ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 50312

Browse 157 marketplace plans available in ZIP 50312 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

157

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 157 plans for ZIP 50312.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 50312 (157 available in 2026). Sorted by Relevance.

Expanded Bronze

Bronze Elite + PCP Saver Plus

Oscar Insurance Company · Plan ID 45819IA0010056 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$263.33 – $1337.21

Monthly premium estimate

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Silver

Silver Classic

Oscar Insurance Company · Plan ID 45819IA0010057 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$332.63 – $1689.10

Monthly premium estimate

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Catastrophic

Secure

Oscar Insurance Company · Plan ID 45819IA0010058 · Year 2026

EPO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$215.11 – $1092.35

Monthly premium estimate

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Expanded Bronze

Bronze Classic 4700

Oscar Insurance Company · Plan ID 45819IA0010060 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$247.52 – $1256.93

Monthly premium estimate

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Silver

Silver Simple PCP Saver

Oscar Insurance Company · Plan ID 45819IA0010061 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$327.98 – $1665.49

Monthly premium estimate

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Gold

Gold Elite

Oscar Insurance Company · Plan ID 45819IA0010063 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335.70 – $1704.73

Monthly premium estimate

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Silver

Silver Simple Diabetes

Oscar Insurance Company · Plan ID 45819IA0010064 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335.03 – $1701.31

Monthly premium estimate

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Expanded Bronze

Bronze Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010065 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$240.17 – $1219.60

Monthly premium estimate

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Silver

Silver Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010066 · Year 2026

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328.33 – $1667.31

Monthly premium estimate

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Gold

Gold Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010067 · Year 2026

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$310.80 – $1578.29

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.