High Plains Silver Standard - 38576WY0020009 Health Insurance Plan

Montana Health Cooperative health insurance plan with the Plan ID 38576WY0020009. The plan is called High Plains Silver Standard.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 73.09% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 26.91% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 38576WY0020009
Health Insurance Plan Year 2025
State Wyoming
Health Insurance Issuer Montana Health Cooperative
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 38576WY0020009-04
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Mon, 23 Jun 2025 12:50 GMT).

Providers Wyoming All US States
All 1304 4392
PCP 157 622
Allergy N/A 1
OB/GYN 4 32
Dentists N/A 4
Available Variants of the Health Plan

Standard Off Exchange Plan - 38576WY0020009-00

Standard On Exchange Plan - 38576WY0020009-01

Open to Indians below 300% FPL - 38576WY0020009-02

Open to Indians above 300% FPL - 38576WY0020009-03

73% AV Silver Plan - 38576WY0020009-04

87% AV Silver Plan - 38576WY0020009-05

94% AV Silver Plan - 38576WY0020009-06

Last Plan Update Date Sat, 11 Jan 2025 00:00 GMT
Last Import Date Mon, 23 Jun 2025 12:50 GMT

High Plains Silver Standard Health Insurance Plan Variant 38576WY0020009-04 Attributes

Plan Attribute Value
AV Calculator Output Number 0.7309378231069821
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 73% AV Level Silver Plan
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Diabetes
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID WYF005
Formulary URL URL
HIOS Product ID 38576WY002
Import Date 2025-01-11 00:01:52
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 38576
Issuer Marketplace Marketing Name Mountain Health CO-OP
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID WYN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergent Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergent Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 38576WY0020009-04
Plan Marketing Name High Plains Silver Standard
Plan Type PPO
Plan Variant Marketing Name High Plains Silver Standard
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,500
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $5,700
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $900
SBC Scenario, Having Diabetes, Deductible $900
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $200
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,500
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID WYS001
Source Name HIOS
Plan ID 38576WY0020009
State Code WY
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $38400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $19200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $19,200
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $18000 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $9000 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $9,000
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 40.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $6000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $3000 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $3,000
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $12000 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $6000 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $6,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $12800 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $6400 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $6,400
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $25600 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $12800 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $12,800
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of High Plains Silver Standard Health Insurance Plan, 38576WY0020009

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about High Plains Silver Standard, 38576WY0020009 Health Insurance Plan, 38576WY0020009

  • Does High Plains Silver Standard Health Insurance Plan, 38576WY0020009 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (38576WY0020009) Health Insurance Plan, Variant (38576WY0020009-04) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does (38576WY0020009) Health Insurance Plan, Variant (38576WY0020009-04) have Out Of Country Coverage?

    Yes. Details: Emergent Only

    Does (38576WY0020009) Health Insurance Plan, Variant (38576WY0020009-04) have Out of Service Area Coverage?

    Yes. Details: Emergent Only

    Does (38576WY0020009) Health Insurance Plan, Variant (38576WY0020009-04) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does High Plains Silver Standard Health Insurance Plan, Variant (38576WY0020009-04) offer Disease Management Programs for Asthma?

    Yes, the High Plains Silver Standard Health Insurance Plan Variant 38576WY0020009-04 offers Disease Management Program for Asthma.

    Does High Plains Silver Standard Health Insurance Plan, Variant (38576WY0020009-04) offer Disease Management Programs for Diabetes?

    Yes, the High Plains Silver Standard Health Insurance Plan Variant 38576WY0020009-04 offers Disease Management Program for Diabetes.

 

Disclaimer: This is based on the import(Date: Mon, 23 Jun 2025 12:50 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API