UHC Gold Value (3 $0 Virtual Visits, $3 Rx) - 72375MD0070021 Health Insurance Plan

Optimum Choice, Inc. health insurance plan with the Plan ID 72375MD0070021. The plan is called UHC Gold Value (3 $0 Virtual Visits, $3 Rx).

Based on the data of Health Plan Issuer, this plan has an actuarial value of 81.76% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.24% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 72375MD0070021
Health Insurance Plan Year 2023
State Maryland
Health Insurance Issuer Optimum Choice, Inc.
Health Insurance Plan Variant 72375MD0070021-01
Provider Network(s) ['MDN003']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 07 May 2024 06:08 GMT).

Providers Maryland All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard On Exchange Plan - 72375MD0070021-01

Open to Indians below 300% FPL - 72375MD0070021-02

Open to Indians above 300% FPL - 72375MD0070021-03

Last Plan Update Date Mon, 23 Jan 2023 00:00 GMT
Last Import Date Tue, 07 May 2024 06:08 GMT

UHC Gold Value (3 $0 Virtual Visits, $3 Rx) Health Insurance Plan Variant 72375MD0070021-01 Attributes

Plan Attribute Value
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold On Exchange Plan
Dental Only Plan No
Design Type Not Applicable
EHB Percent of Total Premium 99.78%
First Tier Utilization 100%
Formulary ID MDF008
HIOS Product ID 72375MD007
HSA/HRA Employer Contribution No
Import Date 1/23/2023
HSA Eligible No
IsItANewPlan Existing
Notice Required for Pregnancy No
Issuer Actuarial Value 81.76%
Issuer ID 72375
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID MDN003
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state.
Plan Effective Date 1/1/2023
Plan ID (Standard Component ID with Variant) 72375MD0070021-01
Plan Level Exclusions 0
Plan Marketing Name UHC Gold Value (3 $0 Virtual Visits, $3 Rx)
Plan Type HMO
Plan Variant Marketing Name UHC Gold Value (3 $0 Virtual Visits, $3 Rx)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,600
SBC Scenario, Having a Baby, Copayment $100
SBC Scenario, Having a Baby, Deductible $1,000
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $20
SBC Scenario, Having Diabetes, Copayment $900
SBC Scenario, Having Diabetes, Deductible $1,000
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $100
SBC Scenario, Treatment of a Simple Fracture, Copayment $500
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,000
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MDS001
Source Name SERFF
Specialty Drug Maximum Coinsurance $150
Plan ID 72375MD0070021
State Code MD
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 30.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family $1000 per person | $2000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $1,000
TEHBDedOutofNetFamily per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family $7500 per person | $15000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $7,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
Version Number 1
Wellness Program Offered No

Copay & Coinsurance of UHC Gold Value (3 $0 Virtual Visits, $3 Rx) Health Insurance Plan, 72375MD0070021

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about UHC Gold Value (3 $0 Virtual Visits, $3 Rx), 72375MD0070021 Health Insurance Plan, 72375MD0070021

  • Does UHC Gold Value (3 $0 Virtual Visits, $3 Rx) Health Insurance Plan, 72375MD0070021 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (72375MD0070021) Health Insurance Plan, Variant (72375MD0070021-01) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (72375MD0070021) Health Insurance Plan, Variant (72375MD0070021-01) have Out of Service Area Coverage?

    Yes. Details: Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state.

 

Disclaimer: This is based on the import(Date: Tue, 07 May 2024 06:08 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API