ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 27409

Browse 246 marketplace plans available in ZIP 27409 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

246

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 246 plans for ZIP 27409.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 27409 (246 available in 2026). Sorted by Relevance.

Gold

AmeriHealth Caritas Next Gold Signature + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010009 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child

$365.10 – $2126.22

Monthly premium estimate

Marketplace Plan

AmeriHealth Caritas Next Silver Off-Marketplace High + No Referrals

AmeriHealth Caritas North Carolina, Inc. · Plan ID 17414NC0010010 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Expanded Bronze

AmeriHealth Caritas Next Bronze Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010011 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child

$278.60 – $1622.45

Monthly premium estimate

Silver

AmeriHealth Caritas Next Silver Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010012 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child

$364.12 – $2120.50

Monthly premium estimate

Silver

AmeriHealth Caritas Next Silver Essential + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010013 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child

$353.60 – $2059.26

Monthly premium estimate

Gold

AmeriHealth Caritas Next Gold Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010014 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child

$379.24 – $2208.53

Monthly premium estimate

Marketplace Plan

AmeriHealth Caritas Next Silver Off-Marketplace Low + No Referrals

AmeriHealth Caritas North Carolina, Inc. · Plan ID 17414NC0010015 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Low

Humana Dental Smart Choice - Low

Humana · Plan ID 32237NC0290001 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$18.23 – $32.62

Monthly premium estimate

High

Humana Dental Smart Choice - High

Humana · Plan ID 32237NC0290002 · Year 2026

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$26.26 – $43.53

Monthly premium estimate

Low

Humana Dental Smart Choice - Lite

Humana · Plan ID 32237NC0290003 · Year 2026

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$11.48 – $32.62

Monthly premium estimate

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.