ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 97221

Browse 116 marketplace plans available in ZIP 97221 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

116

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 116 plans for ZIP 97221.

Find a health insurance plan by ZIP code

Optional if you want to search by state or issuer.
Advertisement

Refine your health insurance plan results

Filter the 116 available plans by price, coverage, issuer, and benefit details to shortlist options that match your requirements.

Filters individual in-network deductible.
Individual in-network MOOP.
Reset filters
15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 97221 (116 available in 2026). Sorted by Relevance.

Low

Super SmartSmile - EC

Dental Health Services · Plan ID 25486OR0020002 · Year 2026

HMO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$26.81 – $29.05

Monthly premium estimate

View plan details

High

SmartSmile Plus - EC

Dental Health Services · Plan ID 25486OR0020003 · Year 2026

HMO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$26.81 – $31.01

Monthly premium estimate

View plan details

Low

Delta Dental PPO

Delta Dental Plan of Oregon · Plan ID 28415OR0010001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28.00 – $48.00

Monthly premium estimate

View plan details

Marketplace Plan

DELTA-DENTAL-PPO Bright Smiles

Delta Dental Plan of Oregon · Plan ID 28415OR0050001 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Low

Delta Dental PPO MAC

Delta Dental Plan of Oregon · Plan ID 28415OR0260001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$27.00 – $47.00

Monthly premium estimate

View plan details

High

Delta Dental EPO

Delta Dental Plan of Oregon · Plan ID 28415OR0300001 · Year 2026

EPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$34.00 – $55.00

Monthly premium estimate

View plan details

Silver

Moda Health Affinity Silver 6000

Moda Health Plan, Inc. · Plan ID 39424OR1660001 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$260.00 – $1751.00

Monthly premium estimate

View plan details

Expanded Bronze

Moda Health Affinity Bronze 9000

Moda Health Plan, Inc. · Plan ID 39424OR1660002 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$220.00 – $1482.00

Monthly premium estimate

View plan details

Gold

Moda Health Oregon Standard Gold Affinity

Moda Health Plan, Inc. · Plan ID 39424OR1670001 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$320.00 – $2154.00

Monthly premium estimate

View plan details

Silver

Moda Health Oregon Standard Silver Affinity

Moda Health Plan, Inc. · Plan ID 39424OR1670002 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$268.00 – $1803.00

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.