Silver Elite Saver Plus - 69512MO0010030 Health Insurance Plan
Oscar Insurance Company health insurance plan with the Plan ID 69512MO0010030. The plan is called Silver Elite Saver Plus.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 71.70% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.30% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 69512MO0010030 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Missouri | ||||||||||||||||||
| Health Insurance Issuer | Oscar Insurance Company | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 69512MO0010030-01 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 69512MO0010030-00 Standard On Exchange Plan - 69512MO0010030-01 Open to Indians below 300% FPL - 69512MO0010030-02 Open to Indians above 300% FPL - 69512MO0010030-03 73% AV Silver Plan - 69512MO0010030-04 |
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| Last Plan Update Date | Fri, 10 Jan 2025 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 04 Nov 2025 05:30 GMT |
Benefits of Silver Elite Saver Plus Health Insurance Plan, 69512MO0010030-01
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
Exclusions: nan Benefits include only services for a "therapeutic abortion," which is an abortion performed to save the life of the mother. Public funding is not prohibited when an abortion is performed to save the life of the mother. |
NO | ||
| Accidental Dental
Limit: 3000.0 Dollars per Episode Exclusions: nan Treatment must begin within 12 months of the injury |
YES | 50.00% |
100.00% |
| Acupuncture
Exclusions: nan nan |
NO | ||
| Allergy Testing
Exclusions: nan nan |
YES | $100.00 |
100.00% |
| Bariatric Surgery
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Child
Exclusions: nan nan |
NO | ||
| Chemotherapy
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Chiropractic Care
Exclusions: nan Chiropractic visits beyond 26 per benefit period require Prior Authorization |
YES | $100.00 |
100.00% |
| Cosmetic Surgery
Exclusions: nan nan |
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Dental Check-Up for Children
Exclusions: nan nan |
NO | ||
| Diabetes Education
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Dialysis
Exclusions: nan Covered Services include dialysis treatments in an outpatient dialysis, or home dialysis and training for you and the person who will help you with home self- dialysis |
YES | 50.00% |
100.00% |
| Durable Medical Equipment
Exclusions: Non-Medically Necessary enhancements to standard equipment and devices. nan |
YES | 50.00% |
100.00% |
| Emergency Room Services
Exclusions: nan nan |
YES | 50.00% |
50.00% |
| Emergency Transportation/Ambulance
Exclusions: nan nan |
YES | 50.00% |
50.00% |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: nan Covered lenses and frames each available at limit of one per year |
YES | 50.00% |
100.00% |
| Gender Affirming Care
Exclusions: nan nan |
NO | ||
| Generic Drugs
Exclusions: nan nan |
YES | Tier 1: $3.00 Tier 2: $30.00 |
100.00% |
| Habilitation Services
Limit: 20.0 Visit(s) per Benefit Period Exclusions: ABA for autism only covered through age 18. Habilitative services definition: "help you keep, learn or improve skills and functioning for daily living." |
YES | $60.00 |
100.00% |
| Hearing Aids
Exclusions: Not covered for adults aged 19 and older Benefits include hearing aids provided to a newborn for initial amplification following a newborn hearing screening. Limited to 1 hearing aid per ear, every 4 years, for children through age 18. |
YES | 50.00% |
100.00% |
| Home Health Care Services
Limit: 100.0 Visit(s) per Benefit Period Exclusions: nan To be eligible for benefits, you must essentially be confined to the home, as an alternative to a Hospital stay, and be physically unable to get needed medical services on an outpatient basis |
YES | $100.00 |
100.00% |
| Hospice Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Imaging (CT/PET Scans, MRIs)
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Infertility Treatment
Exclusions: Fertility treatments such as artificial insemination and in-vitro fertilization are not a Covered Service. Covered Services include diagnostic tests to find the cause of infertility and services to treat the underlying medical conditions that cause infertility |
NO | ||
| Infusion Therapy
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Inpatient Physician and Surgical Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Laboratory Outpatient and Professional Services
Exclusions: nan nan |
YES | $50.00 |
100.00% |
| Long-Term/Custodial Nursing Home Care
Exclusions: nan nan |
NO | ||
| Major Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Major Dental Care - Child
Exclusions: nan nan |
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Mental/Behavioral Health Outpatient Services
Exclusions: nan The cost sharing that displays applies to outpatient office visits only. All other outpatient services, such as Partial Hospitalization and Intensive Outpatient Program, may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $60.00 |
100.00% |
| Non-Preferred Brand Drugs
Exclusions: nan nan |
YES | 50.00% Coinsurance after deductible |
100.00% |
| Nutritional Counseling
Exclusions: nan nan |
YES | $60.00 |
100.00% |
| Orthodontia - Adult
Exclusions: nan nan |
NO | ||
| Orthodontia - Child
Exclusions: nan nan |
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: nan nan |
YES | $60.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Benefit Period Exclusions: nan To be Covered Services, rehabilitation services must involve goals you can reach in a reasonable period of time. Benefits will end when treatment is no longer Medically Necessary and you stop progressing toward those goals. |
YES | $60.00 |
100.00% |
| Outpatient Surgery Physician/Surgical Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Preferred Brand Drugs
Exclusions: nan nan |
YES | $125.00 |
100.00% |
| Prenatal and Postnatal Care
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| Preventive Care/Screening/Immunization
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: nan Cost share applies to both in-person and telemedicine services. |
YES | $60.00 |
100.00% |
| Private-Duty Nursing
Limit: 82.0 Visit(s) per Benefit Period Exclusions: Private Duty Nursing Services excluded if given in a Hospital or Skilled Nursing Facility. Private duty nursing services are a Covered Service only when given as part of the "Home Care Services" benefit. Private Duty Lifetime Maximum: 164 visits In- and Out-of-Network combined. |
YES | $100.00 |
100.00% |
| Prosthetic Devices
