Sanford Individual Simplicity $1,750 - 89364ND0120001 Health Insurance Plan

Sanford Health Plan health insurance plan with the Plan ID 89364ND0120001. The plan is called Sanford Individual Simplicity $1,750.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 100.00% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 89364ND0120001
Health Insurance Plan Year 2025
State North Dakota
Health Insurance Issuer Sanford Health Plan
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 89364ND0120001-02
Provider Network(s) NETWORK SIMPLICITY
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT).

Providers North Dakota All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 89364ND0120001-00

Standard On Exchange Plan - 89364ND0120001-01

Open to Indians below 300% FPL - 89364ND0120001-02

Open to Indians above 300% FPL - 89364ND0120001-03

Last Plan Update Date Fri, 14 Mar 2025 00:00 GMT
Last Import Date Tue, 04 Nov 2025 05:30 GMT

Benefits of Sanford Individual Simplicity $1,750 Health Insurance Plan, 89364ND0120001-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited

Exclusions: nan

Elective abortion services are only covered when the mothers life is endangered. Prior Authorization/certification required.

NO
Accidental Dental

Exclusions: nan

Oral surgical procedures limited to services required because of injury, accident or cancer that damages Natural Teeth. This is an Outpatient Surgery that requires Certification. Care must be received within twelve 12 months of the occurrence. Injury does not include injuries to Natural Teeth caused by biting or chewing. Associated radiology services are included. Coverage applies regardless of whether the services are provided in a Hospital or a dental office. Extractions when medically necessary because of injury, accident, or cancer when internal guidelines are met.

YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture

Exclusions: nan

nan

NO
Allergy Testing

Exclusions: nan

Benefit includes serum, injections, testing and treatment.

YES

$0.00, 0.00%

$0.00, 0.00%
Applied Behavior Analysis Based Therapies

Exclusions: nan

Covered service for the treatment of Autism Spectrum Disorder. Prior Authorization required.

YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery

Exclusions: nan

Surgery must be medically necessary. Not all procedures classified as weight reduction surgery are covered. Prior approval for weight reduction surgery is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Basic Dental Care - Adult

Exclusions: nan

nan

NO
Basic Dental Care - Child

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Chemotherapy

Exclusions: nan

Prior authorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery

Exclusions: nan

nan

NO
Delivery and All Inpatient Services for Maternity Care

Exclusions: nan

Deductible Amount is waived when the newborn is released with the mother

YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children

Limit: 2.0 Exam(s) per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Diabetes Education

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis

Exclusions: nan

Plan will pay first for the first 30 months after you become eligible to join Medicare.

YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment

Exclusions: nan

Coverage for DME prescribed by an attending Practitioner and/or Provider, which is Medically Necessary, not primarily and customarily used for non-medical purposes, designed for prolonged use, and for a specific therapeutic purpose in the treatment of an illness or injury. Limitations per Sanford Health Plan policy guidelines apply. Casts, splints, braces, crutches and dressings for the treatment of fracture, dislocation, torn muscles or ligaments and other chronic conditions per Sanford Health Plan policy. Prior authorization is required for certain items.

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

Exclusions: nan

Limited to 1 frame every other year. Lenses or contact lenses limited to 1 item annually. Benefit ends at the end of the month when the member turns 19.

YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care

Exclusions: nan

Prior Authorization requried

YES

$0.00, 0.00%

$0.00, 0.00%
Generic Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Home Health Care Services

Limit: 40.0 Visit(s) per Benefit Period

Exclusions: nan

Prior authorization is required in lieu of a Hospital or Skilled Nursing Facility stay.

YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)

Exclusions: nan

Prior authorization may be required.

YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

Exclusions: nan

Testing for the diagnosis of infertility: Transvaginal ultrasound for structural evaluation (limit of 1 per calendar year) Sonogram (limit of 1 per calendar year) Screenings for stimulations of ovarian reserves and ovarian functions(limit of 1 per screening per calendar year) Screenings for assessment of polycystic ovarian syndrome (PCOS) (limit of 1 per calendar year) Semen Analysis (limit of 2 per calendar year)

NO
Infusion Therapy

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: nan

Prior authorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care

Exclusions: nan

nan

NO
Major Dental Care - Adult

Exclusions: nan

nan

NO
Major Dental Care - Child

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Inpatient Services

Exclusions: nan

Prior authorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Mental/Behavioral Health and SUD. The cost sharing that displays applies to outpatient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for additional information.

