Utah health plan · 2026

Healthy Premier Silver Copay Office Visits · 42261UT0060002

University of Utah Health Insurance Plans offers this marketplace health insurance plan (Plan ID 42261UT0060002) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Silver Plan type: EPO CSR: Standard Silver Off Exchange Plan Issuer: University of Utah Health Insurance Plans
Telehealth Data pending HSA eligible No Dental Not listed Vision Child

CMS AV Calculator output: 71.47% (28.53% member share on average). Learn about AV methodology.

2026 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$417 – $2171

Before subsidies

Estimate after subsidies

Deductible

N/A

N/A

See deductible details

Max out-of-pocket

$7,000

$14000 per group

Review MOOP rules

Office visits

Primary care $30.00
Specialist $75.00
HSA Not eligible

Drug tiers

Generic $25.00
Preferred brand $40.00

View formulary tiers

$1006 / mo before subsidies

≈ $12071 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$2403 / mo before subsidies

≈ $28835 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$2747 / mo before subsidies

≈ $32967 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1986 / mo before subsidies

≈ $23832 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

$500.00 Copay after deductible

Durable Medical Equipment

40.00% Coinsurance after deductible

Advertisement

Enrollment guidance

Stay on top of 2026 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2026 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Utah). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Standard Silver Off Exchange Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

$500.00 Copay after deductible

Durable Medical Equipment

40.00% Coinsurance after deductible

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Utah 13931
PCPs in Utah 1638
Telehealth support Data pending
Nationwide providers 17814
13,931 doctors statewide 1,638 PCPs 83 OB/GYN
Providers Utah All US states
All 13931 17814
PCP 1638 2196
Allergy 10 19
OB/GYN 83 109
Dentists 27 31

Drug coverage overview

4,314 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
NON-PREFERRED-BRANDS 3,677
SPECIALTY 632
PREFERRED-SPECIALTY-DRUGS 5
Prior authorization Drugs
Required 925
Not Required 3,389
Step therapy Drugs
Required 151
Not Required 4,163
Quantity limits Drugs
Has Limit 1,562
No Limit 2,752

Customer highlights

What stands out for members

  • Issuer: University of Utah Health Insurance Plans · Plan ID 42261UT0060002 · 2026 filing.
  • Disease management programs available: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 42261UT0060002-00 (Standard Off Exchange Plan) currently displayed.
Advertisement

Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

Coverage details pending

Diabetes Education

40.00% Coinsurance after deductible

Home Health Care Services

40.00% Coinsurance after deductible

Laboratory Outpatient and Professional Services

40.00% Coinsurance after deductible

Other Practitioner Office Visit (Nurse, Physician Assistant)

$30.00

Preventive Care/Screening/Immunization

No Charge

Primary Care Visit to Treat an Injury or Illness

$30.00

Rehabilitative Occupational and Rehabilitative Physical Therapy

40.00% Coinsurance after deductible

Rehabilitative Speech Therapy

40.00% Coinsurance after deductible

Specialist Visit

$75.00

Urgent Care Centers or Facilities

$30.00

X-rays and Diagnostic Imaging

40.00% Coinsurance after deductible

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

40.00% Coinsurance after deductible

Delivery and All Inpatient Services for Maternity Care

40.00% Coinsurance after deductible

Dialysis

40.00% Coinsurance after deductible

Durable Medical Equipment

40.00% Coinsurance after deductible

Emergency Room Services

$500.00 Copay after deductible

Emergency Transportation/Ambulance

$250.00 Copay after deductible

Hospice Services

40.00% Coinsurance after deductible

Inpatient Hospital Services (e.g., Hospital Stay)

40.00% Coinsurance after deductible

Inpatient Physician and Surgical Services

40.00% Coinsurance after deductible

Mental/Behavioral Health Inpatient Services

40.00% Coinsurance after deductible

Mental/Behavioral Health Outpatient Services

40.00% Coinsurance after deductible

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

40.00% Coinsurance after deductible

Outpatient Rehabilitation Services

40.00% Coinsurance after deductible

Outpatient Surgery Physician/Surgical Services

40.00% Coinsurance after deductible

Radiation

40.00% Coinsurance after deductible

Skilled Nursing Facility

40.00% Coinsurance after deductible

Substance Abuse Disorder Inpatient Services

40.00% Coinsurance after deductible

Substance Abuse Disorder Outpatient Services

40.00% Coinsurance after deductible

Transplant

40.00% Coinsurance after deductible

Mental health & substance use

Behavioral health visits and substance use treatment.

Autism Spectrum Disorders

40.00% Coinsurance after deductible

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

Coverage details pending

Hearing Aids

Coverage details pending

Major Dental Care - Child

Coverage details pending

Prenatal and Postnatal Care

40.00% Coinsurance after deductible

Routine Eye Exam for Children

No Charge

Well Baby Visits and Care

No Charge

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

$25.00

Non-Preferred Brand Drugs

45.00% Coinsurance after deductible

Preferred Brand Drugs

$40.00

Specialty Drugs

50.00% Coinsurance after deductible

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

Coverage details pending

Basic Dental Care - Adult

Coverage details pending

Dental Check-Up for Children

Coverage details pending

Infusion Therapy

40.00% Coinsurance after deductible

Major Dental Care - Adult

Coverage details pending

Nutritional Counseling

Coverage details pending

Orthodontia - Adult

Coverage details pending

Orthodontia - Child

Coverage details pending

Prosthetic Devices

20.00% Coinsurance after deductible

Routine Dental Services (Adult)

