ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 48502

Browse 235 marketplace plans available in ZIP 48502 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

235

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 235 plans for ZIP 48502.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 48502 (235 available in 2026). Sorted by Relevance.

Expanded Bronze

Blue Cross® Preferred HMO Bronze Saver HSA

Blue Care Network of Michigan · Plan ID 98185MI0180028 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$280.97 – $1718.10

Monthly premium estimate

View plan details

Bronze

Blue Cross® Preferred HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0180029 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$243.31 – $1487.77

Monthly premium estimate

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Bronze

Blue Cross® Local HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0180032 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$206.65 – $982.08

Monthly premium estimate

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Expanded Bronze

Blue Cross® Select HMO Bronze Saver HSA

Blue Care Network of Michigan · Plan ID 98185MI0440006 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$259.25 – $1571.26

Monthly premium estimate

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Catastrophic

Blue Cross® Select HMO Value

Blue Care Network of Michigan · Plan ID 98185MI0440015 · Year 2026

HMO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$210.31 – $1274.65

Monthly premium estimate

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Silver

Blue Cross® Select HMO Silver

Blue Care Network of Michigan · Plan ID 98185MI0440016 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$366.07 – $2218.61

Monthly premium estimate

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Silver

Blue Cross® Select HMO Silver Saver

Blue Care Network of Michigan · Plan ID 98185MI0440017 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$326.84 – $1980.90

Monthly premium estimate

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Bronze

Blue Cross® Select HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0440019 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$224.53 – $1360.80

Monthly premium estimate

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Silver

Blue Cross® Select HMO Silver Extra

Blue Care Network of Michigan · Plan ID 98185MI0550001 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$386.48 – $2342.34

Monthly premium estimate

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Silver

Blue Cross® Preferred HMO Silver Extra

Blue Care Network of Michigan · Plan ID 98185MI0550002 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$419.22 – $2563.45

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.