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

100.00%
Nutritional Counseling

Limit: 12.0 Visit(s) per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult

Exclusions: nan

nan

NO
Orthodontia - Child

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

100.00%
Prenatal and Postnatal Care

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing

Exclusions: nan

Nursing care that is provided to a Member on a one-to-one basis by licensed nurse in an inpatient or home setting. Prior authorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Prosthetic Devices

Exclusions: nan

Prosthetic limbs, sockets and supplies, and prosthetic eyes; Externally worn breast prostheses and surgical bras, including necessary replacements following a mastectomy. Includes two (2) external prosthesis per Calendar Year and six (6) bras per Calendar Year. For double mastectomy: coverage extends to four (4) external prosthesis per Calendar Year and six (6) bras per Calendar Year. Devices permanently implanted that are not Experimental or Investigational Services such as artificial joints, pacemakers, and surgically implanted breast implant following mastectomy. Cranial Prosthesis, including wigs (limited to 1 per benefit period)Prosthetic limbs, sockets and supplies, and prosthetic eyes. Requires Prior Authorization.

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation

Exclusions: nan

Prior authorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Exclusions: nan

Some services require prior authorization.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Primary Care, Habilitation, and Rehabilitation.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)

Exclusions: nan

nan

NO
Routine Eye Exam (Adult)

Exclusions: nan

Vision examination is only covered when related to injury, accident or cancer that damages the eye. Dilated eye examination for diabetes-related diagnosis (limit of one exam per Member per year)

NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Foot Care

Exclusions: nan

Covered when medically appropriate.

NO
Skilled Nursing Facility

Limit: 30.0 Days per Benefit Period

Exclusions: nan

Preauthorization is required.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Exclusions: nan

Preferred and Non-Preferred specialty drugs may be subject to different cost sharing rates.

YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Inpatient Services

Exclusions: nan

For SUD, PA required for inpatient, residential, partial hospitalization, and intensive outpatient.

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services

Exclusions: nan

First 5 office visits covered at 100% in the combined categories of Mental/Behavioral Health and SUD.

YES

$0.00, 0.00%

$0.00, 0.00%
Transplant

Exclusions: nan

Prior authorization is required. To be eligible for coverage, Transplants must meet United Network for Organ Sharing (UNOS) criteria and/or Medical Criteria. Transplants must be performed at contracted Centers of Excellence or otherwise identified and accepted by Sanford Health Plan as qualified facilities.

YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders

Exclusions: nan

Services for the Treatment and Diagnosis of TMJ/TMD are covered subject to Medical Necessity. Manual therapy and osteopathic or chiropractic manipulation treatment if performed by physical medicine Providers. TMJ Splints and adjustments if your primary diagnosis is TMJ/TMD. Maximum Benefit Allowance of 1 splint per Member per Benefit Period.

YES

$0.00, 0.00%

$0.00, 0.00%
Urgent Care Centers or Facilities

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs

Exclusions: nan

nan

NO
Well Baby Visits and Care

Exclusions: nan

Well Child Care to the Member's 6th birthday, 100% of Allowed Charges.

YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%

Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID NDF012
Formulary URL URL
HIOS Product ID 89364ND012
Import Date 2025-03-14 02:01:36
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 100.00%
Issuer ID 89364
Issuer Marketplace Marketing Name Sanford Health Plan
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network Yes
Network ID NDN003
Out of Country Coverage No
Out of Country Coverage Description Only in Emergent Medical situations
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Only in Emergent Medical situations
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 89364ND0120001-02
Plan Marketing Name Sanford Individual Simplicity $1,750
Plan Type PPO
Plan Variant Marketing Name Sanford Individual Simplicity $1,750
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NDS003
Source Name HIOS
Plan ID 89364ND0120001
State Code ND
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Sanford Individual Simplicity $1,750 Health Insurance Plan, 89364ND0120001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Sanford Individual Simplicity $1,750, 89364ND0120001 Health Insurance Plan, 89364ND0120001

  • Does Sanford Individual Simplicity $1,750 Health Insurance Plan, 89364ND0120001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (89364ND0120001) Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy

    Does (89364ND0120001) Health Insurance Plan, Variant (89364ND0120001-02) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan). Details: Only in Emergent Medical situations

    Does (89364ND0120001) Health Insurance Plan, Variant (89364ND0120001-02) have Out of Service Area Coverage?

    Yes. Details: Only in Emergent Medical situations

    Does (89364ND0120001) Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy

    Does Sanford Individual Simplicity $1,750 Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs for Asthma?

    Yes, the Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 offers Disease Management Program for Asthma.

    Does Sanford Individual Simplicity $1,750 Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs for Heart disease?

    Yes, the Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 offers Disease Management Program for Heart disease.

    Does Sanford Individual Simplicity $1,750 Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs for Diabetes?

    Yes, the Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 offers Disease Management Program for Diabetes.

    Does Sanford Individual Simplicity $1,750 Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Sanford Individual Simplicity $1,750 Health Insurance Plan, Variant (89364ND0120001-02) offer Disease Management Programs for Pregnancy?

    Yes, the Sanford Individual Simplicity $1,750 Health Insurance Plan Variant 89364ND0120001-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API