ACA health insurance plan finder · 2026

2026 ACA plans in North Dakota

Explore marketplace plans across North Dakota with live premium and issuer data from HealthPorta. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

111

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 filtered of 111 plans for State ND. Filters applied

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Filter the 111 available plans by price, coverage, issuer, and benefit details to shortlist options that match your requirements.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

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State: ND

Health insurance plan results

Showing 10 filtered ACA plan options for State ND (111 available in 2026). Sorted by Relevance.

Filters applied

Marketplace Plan

Sanford Small Group TRUE $1750

Sanford Health · Plan ID 89364ND0100022 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Marketplace Plan

Sanford Small Group TRUE $7500 HSA/HDHP

Sanford Health · Plan ID 89364ND0100025 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

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Marketplace Plan

Sanford Small Group TRUE $3950 HSA/HDHP

Sanford Health · Plan ID 89364ND0100026 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

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Gold

Sanford Individual Simplicity $1,750

Sanford Health Plan · Plan ID 89364ND0120001 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352.71 – $1614.45

Monthly premium estimate

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Silver

Sanford Individual Simplicity $3,500

Sanford Health Plan · Plan ID 89364ND0120003 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$322.20 – $1474.78

Monthly premium estimate

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Silver

Sanford Individual Simplicity $4,750

Sanford Health Plan · Plan ID 89364ND0120005 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$339.02 – $1551.78

Monthly premium estimate

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Expanded Bronze

Sanford Individual Simplicity $7,200 HSA Qualified

Sanford Health Plan · Plan ID 89364ND0120006 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$250.43 – $1146.30

Monthly premium estimate

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Expanded Bronze

Sanford Individual Simplicity $6,500

Sanford Health Plan · Plan ID 89364ND0120007 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$243.15 – $1112.95

Monthly premium estimate

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Catastrophic

Sanford Individual Simplicity $10,600

Sanford Health Plan · Plan ID 89364ND0120009 · Year 2026

PPO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$213.78 – $978.53

Monthly premium estimate

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Marketplace Plan

Sanford Individual Simplicity $4,750x

Sanford Health · Plan ID 89364ND0120010 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.