Florida health plan · 2025

Standard Silver · 49004FL0010006

Centene Venture Company Florida offers this marketplace health insurance plan (Plan ID 49004FL0010006) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Silver Plan type: HMO CSR: Zero Cost Sharing Plan Variation Issuer: Centene Venture Company Florida
Telehealth Data pending HSA eligible No Dental Not listed Vision Child

CMS AV Calculator output: 100.00% (0.00% member share on average). Learn about AV methodology.

2025 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$270 – $2309

Before subsidies

Estimate after subsidies

Deductible

$0

$0 per group

See deductible details

Max out-of-pocket

$0

$0 per group

Review MOOP rules

Office visits

Primary care $0.00, 0.00%
Specialist $0.00, 0.00%
HSA Not eligible

Drug tiers

Generic $0.00, 0.00%
Preferred brand $0.00, 0.00%

View formulary tiers

$482 / mo before subsidies

≈ $5784 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$1488 / mo before subsidies

≈ $17861 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1770 / mo before subsidies

≈ $21236 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1097 / mo before subsidies

≈ $13162 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

$0.00, 0.00%

Emergency Room Services

$0.00, 0.00%

Durable Medical Equipment

$0.00, 0.00%

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Enrollment guidance

Stay on top of 2025 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2025 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Florida). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Zero Cost Sharing Plan Variation plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

$0.00, 0.00%

Emergency Room Services

$0.00, 0.00%

Durable Medical Equipment

$0.00, 0.00%

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Florida 208
PCPs in Florida 27
Telehealth support Data pending
Nationwide providers 281
208 doctors statewide 27 PCPs
Providers Florida All US states
All 208 281
PCP 27 34
Allergy N/A 1
OB/GYN N/A N/A
Dentists 36 37

Drug coverage overview

4,802 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
GENERIC 2,624
NON-PREFERREDGENERIC-NON-PREFERREDBRAND 2,178
Prior authorization Drugs
Required 1,319
Not Required 3,483
Step therapy Drugs
Required 77
Not Required 4,725
Quantity limits Drugs
Has Limit 2,211
No Limit 2,591

Customer highlights

What stands out for members

  • Issuer: Centene Venture Company Florida · Plan ID 49004FL0010006 · 2025 filing.
  • Disease management programs available: Asthma, Diabetes, Heart Disease, Pregnancy.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 49004FL0010006-02 (Open to Indians below 300% FPL) currently displayed.
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Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

$0.00, 0.00%

Diabetes Education

$0.00, 0.00%

Home Health Care Services

$0.00, 0.00%

Laboratory Outpatient and Professional Services

$0.00, 0.00%

Mental/Behavioral Health Urgent Care

$0.00, 0.00%

Other Practitioner Office Visit (Nurse, Physician Assistant)

$0.00, 0.00%

Preventive Care/Screening/Immunization

$0.00, 0.00%

Primary Care Visit to Treat an Injury or Illness

$0.00, 0.00%

Rehabilitative Occupational and Rehabilitative Physical Therapy

$0.00, 0.00%

Rehabilitative Speech Therapy

$0.00, 0.00%

Specialist Visit

$0.00, 0.00%

Substance Use Disorder Urgent Care

$0.00, 0.00%

Urgent Care Centers or Facilities

$0.00, 0.00%

X-rays and Diagnostic Imaging

$0.00, 0.00%

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

$0.00, 0.00%

Delivery and All Inpatient Services for Maternity Care

$0.00, 0.00%

Dialysis

$0.00, 0.00%

Durable Medical Equipment

$0.00, 0.00%

Emergency Room Services

$0.00, 0.00%

Emergency Transportation/Ambulance

$0.00, 0.00%

Hospice Services

$0.00, 0.00%

Inpatient Hospital Services (e.g., Hospital Stay)

$0.00, 0.00%

Inpatient Physician and Surgical Services

$0.00, 0.00%

Mental/Behavioral Health Emergency Room

$0.00, 0.00%

Mental/Behavioral Health Emergency Transportation/Ambulance

$0.00, 0.00%

Mental/Behavioral Health Inpatient Services

$0.00, 0.00%

Mental/Behavioral Health Outpatient Other Services

$0.00, 0.00%

Mental/Behavioral Health Outpatient Services

$0.00, 0.00%

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

$0.00, 0.00%

Outpatient Rehabilitation Services

$0.00, 0.00%

Outpatient Surgery Physician/Surgical Services

$0.00, 0.00%

Radiation

$0.00, 0.00%

Skilled Nursing Facility

$0.00, 0.00%

Substance Abuse Disorder Inpatient Services

$0.00, 0.00%

Substance Abuse Disorder Outpatient Services

$0.00, 0.00%

Substance Use Disorder Emergency Room

$0.00, 0.00%

Substance Use Disorder Emergency Transportation/Ambulance

$0.00, 0.00%

Substance Use Disorder Outpatient Other Services

$0.00, 0.00%

Transplant

$0.00, 0.00%

Mental health & substance use

Behavioral health visits and substance use treatment.

