ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 84109

Browse 124 marketplace plans available in ZIP 84109 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

124

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 124 plans for ZIP 84109.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 84109 (124 available in 2026). Sorted by Relevance.

Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 34028UT0070015 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$31.43 – $113.95

Monthly premium estimate

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Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 34028UT0080006 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22.42 – $95.93

Monthly premium estimate

View plan details

Gold

BridgeSpan Standard Gold Plan

BridgeSpan Health Company · Plan ID 34541UT0280005 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393.25 – $2315.13

Monthly premium estimate

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Silver

BridgeSpan Standard Silver Plan

BridgeSpan Health Company · Plan ID 34541UT0280006 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$364.44 – $2145.51

Monthly premium estimate

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Expanded Bronze

BridgeSpan Standard Bronze Plan

BridgeSpan Health Company · Plan ID 34541UT0280007 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$277.26 – $1632.33

Monthly premium estimate

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High

EMI Health Choice PPO (High)

EMI Health · Plan ID 40335UT0010001 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25.30 – $32.90

Monthly premium estimate

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High

EMI Health Advantage Co-Pay

EMI Health · Plan ID 40335UT0020001 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15.00 – $19.40

Monthly premium estimate

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High

EMI Health Choice PPO

EMI Health · Plan ID 40335UT0020002 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$19.90 – $25.80

Monthly premium estimate

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High

EMI Health Advantage PPO

EMI Health · Plan ID 40335UT0020003 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11.50 – $15.00

Monthly premium estimate

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Low

EMI Health EHB Pediatric Plan - Advantage Network

EMI Health · Plan ID 40335UT0110001 · Year 2026

EPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$0.00 – $8.70

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.