ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 58102

Browse 111 marketplace plans available in ZIP 58102 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

111

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 111 plans for ZIP 58102.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 58102 (111 available in 2026). Sorted by Relevance.

Marketplace Plan

DakotaBlue Altru Silver 60 LP

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2480004 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Gold

DakotaBlue Trinity Gold ($5 Value Based Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2480009 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328.05 – $1543.79

Monthly premium estimate

View plan details

Silver

DakotaBlue Trinity Silver ($5 Value Based Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2480010 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$361.45 – $1700.96

Monthly premium estimate

View plan details

Marketplace Plan

DakotaBlue Trinity Silver 60 LP

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2480011 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Expanded Bronze

Altru Prime by Medica Bronze Share

Medica · Plan ID 73751ND0120029 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$250.66 – $1085.16

Monthly premium estimate

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Expanded Bronze

Altru Prime by Medica Bronze $0 Copay PCP Visits

Medica · Plan ID 73751ND0120041 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$273.53 – $1184.16

Monthly premium estimate

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Gold

Altru Prime by Medica Gold $0 Copay PCP Visits

Medica · Plan ID 73751ND0120045 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$383.92 – $1662.08

Monthly premium estimate

View plan details

Silver

Altru Prime by Medica Silver $0 Copay PCP Visits

Medica · Plan ID 73751ND0120047 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$380.48 – $1647.18

Monthly premium estimate

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Gold

Altru Prime by Medica Gold Standard

Medica · Plan ID 73751ND0120055 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$401.65 – $1738.82

Monthly premium estimate

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Silver

Altru Prime by Medica Silver Standard

Medica · Plan ID 73751ND0120057 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393.06 – $1701.65

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.