ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 96720

Browse 41 marketplace plans available in ZIP 96720 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

41

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 41 plans for ZIP 96720.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 96720 (41 available in 2026). Sorted by Relevance.

Low

HMSA Individual Dental HMO Silver

HMSA · Plan ID 18350HI0930002 · Year 2026

HMO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$23.12 – $24.06

Monthly premium estimate

View plan details

Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 27409HI0070001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$27.08 – $28.66

Monthly premium estimate

View plan details

Low

Guardian Basics for Families and Individuals

Guardian · Plan ID 27409HI0080001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22.74 – $28.66

Monthly premium estimate

View plan details

Low

Guardian Preventive for Families and Individuals

Guardian · Plan ID 27409HI0090001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18.28 – $28.66

Monthly premium estimate

View plan details

Low

Humana Dental Smart Choice - Low

Humana · Plan ID 31358HI0010001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28.04 – $30.90

Monthly premium estimate

View plan details

High

Humana Dental Smart Choice - High

Humana · Plan ID 31358HI0010002 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$35.26 – $60.08

Monthly premium estimate

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Low

HDS Individual Dental Plan for Children

Hawaii Dental Service · Plan ID 46082HI0020001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$31.20

Monthly premium estimate

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Low

HDS Preferred Dental Plan

Hawaii Dental Service · Plan ID 46082HI0020003 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$29.90 – $47.10

Monthly premium estimate

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Low

HDS Classic Dental Plan

Hawaii Dental Service · Plan ID 46082HI0020004 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22.80 – $36.20

Monthly premium estimate

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High

HDS Deluxe Dental Plan

Hawaii Dental Service · Plan ID 46082HI0020005 · Year 2026

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$40.10 – $60.00

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.