LifeWise Essential Silver Low Deductible - 38498WA0320004 Health Insurance Plan
LifeWise Health Plan of Washington health insurance plan with the Plan ID 38498WA0320004. The plan is called LifeWise Essential Silver Low Deductible.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 71.59% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.41% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 72.68% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 27.32% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 38498WA0320004 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2023 | ||||||||||||||||||
| State | Washington | ||||||||||||||||||
| Health Insurance Issuer | LifeWise Health Plan of Washington | ||||||||||||||||||
| Health Insurance Plan Variant | 38498WA0320004-01 | ||||||||||||||||||
| Provider Network(s) | ['WAN001'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 07 May 2024 06:08 GMT). |
|
||||||||||||||||||
| Available Variants of the Health Plan | Standard On Exchange Plan - 38498WA0320004-01 Open to Indians below 300% FPL - 38498WA0320004-02 Open to Indians above 300% FPL - 38498WA0320004-03 73% AV Silver Plan - 38498WA0320004-04 |
||||||||||||||||||
| Last Plan Update Date | Mon, 23 Jan 2023 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 07 May 2024 06:08 GMT |
LifeWise Essential Silver Low Deductible Health Insurance Plan Variant 38498WA0320004-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.726799788 |
| Business Year | 2023 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Silver On Exchange Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes |
| EHB Percent of Total Premium | 99.87% |
| First Tier Utilization | 100% |
| Formulary ID | WAF003 |
| HIOS Product ID | 38498WA032 |
| Import Date | 1/23/2023 |
| HSA Eligible | No |
| IsItANewPlan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 71.59% |
| Issuer ID | 38498 |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | WAN001 |
| Out of Country Coverage | No |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | LifeWise Members have access to the LifeWise Primary network of providers when outside the Service Area. Our Service Area is Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Garfield, Grant, Island, Jefferson, King, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pend Oreille, Pierce, San Juan, Skagit, Skamania, Snohomish, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman, and Yakima Counties in Washington. Benefits are not provided for out-of network providers. |
| Plan Effective Date | 1/1/2023 |
| Plan Expiration Date | 12/31/2023 |
| Plan ID (Standard Component ID with Variant) | 38498WA0320004-01 |
| Plan Marketing Name | LifeWise Essential Silver Low Deductible |
| Plan Type | EPO |
| Plan Variant Marketing Name | LifeWise Essential Silver Low Deductible |
| QHP/Non QHP | On the Exchange |
| SBC Scenario, Having a Baby, Coinsurance | $2,900 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $2,875 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $300 |
| SBC Scenario, Having Diabetes, Copayment | $500 |
| SBC Scenario, Having Diabetes, Deductible | $2,875 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,300 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | WAS001 |
| Source Name | SERFF |
| Plan ID | 38498WA0320004 |
| State Code | WA |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 30.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $2875 per person | $5750 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $2,875 |
| TEHBDedOutofNetFamily | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $8375 per person | $16750 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $8,375 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | Yes |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of LifeWise Essential Silver Low Deductible Health Insurance Plan, 38498WA0320004
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about LifeWise Essential Silver Low Deductible, 38498WA0320004 Health Insurance Plan, 38498WA0320004
-
Does LifeWise Essential Silver Low Deductible Health Insurance Plan, 38498WA0320004 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (38498WA0320004) Health Insurance Plan, Variant (38498WA0320004-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes
Does (38498WA0320004) Health Insurance Plan, Variant (38498WA0320004-01) have Out Of Country Coverage?
No, unfortunately there
is no Out Of Country Coverage for this Health Insurance Plan
(variant of plan).
Does (38498WA0320004) Health Insurance Plan, Variant (38498WA0320004-01) have Out of Service Area Coverage?
Yes. Details: LifeWise Members have access to the LifeWise Primary network of providers when outside the Service Area. Our Service Area is Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Garfield, Grant, Island, Jefferson, King, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pend Oreille, Pierce, San Juan, Skagit, Skamania, Snohomish, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman, and Yakima Counties in Washington. Benefits are not provided for out-of network providers.
Does (38498WA0320004) Health Insurance Plan, Variant (38498WA0320004-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes
Does LifeWise Essential Silver Low Deductible Health Insurance Plan, Variant (38498WA0320004-01) offer Disease Management Programs for Asthma?
Yes, the LifeWise Essential Silver Low Deductible Health Insurance Plan Variant
38498WA0320004-01 offers Disease
Management Program for Asthma.
Does LifeWise Essential Silver Low Deductible Health Insurance Plan, Variant (38498WA0320004-01) offer Disease Management Programs for Heart disease?
Yes, the LifeWise Essential Silver Low Deductible Health Insurance Plan Variant
38498WA0320004-01 offers Disease
Management Program for Heart disease.
Does LifeWise Essential Silver Low Deductible Health Insurance Plan, Variant (38498WA0320004-01) offer Disease Management Programs for Diabetes?
Yes, the LifeWise Essential Silver Low Deductible Health Insurance Plan Variant
38498WA0320004-01 offers Disease
Management Program for Diabetes.
Disclaimer: This is based on the import(Date: Tue, 07 May 2024 06:08 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API