Alaska health plan · 2026

Premera Blue Cross Pediatric Dental · 38344AK1120001

Premera Blue Cross Blue Shield of Alaska offers this marketplace plan (Plan ID 38344AK1120001). Use the modules below to compare premiums, coverage structure, provider access, and formulary context against alternative options in the same market.

Metal level: High Plan type: PPO CSR: Standard High On Exchange Plan Issuer: Premera Blue Cross Blue Shield of Alaska
Telehealth Data pending HSA eligible Check with issuer Dental Child Vision Not listed
Pay / Manage Plan View issuer site

Issuer actuarial value: 87.69%. Expect to pay roughly 12.31% of covered costs out of pocket, based on issuer reporting.

2026 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 10 Mar 2026 06:40 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

– $40

Before subsidies

Estimate after subsidies

Deductible

N/A

N/A

See deductible details

Max out-of-pocket

N/A

N/A

Review MOOP rules

Office visits

Primary care See benefits
Specialist See benefits

Drug tiers

Generic See drug coverage
Preferred brand See drug coverage

View formulary tiers

$40 / mo before subsidies

≈ $480 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.

$80 / mo before subsidies

≈ $960 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.
Issuer profile See benefits
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Enrollment guidance

Stay on top of 2026 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2026 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Alaska). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Standard High On Exchange Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Plan ID 38344AK1120001
Coverage year 2026
State Alaska
Issuer Premera Blue Cross Blue Shield of Alaska
Marketing materials View marketing kit
Variant ID 38344AK1120001-01
Available variants

Standard On Exchange Plan · 38344AK1120001-01
Last plan update Wed, 15 Oct 2025 00:00 GMT
Last HealthPorta import Tue, 10 Mar 2026 06:40 GMT

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 10 Mar 2026 06:40 GMT).

All providers in Alaska 6688
PCPs in Alaska 687
Telehealth support Data pending
Nationwide providers 69695
6,688 doctors statewide 687 PCPs 16 OB/GYN

Provider network(s)

  • DENTALSELECT
Providers Alaska All US states
All 6688 69695
PCP 687 8572
Allergy 7 18
OB/GYN 16 285
Dentists 211 2104

Drug coverage overview

1 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
ACA-PREVENTIVE-DRUGS 1
Prior authorization Drugs
Required 0
Not Required 1
Step therapy Drugs
Required 0
Not Required 1
Quantity limits Drugs
Has Limit 0
No Limit 1

Customer highlights

What stands out for members

  • Issuer: Premera Blue Cross Blue Shield of Alaska · Plan ID 38344AK1120001 · 2026 filing.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 38344AK1120001-01 (Standard On Exchange Plan) currently displayed.
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Benefits

Covered services & limitations

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

20.00% Coinsurance after deductible
Tier 1 in-network 20.00% Coinsurance after deductible
Out-of-network 40.00% Coinsurance after deductible

Quantitative limits apply; see EHB base benchmark plan.

Major Dental Care - Child

50.00% Coinsurance after deductible
Tier 1 in-network 50.00% Coinsurance after deductible
Out-of-network 50.00% Coinsurance after deductible

Quantitative limits apply; see EHB base benchmark plan.

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

50.00% Coinsurance after deductible
Tier 1 in-network 50.00% Coinsurance after deductible
Out-of-network 50.00% Coinsurance after deductible

Basic Dental Care - Adult

Coverage details pending

Issuer did not share extra notes for this benefit beyond the summary above.

Dental Check-Up for Children

No Charge
Tier 1 in-network No Charge
Out-of-network 30.00% Coinsurance after deductible

Quantitative limits apply; see EHB base benchmark plan.

Major Dental Care - Adult

Coverage details pending

Issuer did not share extra notes for this benefit beyond the summary above.

Orthodontia - Adult

Coverage details pending

Issuer did not share extra notes for this benefit beyond the summary above.

