ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 59401

Browse 139 marketplace plans available in ZIP 59401 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

139

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 139 plans for ZIP 59401.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 59401 (139 available in 2026). Sorted by Relevance.

Silver

Peak PPO Silver Standard

Mountain Health CO-OP · Plan ID 32225MT0090011 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$427.42 – $2202.65

Monthly premium estimate

View plan details

Expanded Bronze

Peak PPO Bronze Standard

Mountain Health CO-OP · Plan ID 32225MT0090012 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$315.44 – $1625.56

Monthly premium estimate

View plan details

Gold

PEAK PPO GOLD

Mountain Health CO-OP · Plan ID 32225MT0140001 · Year 2026

PPO CSR Standard Gold On Exchange Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$414.28 – $1967.88

Monthly premium estimate

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Silver

PEAK PPO SILVER

Mountain Health CO-OP · Plan ID 32225MT0140002 · Year 2026

PPO CSR Standard Silver On Exchange Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$365.23 – $1734.87

Monthly premium estimate

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Expanded Bronze

PEAK PPO BRONZE

Mountain Health CO-OP · Plan ID 32225MT0140003 · Year 2026

PPO CSR Standard Bronze On Exchange Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$315.11 – $1496.79

Monthly premium estimate

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Expanded Bronze

PEAK PPO BRONZE HDHP

Mountain Health CO-OP · Plan ID 32225MT0140004 · Year 2026

PPO CSR Standard Bronze On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$316.63 – $1504.01

Monthly premium estimate

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Silver

PEAK PPO SILVER HDHP

Mountain Health CO-OP · Plan ID 32225MT0140005 · Year 2026

PPO CSR Standard Silver On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$358.12 – $1701.08

Monthly premium estimate

View plan details

Gold

PEAK PPO GOLD HDHP

Mountain Health CO-OP · Plan ID 32225MT0140006 · Year 2026

PPO CSR Standard Gold On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$404.55 – $1921.62

Monthly premium estimate

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Gold

Rocky Mountain Gold Standard

Mountain Health CO-OP · Plan ID 32225MT0150004 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$407.47 – $1837.60

Monthly premium estimate

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Silver

Rocky Mountain Silver Standard

Mountain Health CO-OP · Plan ID 32225MT0150005 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$361.77 – $1631.53

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.