Exclusions: nan Benefits include the purchase, fitting, adjustments, repairs and replacements |
YES | 50.00% |
100.00% |
| Radiation
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Reconstructive Surgery
Exclusions: nan Benefits include reconstructive surgery to correct significant deformities caused by congenital or developmental abnormalities, illness, injury or an earlier treatment in order to create a more normal appearance. |
YES | 50.00% |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 20.0 Visit(s) per Benefit Period Exclusions: nan 20 visit limit each for PT and OT. |
YES | $60.00 |
100.00% |
| Rehabilitative Speech Therapy
Exclusions: nan Unlimited visits for speech therapy. |
YES | $60.00 |
100.00% |
| Routine Dental Services (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Routine Foot Care
Exclusions: Coverage is only available if Medically Necessary Coverage is available if Medically Necessary. |
YES | $100.00 |
100.00% |
| Skilled Nursing Facility
Limit: 150.0 Days per Benefit Period Exclusions: nan Limit is for in-and out-of-network combined and includes rehab and outpatient day rehab. |
YES | 50.00% |
100.00% |
| Specialist Visit
Exclusions: nan Cost share applies to both in-person and telemedicine services. |
YES | $100.00 |
100.00% |
| Specialty Drugs
Exclusions: nan nan |
YES | 50.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Substance Abuse Disorder Outpatient Services
Exclusions: nan The cost sharing that displays applies to outpatient office visits only. All other outpatient services, such as Partial Hospitalization and Intensive Outpatient Program, may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $60.00 |
100.00% |
| Transplant
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Exclusions: Covered Services do not include fixed or removable appliances that involve movement or repositioning of the teeth, repair of teeth (fillings), or prosthetics (crowns, bridges, dentures) Covered Services include removable appliances for TMJ repositioning and related surgery, medical care, and diagnostic services. |
YES | 50.00% |
100.00% |
| Urgent Care Centers or Facilities
Exclusions: nan Virtual urgent care services provided by Oscar-designated virtual care providers are covered in full. |
YES | $50.00 |
100.00% |
| Weight Loss Programs
Exclusions: nan nan |
NO | ||
| Well Baby Visits and Care
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| X-rays and Diagnostic Imaging
Exclusions: nan nan |
YES | $100.00 |
100.00% |
Silver Elite Saver Plus Health Insurance Plan Variant 69512MO0010030-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.717040890829692 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Silver On Exchange Plan |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 1), Family Per Group | $400 per group |
| Drug EHB Deductible, In Network (Tier 1), Family Per Person | $200 per person |
| Drug EHB Deductible, In Network (Tier 1), Individual | $200 |
| Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 2), Family Per Group | $400 per group |
| Drug EHB Deductible, In Network (Tier 2), Family Per Person | $200 per person |
| Drug EHB Deductible, In Network (Tier 2), Individual | $200 |
| Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Depression, Diabetes, Heart Disease, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 44% |
| Formulary ID | MOF001 |
| Formulary URL | URL |
| HIOS Product ID | 69512MO001 |
| Import Date | 2025-01-10 00:01:52 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 69512 |
| Issuer Marketplace Marketing Name | Oscar Insurance Company |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Medical EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Medical EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Medical EHB Deductible, In Network (Tier 1), Individual | $0 |
| Medical EHB Deductible, In Network (Tier 2), Default Coinsurance | 50.00% |
| Medical EHB Deductible, In Network (Tier 2), Family Per Group | $0 per group |
| Medical EHB Deductible, In Network (Tier 2), Family Per Person | $0 per person |
| Medical EHB Deductible, In Network (Tier 2), Individual | $0 |
| Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Out of Network, Individual | Not Applicable |
| Metal Level | Silver |
| Multiple In Network Tiers | Yes |
| National Network | No |
| Network ID | MON001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Services Only |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 69512MO0010030-01 |
| Plan Marketing Name | Silver Elite Saver Plus |
| Plan Type | EPO |
| Plan Variant Marketing Name | Silver Elite Saver Plus |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $5,000 |
| SBC Scenario, Having a Baby, Copayment | $400 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $3,000 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $1,100 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $500 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 56% |
| Service Area ID | MOS001 |
| Source Name | HIOS |
| Plan ID | 69512MO0010030 |
| State Code | MO |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9100 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,100 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group | $18200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person | $9100 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $9,100 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Silver Elite Saver Plus Health Insurance Plan, 69512MO0010030
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Silver Elite Saver Plus, 69512MO0010030 Health Insurance Plan, 69512MO0010030
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Does Silver Elite Saver Plus Health Insurance Plan, 69512MO0010030 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (69512MO0010030) Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs?
Does (69512MO0010030) Health Insurance Plan, Variant (69512MO0010030-01) have Out Of Country Coverage?
Does (69512MO0010030) Health Insurance Plan, Variant (69512MO0010030-01) have Out of Service Area Coverage?
Does (69512MO0010030) Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs?
Does Silver Elite Saver Plus Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs for Asthma?
Does Silver Elite Saver Plus Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs for Heart disease?
Does Silver Elite Saver Plus Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs for Depression?
Does Silver Elite Saver Plus Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs for Diabetes?
Does Silver Elite Saver Plus Health Insurance Plan, Variant (69512MO0010030-01) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API