Orthodontia - Child

50.00% Coinsurance after deductible
Tier 1 in-network 50.00% Coinsurance after deductible
Out-of-network 50.00% Coinsurance after deductible

Routine Dental Services (Adult)

Coverage details pending

Issuer did not share extra notes for this benefit beyond the summary above.

Variant attributes

Premera Blue Cross Pediatric Dental · Variant 38344AK1120001-01

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2026

CSR Variation Type

Standard High On Exchange Plan

HIOS Product ID

38344AK112

Metal Level

High

Plan ID (Standard Component ID with Variant)

38344AK1120001-01

Plan Marketing Name

Premera Blue Cross Pediatric Dental

Plan Variant Marketing Name

Premera Blue Cross Pediatric Dental

Issuer & service area

Issuer-provided metadata for this variant.

Issuer Actuarial Value

87.69%

Issuer ID

38344

Issuer Marketplace Marketing Name

Premera Blue Cross Blue Shield of Alaska

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

AKN003

Out of Country Coverage

Yes

Out of Country Coverage Description

The out of country provision applies if the member is outside of the US. For all providers, the member has to pay the provider at the time of service, and send the claim to the insurer along with any other supporting documents. The insurer provides benefits at the out-of-network benefit level.

Out of Service Area Coverage

Yes

Out of Service Area Coverage Description

If the member is outside of Alaska, but still in the US, the insurer pays out of network. Member has to pay the provider in full, and submit a claim for reimburseement.

Service Area ID

AKS003

State Code

AK

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out

Not Applicable

Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group

$900 per group

Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person

$450 per person

Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual

$450

Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Plan Brochure

Open link

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Child-Only

Composite Rating Offered

No

Dental Only Plan

Yes

EHB Apportionment for Pediatric Dental

1

First Tier Utilization

100%

Import Date

10/15/2025

Guaranteed Rate

Guaranteed Rate

New/Existing Plan

New

Medical EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Medical EHB Deductible, Combined In/Out of Network, Family Per Person

$65 per person

Medical EHB Deductible, Combined In/Out of Network, Individual

$65

Medical EHB Deductible, In Network (Tier 1), Family Per Group

per group not applicable

Medical EHB Deductible, In Network (Tier 1), Family Per Person

per person not applicable

Medical EHB Deductible, In Network (Tier 1), Individual

Not Applicable

Medical EHB Deductible, Out of Network, Family Per Group

per group not applicable

Medical EHB Deductible, Out of Network, Family Per Person

per person not applicable

Medical EHB Deductible, Out of Network, Individual

Not Applicable

Plan Effective Date

1/1/2026

Plan Expiration Date

12/31/2026

Plan Type

PPO

QHP/Non QHP

On the Exchange

Source Name

HIOS

Plan ID

38344AK1120001

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Alaska?

Premera Blue Cross Pediatric Dental (38344AK1120001) is a High PPO from Premera Blue Cross Blue Shield of Alaska in Alaska for the 2026 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Premera Blue Cross Pediatric Dental support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Premera Blue Cross Pediatric Dental HSA-eligible and does it include dental or vision coverage?

HSA eligibility is not published; check the Summary of Benefits or ask the issuer.

Dental add-ons: Child.

Vision coverage is not listed for this plan.

Does Premera Blue Cross Pediatric Dental support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Is there out-of-country coverage for Premera Blue Cross Pediatric Dental?

Yes, limited out-of-country coverage is available. Review the Summary of Benefits for reimbursement steps. Details: The out of country provision applies if the member is outside of the US. For all providers, the member has to pay the provider at the time of service, and send the claim to the insurer along with any other supporting documents. The insurer provides benefits at the out-of-network benefit level.

Does Premera Blue Cross Pediatric Dental cover care outside the service area?

Yes, you have limited out-of-area coverage. See the plan documents for referral and prior authorization rules. Details: If the member is outside of Alaska, but still in the US, the insurer pays out of network. Member has to pay the provider in full, and submit a claim for reimburseement.

Disclaimer: Based on the Tue, 10 Mar 2026 06:40 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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