZIP codes.

Plans tracked

99

Median premium

$299

ZIP coverage

30

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 35203

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 35203

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Birmingham

These quick links load popular plan combinations for Birmingham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $299

Affordable Bronze ACA plans in Birmingham

Filter Bronze-tier health plan insurance premiums in Birmingham below $299 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Birmingham

See Silver ACA health insurance plans that include adult dental benefits for households in Birmingham.
HSA · HMO

HSA-friendly HMO options in Birmingham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $449+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Birmingham with premiums starting near $449 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Birmingham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Birmingham.

Marketplace plans in Birmingham

Showing 73–84 of 99 ACA plans for ZIP 35203. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Standard Expanded Bronze + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110011 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$253 – $1360

Sample monthly premium

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Gold

Standard Gold + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110013 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$342 – $1839

Sample monthly premium

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Expanded Bronze

Elite Bronze + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110014 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$291 – $1569

Sample monthly premium

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Gold

Elite Gold + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110015 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$394 – $2118

Sample monthly premium

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Silver

Standard Silver + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110017 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $1764

Sample monthly premium

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Silver

Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental

Ambetter of Alabama · Plan ID 53932AL0110018 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$338 – $1818

Sample monthly premium

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Low

TruAssure Basic Adult or Child Dental Plan

TRUASSURE INSURANCE COMPANY · Plan ID 60075AL0010001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$20 – $26

Sample monthly premium

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High

TruAssure Preferred Adult or Child Dental Plan

TRUASSURE INSURANCE COMPANY · Plan ID 60075AL0020001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$31 – $36

Sample monthly premium

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Low

TruAssure Preventive Dental Plan

TRUASSURE INSURANCE COMPANY · Plan ID 60075AL0050001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$12 – $27

Sample monthly premium

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Silver

UHC Silver Value ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 69461AL0110004 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$297 – $3058

Sample monthly premium

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Gold

UHC Gold Standard (No Referrals)

UnitedHealthcare · Plan ID 69461AL0110010 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$326 – $3356

Sample monthly premium

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Silver

UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 69461AL0110013 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$300 – $3087

Sample monthly premium

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