ACA health insurance plan finder · 2026

2026 ACA plans in North Dakota

Explore marketplace plans across North Dakota with live premium and issuer data from HealthPorta. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

111

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 filtered of 111 plans for State ND. Filters applied

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Filter the 111 available plans by price, coverage, issuer, and benefit details to shortlist options that match your requirements.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

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State: ND

Health insurance plan results

Showing 10 filtered ACA plan options for State ND (111 available in 2026). Sorted by Relevance.

Filters applied

Marketplace Plan

Sanford Individual Simplicity $3,500x

Sanford Health · Plan ID 89364ND0120011 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Expanded Bronze

Sanford Individual Simplicity Standardized $7,500

Sanford Health Plan · Plan ID 89364ND0120016 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child

$239.17 – $1094.71

Monthly premium estimate

Silver

Sanford Individual Simplicity Standardized $6,000

Sanford Health Plan · Plan ID 89364ND0120017 · Year 2026

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child

$327.85 – $1500.66

Monthly premium estimate

Gold

Sanford Individual Simplicity Standardized $2,000

Sanford Health Plan · Plan ID 89364ND0120018 · Year 2026

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child

$340.22 – $1557.28

Monthly premium estimate

Marketplace Plan

Sanford Individual Simplicity $1,300x | North Dakota

Sanford Health · Plan ID 89364ND0120020 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Marketplace Plan

Sanford Individual Simplicity $2,500x | North Dakota

Sanford Health · Plan ID 89364ND0120021 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Marketplace Plan

Sanford Individual Simplicity $2,750x | North Dakota

Sanford Health · Plan ID 89364ND0120022 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Marketplace Plan

Sanford Individual Simplicity $4,000x HSA Qualified | North Dakota

Sanford Health · Plan ID 89364ND0120023 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Marketplace Plan

Sanford Individual Simplicity $5,100x | North Dakota

Sanford Health · Plan ID 89364ND0120024 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Marketplace Plan

Sanford Individual Simplicity $5,500x HSA Qualified | North Dakota

Sanford Health · Plan ID 89364ND0120025 · Year 2026

Telehealth — HSA — Dental — Vision —

Premium estimate not available

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.