Arizona health plan · 2027

UHC Gold Standard ($0 Insulin) · 40702AZ0060016

UnitedHealthcare of Arizona, Inc. offers this marketplace plan (Plan ID 40702AZ0060016). Use the modules below to compare premiums, coverage structure, provider access, and formulary context against alternative options in the same market.

Issuer: UnitedHealthcare of Arizona, Inc.
Telehealth Data pending HSA eligible Check with issuer Dental Not listed Vision Not listed
View issuer site

2027 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 20 Oct 2026 06:00 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

See plan search for live pricing

Before subsidies

Estimate after subsidies

Deductible

N/A

N/A

See deductible details

Max out-of-pocket

N/A

N/A

Review MOOP rules

Office visits

Primary care See benefits
Specialist See benefits

Drug tiers

Generic See drug coverage
Preferred brand See drug coverage

View formulary tiers

Issuer profile See benefits
Advertisement

Enrollment guidance

Stay on top of 2027 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2027 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Arizona). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Silver-tier CSR plans lower deductibles for households ≤250% FPL.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Plan ID 40702AZ0060016
Coverage year 2027
State Arizona
Issuer UnitedHealthcare of Arizona, Inc.
Formulary document Download formulary
Marketing materials View marketing kit
Last plan update Mon, 10 Aug 2026 00:00 GMT
Last HealthPorta import Tue, 20 Oct 2026 06:00 GMT

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 20 Oct 2026 06:00 GMT).

All providers in Arizona 4120
PCPs in Arizona 922
Telehealth support Data pending
Nationwide providers 13390
4,120 doctors statewide 922 PCPs 11 OB/GYN

Provider network(s)

  • NETWORK
  • NON-PREFERRED
Providers Arizona All US states
All 4120 13390
PCP 922 1080
Allergy N/A N/A
OB/GYN 11 17
Dentists 21 23

Drug coverage overview

3,714 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
NON-PREFERRED-BRAND 1,435
PREFERRED-GENERIC 1,346
ZERO-COST-SHARE-PREVENTIVE 501
SPECIALTY 432
Prior authorization Drugs
Required 702
Not Required 3,012
Step therapy Drugs
Required 56
Not Required 3,658
Quantity limits Drugs
Has Limit 1,510
No Limit 2,204

Customer highlights

What stands out for members

  • Issuer: UnitedHealthcare of Arizona, Inc. · Plan ID 40702AZ0060016 · 2027 filing.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
Advertisement

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Arizona?

UHC Gold Standard ($0 Insulin) (40702AZ0060016) is a marketplace plan from UnitedHealthcare of Arizona, Inc. in Arizona for the 2027 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does UHC Gold Standard ($0 Insulin) support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is UHC Gold Standard ($0 Insulin) HSA-eligible and does it include dental or vision coverage?

HSA eligibility is not published; check the Summary of Benefits or ask the issuer.

Dental coverage is not listed for this plan.

Vision coverage is not listed for this plan.

Does UHC Gold Standard ($0 Insulin) support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

How do I enroll in or manage payments for UHC Gold Standard ($0 Insulin)?

Use the issuer portal https://www.uhc.com/AZplanbrochure2027 to pay premiums or start enrollment, then return to HealthPorta for benefit comparisons.

Disclaimer: Based on the Tue, 20 Oct 2026 06:00 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
Issuer profile More plans
Open comparison tray

Add at least two plans to launch side-by-side comparisons.