Alabama · 30 ZIPs covered

Birmingham health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Birmingham so you can zero in on the best health insurance plan. Birmingham metro area · population 501,192 across 30 ZIP codes.

Estimated population 501,192 across 30 ZIP codes.

Plans tracked

99

Median premium

$216

ZIP coverage

30

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 35203

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 35203

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Birmingham

These quick links load popular plan combinations for Birmingham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Birmingham

Filter Bronze-tier health plan insurance premiums in Birmingham below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Birmingham

See Silver ACA health insurance plans that include adult dental benefits for households in Birmingham.
HSA · HMO

HSA-friendly HMO options in Birmingham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Birmingham with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Birmingham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Birmingham.

Marketplace plans in Birmingham

Showing 37–48 of 99 ACA plans for ZIP 35203. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

EMI Health Advantage Co-Pay

EMI Health · Plan ID 46363AL0010003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$9 – $12

Sample monthly premium

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Low

EMI Health Advantage PPO

EMI Health · Plan ID 46363AL0010004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$6 – $10

Sample monthly premium

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Platinum

Blue Choice Platinum for Business

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0280001 · PPO

PPO CSR Standard Platinum On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$351 – $1671

Sample monthly premium

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Gold

Blue Access Gold for Business

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0340001 · PPO

PPO CSR Standard Gold On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$311 – $1480

Sample monthly premium

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Gold

Blue Value Gold

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0370001 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$404 – $2192

Sample monthly premium

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Silver

Blue Secure Silver for Business

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0380001 · PPO

PPO CSR Standard Silver On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$241 – $1147

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Silver

Blue Value Silver

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0410001 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$333 – $1804

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Expanded Bronze

Blue Saver Bronze for Business

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0430001 · PPO

PPO CSR Standard Bronze On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$172 – $820

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Expanded Bronze

Blue Saver Bronze

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0460001 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$207 – $1288

Sample monthly premium

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Catastrophic

Blue Protect

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0470001 · PPO

PPO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$189 – $1180

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Low

Dental Blue Plus

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0500001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$23 – $33

Sample monthly premium

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Expanded Bronze

Blue HSA Bronze

Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0560001 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$225 – $1405

Sample monthly premium

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