Mental/Behavioral Health ER Physician Fee

$0.00, 0.00%

Substance Use Disorder ER Physician Fee

$0.00, 0.00%

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

Coverage details pending

Hearing Aids

Coverage details pending

Major Dental Care - Child

Coverage details pending

Prenatal and Postnatal Care

$0.00, 0.00%

Routine Eye Exam for Children

$0.00, 0.00%

Well Baby Visits and Care

$0.00, 0.00%

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

$0.00, 0.00%

Non-Preferred Brand Drugs

$0.00, 0.00%

Preferred Brand Drugs

$0.00, 0.00%

Specialty Drugs

$0.00, 0.00%

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

$0.00, 0.00%

Basic Dental Care - Adult

Coverage details pending

Dental Check-Up for Children

Coverage details pending

Infusion Therapy

$0.00, 0.00%

Major Dental Care - Adult

Coverage details pending

Nutritional Counseling

$0.00, 0.00%

Orthodontia - Adult

Coverage details pending

Orthodontia - Child

Coverage details pending

Prosthetic Devices

$0.00, 0.00%

Routine Dental Services (Adult)

Coverage details pending

Weight Loss Programs

Coverage details pending

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

Acupuncture

Coverage details pending

Allergy Testing

$0.00, 0.00%

Bariatric Surgery

Coverage details pending

Cosmetic Surgery

Coverage details pending

Eye Glasses for Children

$0.00, 0.00%

Gender Affirming Care

$0.00, 0.00%

Habilitation Services

$0.00, 0.00%

Imaging (CT/PET Scans, MRIs)

$0.00, 0.00%

Infertility Treatment

Coverage details pending

Long-Term/Custodial Nursing Home Care

Coverage details pending

Private-Duty Nursing

Coverage details pending

Reconstructive Surgery

$0.00, 0.00%

Routine Eye Exam (Adult)

Coverage details pending

Routine Foot Care

$0.00, 0.00%

Treatment for Temporomandibular Joint Disorders

$0.00, 0.00%

Variant attributes

Standard Silver · Variant 49004FL0010006-02

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2025

CSR Variation Type

Zero Cost Sharing Plan Variation

HIOS Product ID

49004FL001

Metal Level

Silver

Plan ID (Standard Component ID with Variant)

49004FL0010006-02

Plan Marketing Name

Standard Silver

Plan Variant Marketing Name

Standard Silver

Issuer & service area

Issuer-provided metadata for this variant.

Issuer ID

49004

Issuer Marketplace Marketing Name

Ambetter Health

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

FLN001

Out of Country Coverage

No

Out of Service Area Coverage

No

Service Area ID

FLS001

State Code

FL

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

AV Calculator Output Number

1.0

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

Yes

Medical Drug Maximum Out of Pocket Integrated

Yes

SBC Scenario, Having a Baby, Coinsurance

$0

SBC Scenario, Having a Baby, Copayment

$0

SBC Scenario, Having a Baby, Deductible

$0

SBC Scenario, Having Diabetes, Coinsurance

$0

SBC Scenario, Having Diabetes, Copayment

$0

SBC Scenario, Having Diabetes, Deductible

$0

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$0

SBC Scenario, Treatment of a Simple Fracture, Copayment

$0

SBC Scenario, Treatment of a Simple Fracture, Deductible

$0

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

0.00%

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$0 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$0 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$0

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

FLF004

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$0

SBC Scenario, Having Diabetes, Limit

$0

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Dental Only Plan

No

Design Type

Design 1

Disease Management Programs Offered

Asthma, Diabetes, Heart Disease, Pregnancy

EHB Percent of Total Premium

1.0

First Tier Utilization

100%

Import Date

2024-10-11 01:02:00

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

No

New/Existing Plan

New

Notice Required for Pregnancy

Yes

Is a Referral Required for Specialist?

No

Plan Effective Date

2025-01-01

Plan Type

HMO

QHP/Non QHP

Both

Source Name

HIOS

Plan ID

49004FL0010006

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual

$0

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Individual

Not Applicable

Unique Plan Design

No

Wellness Program Offered

No

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Florida?

Standard Silver (49004FL0010006) is a Silver HMO from Centene Venture Company Florida in Florida for the 2025 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Standard Silver support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Standard Silver HSA-eligible and does it include dental or vision coverage?

It is not marked as HSA-eligible, so confirm with the issuer before relying on tax-advantaged savings.

Dental coverage is not listed for this plan.

Vision add-ons: Child.

Does Standard Silver support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with Standard Silver?

The issuer lists disease management resources for: Asthma, Diabetes, Heart Disease, Pregnancy.

Is there out-of-country coverage for Standard Silver?

No, out-of-country services are not covered for this plan.

Does Standard Silver cover care outside the service area?

No, the issuer indicates out-of-service-area care is not covered except for emergencies.

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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