Silver Simple - 23818NJ0010003 Health Insurance Plan

Oscar Garden State Insurance Corporation health insurance plan with the Plan ID 23818NJ0010003. The plan is called Silver Simple.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 70.30% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.70% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 23818NJ0010003
Health Insurance Plan Year 2023
State New Jersey
Health Insurance Issuer Oscar Garden State Insurance Corporation
Health Insurance Plan Variant 23818NJ0010003-01
Provider Network(s) ['NJN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 07 May 2024 06:08 GMT).

Providers New Jersey All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard On Exchange Plan - 23818NJ0010003-01

Open to Indians below 300% FPL - 23818NJ0010003-02

Open to Indians above 300% FPL - 23818NJ0010003-03

73% AV Silver Plan - 23818NJ0010003-04

87% AV Silver Plan - 23818NJ0010003-05

94% AV Silver Plan - 23818NJ0010003-06

Last Plan Update Date Mon, 23 Jan 2023 00:00 GMT
Last Import Date Tue, 07 May 2024 06:08 GMT

Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 Attributes

Plan Attribute Value
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Silver On Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, Pain Management, Pregnancy, Weight Loss Programs, Low Back Pain, High Blood Pressure & High Cholesterol
EHB Percent of Total Premium 99.99%
First Tier Utilization 100%
Formulary ID NJF001
HIOS Product ID 23818NJ001
Import Date 1/23/2023
HSA Eligible No
IsItANewPlan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 70.30%
Issuer ID 23818
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID NJN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency and Urgent Services only
Plan Effective Date 1/1/2023
Plan Expiration Date 12/31/2023
Plan ID (Standard Component ID with Variant) 23818NJ0010003-01
Plan Marketing Name Silver Simple
Plan Type EPO
Plan Variant Marketing Name Silver Simple ($0 Virtual Care)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $3,400
SBC Scenario, Having a Baby, Copayment $50
SBC Scenario, Having a Baby, Deductible $2,500
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $1,000
SBC Scenario, Having Diabetes, Copayment $100
SBC Scenario, Having Diabetes, Deductible $2,500
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $100
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,500
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NJS001
Source Name SERFF
Specialty Drug Maximum Coinsurance $150
Plan ID 23818NJ0010003
State Code NJ
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 40.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family $2500 per person | $5000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $2,500
TEHBDedOutofNetFamily per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family $7200 per person | $14400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $7,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
Version Number 1
Wellness Program Offered No

Copay & Coinsurance of Silver Simple Health Insurance Plan, 23818NJ0010003

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Silver Simple, 23818NJ0010003 Health Insurance Plan, 23818NJ0010003

  • Does Silver Simple Health Insurance Plan, 23818NJ0010003 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, Pain Management, Pregnancy, Weight Loss Programs, Low Back Pain, High Blood Pressure & High Cholesterol

    Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-01) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-01) have Out of Service Area Coverage?

    Yes. Details: Emergency and Urgent Services only

    Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, Pain Management, Pregnancy, Weight Loss Programs, Low Back Pain, High Blood Pressure & High Cholesterol

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Asthma?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Asthma.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Heart disease?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Heart disease.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Depression?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Depression.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Diabetes?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Diabetes.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Low back pain?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Low back pain.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Pregnancy?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Pregnancy.

    Does Silver Simple ($0 Virtual Care) Health Insurance Plan, Variant (23818NJ0010003-01) offer Disease Management Programs for Weight loss programs?

    Yes, the Silver Simple ($0 Virtual Care) Health Insurance Plan Variant 23818NJ0010003-01 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 07 May 2024 06:08 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API