Coverage details pending

Weight Loss Programs

Coverage details pending

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

Acupuncture

Coverage details pending

Allergy Testing

40.00% Coinsurance after deductible

Bariatric Surgery

Coverage details pending

Cosmetic Surgery

Coverage details pending

Eye Glasses for Children

No Charge

Habilitation Services

40.00% Coinsurance after deductible

Imaging (CT/PET Scans, MRIs)

40.00% Coinsurance after deductible

Infertility Treatment

Coverage details pending

Inherited Metabolic Disorder - PKU

40.00% Coinsurance after deductible

Long-Term/Custodial Nursing Home Care

Coverage details pending

Private-Duty Nursing

Coverage details pending

Reconstructive Surgery

40.00% Coinsurance after deductible

Routine Eye Exam (Adult)

Coverage details pending

Routine Foot Care

Coverage details pending

Treatment for Temporomandibular Joint Disorders

Coverage details pending

Variant attributes

Healthy Premier Silver Copay Office Visits · Variant 42261UT0060002-00

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2026

CSR Variation Type

Standard Silver Off Exchange Plan

HIOS Product ID

42261UT006

Metal Level

Silver

Plan ID (Standard Component ID with Variant)

42261UT0060002-00

Plan Marketing Name

Healthy Premier Silver Copay Office Visits

Plan Variant Marketing Name

Healthy Premier Silver Copay Office Visits

Issuer & service area

Issuer-provided metadata for this variant.

Issuer ID

42261

Issuer Marketplace Marketing Name

University of Utah Health Plans

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

UTN001

Out of Country Coverage

No

Out of Country Coverage Description

Emergent Only

Out of Service Area Coverage

No

Out of Service Area Coverage Description

Emergent Only

Service Area ID

UTS002

State Code

UT

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

AV Calculator Output Number

0.714722763

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

40.00%

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

No

Medical Drug Maximum Out of Pocket Integrated

Yes

Medical EHB Deductible, In Network (Tier 1), Default Coinsurance

40.00%

SBC Scenario, Having a Baby, Coinsurance

$3,000

SBC Scenario, Having a Baby, Copayment

$0

SBC Scenario, Having a Baby, Deductible

$4,000

SBC Scenario, Having Diabetes, Coinsurance

$0

SBC Scenario, Having Diabetes, Copayment

$900

SBC Scenario, Having Diabetes, Deductible

$900

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$0

SBC Scenario, Treatment of a Simple Fracture, Copayment

$200

SBC Scenario, Treatment of a Simple Fracture, Deductible

$2,500

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

Not Applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$14000 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$7000 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$7,000

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

UTF004

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$60

SBC Scenario, Having Diabetes, Limit

$20

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Drug EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Drug EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Drug EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Drug EHB Deductible, In Network (Tier 1), Family Per Group

$2000 per group

Drug EHB Deductible, In Network (Tier 1), Family Per Person

$1000 per person

Drug EHB Deductible, In Network (Tier 1), Individual

$1,000

Drug EHB Deductible, Out of Network, Family Per Group

per group not applicable

Drug EHB Deductible, Out of Network, Family Per Person

per person not applicable

Drug EHB Deductible, Out of Network, Individual

Not Applicable

Dental Only Plan

No

Design Type

Not Applicable

Disease Management Programs Offered

Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

EHB Percent of Total Premium

1

First Tier Utilization

100%

Import Date

10/15/2025

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

No

New/Existing Plan

Existing

Notice Required for Pregnancy

No

Is a Referral Required for Specialist?

No

Medical EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Medical EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Medical EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Medical EHB Deductible, In Network (Tier 1), Family Per Group

$8000 per group

Medical EHB Deductible, In Network (Tier 1), Family Per Person

$4000 per person

Medical EHB Deductible, In Network (Tier 1), Individual

$4,000

Medical EHB Deductible, Out of Network, Family Per Group

per group not applicable

Medical EHB Deductible, Out of Network, Family Per Person

per person not applicable

Medical EHB Deductible, Out of Network, Individual

Not Applicable

Plan Effective Date

1/1/2026

Plan Expiration Date

12/31/2026

Plan Level Exclusions

See Plan Document

Plan Type

EPO

QHP/Non QHP

Both

Source Name

SERFF

Plan ID

42261UT0060002

Unique Plan Design

No

Wellness Program Offered

Yes

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Utah?

Healthy Premier Silver Copay Office Visits (42261UT0060002) is a Silver EPO from University of Utah Health Insurance Plans in Utah for the 2026 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Healthy Premier Silver Copay Office Visits support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Healthy Premier Silver Copay Office Visits HSA-eligible and does it include dental or vision coverage?

It is not marked as HSA-eligible, so confirm with the issuer before relying on tax-advantaged savings.

Dental coverage is not listed for this plan.

Vision add-ons: Child.

Does Healthy Premier Silver Copay Office Visits support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with Healthy Premier Silver Copay Office Visits?

The issuer lists disease management resources for: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs.

Is there out-of-country coverage for Healthy Premier Silver Copay Office Visits?

No, out-of-country services are not covered for this plan. Details: Emergent Only

Does Healthy Premier Silver Copay Office Visits cover care outside the service area?

No, the issuer indicates out-of-service-area care is not covered except for emergencies. Details: Emergent Only

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
Open comparison tray

Add at least two plans to launch side-by-side comparisons.