Silver Classic Standard (Choice) - 11574IL0010052 Health Insurance Plan
Oscar Health Plan, Inc. health insurance plan with the Plan ID 11574IL0010052. The plan is called Silver Classic Standard (Choice).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 11574IL0010052 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Illinois | ||||||||||||||||||
| Health Insurance Issuer | Oscar Health Plan, Inc. | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 11574IL0010052-02 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 11574IL0010052-00 Standard On Exchange Plan - 11574IL0010052-01 Open to Indians below 300% FPL - 11574IL0010052-02 Open to Indians above 300% FPL - 11574IL0010052-03 73% AV Silver Plan - 11574IL0010052-04 |
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| Last Plan Update Date | Wed, 16 Oct 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 04 Nov 2025 05:30 GMT |
Benefits of Silver Classic Standard (Choice) Health Insurance Plan, 11574IL0010052-02
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Accidental Dental
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Acupuncture
Exclusions: nan nan |
NO | ||
| Allergy Testing
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Bariatric Surgery
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Basic Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Child
Exclusions: nan nan |
NO | ||
| Chemotherapy
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Chiropractic Care
Limit: 25.0 Visit(s) per Benefit Period Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Cosmetic Surgery
Exclusions: nan nan |
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Dental Check-Up for Children
Exclusions: nan nan |
NO | ||
| Diabetes Education
Exclusions: nan Services must be rendered by a physician, or duly certified, or licensed health care professional with expertise in diabetes management. |
YES | $0.00 |
100.00% |
| Dialysis
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Durable Medical Equipment
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Emergency Room Services
Exclusions: nan nan |
YES | $0.00 |
$0.00 |
| Emergency Transportation/Ambulance
Exclusions: nan nan |
YES | $0.00 |
$0.00 |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Benefit Period Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Gender Affirming Care
Exclusions: nan nan |
NO | ||
| Generic Drugs
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Habilitation Services
Exclusions: nan Treatment must be medically necessary and therapeutic and not investigational. |
YES | $0.00 |
100.00% |
| Hearing Aids
Limit: 2.0 Visit(s) per 3 Years Exclusions: nan Benefits are for bone anchored hearing aids. Quantity limit applies to hearing aids for children. |
YES | $0.00 |
100.00% |
| Home Health Care Services
Exclusions: nan Benefits will be provided for services under a Coordinated Home Care Program. |
YES | $0.00 |
100.00% |
| Hospice Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Imaging (CT/PET Scans, MRIs)
Exclusions: nan Benefit provided for outpatient services and when these services are related to surgery or medical. |
YES | $0.00 |
100.00% |
| Infertility Treatment
Exclusions: nan Limitations vary based on procedures. |
YES | $0.00 |
100.00% |
| Infusion Therapy
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Inpatient Physician and Surgical Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Laboratory Outpatient and Professional Services
Exclusions: nan Benefit provided for outpatient services and when these services are related to surgery or medical care. |
YES | $0.00 |
100.00% |
| Long-Term/Custodial Nursing Home Care
Exclusions: nan nan |
NO | ||
| Major Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Major Dental Care - Child
Exclusions: nan nan |
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Mental/Behavioral Health Outpatient Services
Exclusions: nan The cost sharing that displays applies to outpatient office visits only. All other outpatient services, such as Partial Hospitalization and Intensive Outpatient Program, may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $0.00 |
100.00% |
| Non-Preferred Brand Drugs
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Nutritional Counseling
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Orthodontia - Adult
Exclusions: nan nan |
NO | ||
| Orthodontia - Child
Exclusions: nan nan |
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Outpatient Rehabilitation Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Outpatient Surgery Physician/Surgical Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Preferred Brand Drugs
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Prenatal and Postnatal Care
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| Preventive Care/Screening/Immunization
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: nan Cost share applies to both in-person and telemedicine services. |
