Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc. offers this marketplace plan (Plan ID 44228FL0040012). Use the modules below to compare premiums, coverage structure, provider access, and formulary context against alternative options in the same market.
Marketplace enrollment for 2027 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Florida). Submit changes before the deadline to avoid a coverage gap.
Enroll by Dec 15 for Jan 1 starts.
Finalize plan switches before the window closes.
Special Enrollment Periods
You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).
Report the event within 60 days.
Keep documentation handy for Healthcare.gov or your state exchange.
CSR & subsidy reminders
Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.
Enter accurate income to maximize Advanced Premium Tax Credits.
Silver-tier CSR plans lower deductibles for households ≤250% FPL.
Thinking about switching?
Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.
Match provider networks so ongoing care isn’t disrupted.
Confirm prescriptions stay on-formulary or budget for tier changes.
More from Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc.
Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.
Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 15 Sep 2026 05:56 GMT).
All providers in FloridaN/A
PCPs in FloridaN/A
Telehealth supportData pending
Nationwide providersN/A
N/A doctors statewideN/A PCPsN/A OB/GYN
Provider network(s)
['PARTICIPATING']
Providers
Florida
All US states
All
N/A
N/A
PCP
N/A
N/A
Allergy
N/A
N/A
OB/GYN
N/A
N/A
Dentists
N/A
N/A
Drug coverage overview
3,651 drugs tracked
Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.
Tier
Covered drugs
TIER-FOUR
3,651
Prior authorization
Drugs
Required
785
Not Required
2,866
Step therapy
Drugs
Required
117
Not Required
3,534
Quantity limits
Drugs
Has Limit
2,062
No Limit
1,589
Customer highlights
What stands out for members
Issuer: Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc. · Plan ID 44228FL0040012 · 2027 filing.
Use the cards on this page to explore network stats, drug coverage, and cost-sharing details.
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Copay & coinsurance
Pharmacy cost sharing by tier
Drug tier
Pharmacy type
Copay amount
Copay option
Coinsurance rate
Coinsurance option
Mail order
Questions & answers
Frequently asked questions
How do I choose the right ACA plan in Florida?
Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) (44228FL0040012) is a marketplace plan from Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc. in Florida for the 2027 coverage year.
Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.
Does Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) support telehealth or virtual urgent care?
The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.
Is Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) HSA-eligible and does it include dental or vision coverage?
HSA eligibility is not published; check the Summary of Benefits or ask the issuer.
Dental coverage is not listed for this plan.
Vision coverage is not listed for this plan.
Does Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) support mail-order prescriptions?
Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.
How do I enroll in or manage payments for Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives)?
Use HealthPorta to shortlist plans, then finish enrollment through Healthcare.gov or your state-based marketplace.
Disclaimer: Based on the Tue, 15 Sep 2026 05:56 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