YES | $0.00 |
100.00% |
| Private-Duty Nursing
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Prosthetic Devices
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Radiation
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Reconstructive Surgery
Exclusions: nan Only includes benefits for mastectomy-related services. |
YES | $0.00 |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Exclusions: nan Maintenance Speech Therapy is not covered. |
YES | $0.00 |
100.00% |
| Rehabilitative Speech Therapy
Exclusions: nan When rendered for the treatment of psychosocial speech delay, behavioral problems (including impulsive behavior and impulsivity syndrome) attention disorder, conceptual handicap or mental retardation, except as may be provided under this Certificate for Autism Spectrum Disorder(s). |
YES | $0.00 |
100.00% |
| Routine Dental Services (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Routine Foot Care
Exclusions: nan nan |
NO | ||
| Skilled Nursing Facility
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Specialist Visit
Exclusions: nan Cost share applies to both in-person and telemedicine services. |
YES | $0.00 |
100.00% |
| Specialty Drugs
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Substance Abuse Disorder Outpatient Services
Exclusions: nan The cost sharing that displays applies to outpatient office visits only. All other outpatient services, such as Partial Hospitalization and Intensive Outpatient Program, may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $0.00 |
100.00% |
| Transplant
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Exclusions: nan nan |
YES | $0.00 |
100.00% |
| Urgent Care Centers or Facilities
Exclusions: nan Virtual urgent care services provided by Oscar-designated virtual care providers are covered in full. |
YES | $0.00 |
100.00% |
| Weight Loss Programs
Exclusions: nan nan |
NO | ||
| Well Baby Visits and Care
Exclusions: nan nan |
YES | 0.00% |
100.00% |
| X-rays and Diagnostic Imaging
Exclusions: nan Benefit provided for outpatient services and when these services are related to surgery or medical care. |
YES | $0.00 |
100.00% |
AIAN Cost Share (Choice) Health Insurance Plan Variant 11574IL0010052-02 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 1.0 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Zero Cost Sharing Plan Variation |
| Dental Only Plan | No |
| Design Type | Design 1 |
| Disease Management Programs Offered | Asthma, Depression, Diabetes, Heart Disease, Pregnancy |
| EHB Percent of Total Premium | 0.9975 |
| First Tier Utilization | 100% |
| Formulary ID | ILF004 |
| Formulary URL | URL |
| HIOS Product ID | 11574IL001 |
| Import Date | 2024-10-16 20:01:50 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | Yes |
| Issuer ID | 11574 |
| Issuer Marketplace Marketing Name | Oscar Health Plan, Inc. |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | ILN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Services Only |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 11574IL0010052-02 |
| Plan Marketing Name | Silver Classic Standard (Choice) |
| Plan Type | HMO |
| Plan Variant Marketing Name | AIAN Cost Share (Choice) |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | ILS001 |
| Source Name | SERFF |
| Specialist Requiring a Referral | All Specialist Providers |
| Plan ID | 11574IL0010052 |
| State Code | IL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $0 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $0 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $0 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Silver Classic Standard (Choice) Health Insurance Plan, 11574IL0010052
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Silver Classic Standard (Choice), 11574IL0010052 Health Insurance Plan, 11574IL0010052
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Does Silver Classic Standard (Choice) Health Insurance Plan, 11574IL0010052 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (11574IL0010052) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs?
Does (11574IL0010052) Health Insurance Plan, Variant (11574IL0010052-02) have Out Of Country Coverage?
Does (11574IL0010052) Health Insurance Plan, Variant (11574IL0010052-02) have Out of Service Area Coverage?
Does (11574IL0010052) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs?
Does AIAN Cost Share (Choice) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs for Asthma?
Does AIAN Cost Share (Choice) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs for Heart disease?
Does AIAN Cost Share (Choice) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs for Depression?
Does AIAN Cost Share (Choice) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs for Diabetes?
Does AIAN Cost Share (Choice) Health Insurance Plan, Variant (11574IL0010052-02) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API