Gym Access IND Gold POS 55001 - 56503FL2010001 Health Insurance Plan

Florida Health Care Plan, Inc. health insurance plan with the Plan ID 56503FL2010001. The plan is called Gym Access IND Gold POS 55001.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 81.24% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.76% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 56503FL2010001
Health Insurance Plan Year 2025
State Florida
Health Insurance Issuer Florida Health Care Plan, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 56503FL2010001-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT).

Providers Florida All US States
All 2331 2409
PCP 657 680
Allergy 4 4
OB/GYN 18 18
Dentists 1 1
Available Variants of the Health Plan

Standard Off Exchange Plan - 56503FL2010001-00

Standard On Exchange Plan - 56503FL2010001-01

Open to Indians below 300% FPL - 56503FL2010001-02

Open to Indians above 300% FPL - 56503FL2010001-03

Last Plan Update Date Thu, 12 Sep 2024 00:00 GMT
Last Import Date Tue, 03 Dec 2024 06:24 GMT

Benefits of Gym Access IND Gold POS 55001 Health Insurance Plan, 56503FL2010001-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

$35.00

30.00% Coinsurance after deductible
Acupuncture
NO
Allergy Testing
YES

No Charge

30.00% Coinsurance after deductible
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Bone Marrow Transplant

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Chemotherapy

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

50.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Chiropractic Care

Limit: 26.0 Visit(s) per Benefit Period

YES

$35.00

30.00% Coinsurance after deductible
Congenital Anomaly, including Cleft Lip/Palate

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

$35.00

30.00% Coinsurance after deductible
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Dental Anesthesia

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00%

30.00% Coinsurance after deductible
Dental Check-Up for Children
NO
Diabetes Care Management

Limit: 50.0 Item(s) per Month

Exclusions: Available at FHCP Pharmacy Only. Mail Order not available

Includes all medically appropriate and necessary insulin, equipment and supplies, when used to treat diabetes, if the Member's Primary Care Physician, or a Contracting Specialist who specializes in the treatment of diabetes, certifies that such services are necessary.

YES

$10.00

100.00%
Diabetes Education

Covered as preventive care

YES

No Charge

100.00%
Dialysis
YES

50.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Durable Medical Equipment

Prior authorization is required.

YES

20.00%

30.00% Coinsurance after deductible
Emergency Room Services
YES

$200.00

$200.00
Emergency Transportation/Ambulance
YES

$150.00

$150.00
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

$25.00

100.00%
Gender Affirming Care

Exclusions: Includes sexual re-assignment procedures. Cosmetic procedures and/or complications from such procedure(s) are not covered and are excluded under the plan. Hormone therapy and psychological/behavioral health therapies are covered under their respective benefits.

Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Generic Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

$10.00

100.00%
Habilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Includes Physical Therapy, Speech Therapy and Occupational Therapy.

YES

$35.00

30.00% Coinsurance after deductible
Hearing Aids
NO
Home Health Care Services

Limit: 20.0 Days per Benefit Period

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00%

30.00% Coinsurance after deductible
Hospice Services
YES

20.00%

30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)

Prior authorization is required. Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

$150.00

30.00% Coinsurance after deductible
Infertility Treatment
NO
Infusion Therapy

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

50.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Inpatient Physician and Surgical Services
YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services

Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

$20.00

30.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services

See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider.

YES

$35.00

30.00% Coinsurance after deductible
Non-Preferred Brand Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

$55.00

100.00%
Nutritional Counseling

Diabetes education coverage includes nutritional counseling; covered as preventive care

YES

No Charge

100.00%
Nutrition/Formulas

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00%

30.00% Coinsurance after deductible
Orthodontia - Adult
NO
Orthodontia - Child
NO
Osteoporosis
YES

$35.00

30.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

Additional cost share may apply for Allergy Shots, Injections and Infusions.

YES

$20.00

30.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Outpatient Rehabilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Includes Physical Therapy, Speech Therapy and Occupational Therapy.

YES

$35.00

30.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Preferred Brand Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

$30.00

100.00%
Prenatal and Postnatal Care
YES

$35.00

30.00% Coinsurance after deductible
Preventive Care/Screening/Immunization
YES

No Charge

30.00% Coinsurance after deductible
Primary Care Visit to Treat an Injury or Illness

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

Additional cost share may apply for Allergy Shots, Injections and Infusions. See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider.

YES

$20.00

30.00% Coinsurance after deductible
Private-Duty Nursing
NO
Prosthetic Devices

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00%

30.00% Coinsurance after deductible
Radiation

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

50.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Reconstructive Surgery

Exclusions: Prior authorization is required.

Only for Breast reconstruction following a Mastectomy. Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 35.0 Visit(s) per Benefit Period

Combined limit for all outpatient therapy, includes Physical, Speech and Occupational.

YES

$35.00

30.00% Coinsurance after deductible
Rehabilitative Speech Therapy

Limit: 35.0 Visit(s) per Benefit Period

Combined limit for all outpatient therapy, includes Physical, Speech and Occupational.

YES

$35.00

30.00% Coinsurance after deductible
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

YES

$10.00

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Specialist Visit

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

Additional cost share may apply for Allergy Shots, Injections and Infusions.

YES

$35.00

30.00% Coinsurance after deductible
Specialty Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at FHCP Pharmacy Only. Mail Order not available

Available at FHCP Pharmacy Only. Mail Order not available

YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services
YES

$35.00

30.00% Coinsurance after deductible
Telehealth

Exclusions: Telehealth Services are limited to Board-Certified Physicians and Mental/Behavioral Health Providers. To be covered services must be rendered by a Telehealth provider contracted with FHCP specifically for such services.

Cost sharing displayed is cost for a general medicine physican. See the schedule of benefits Telehealth benefit section for the cost of a mental/behavioral health visit.

YES

No Charge

100.00%
Transplant
YES

20.00% Coinsurance after deductible

30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders

Exclusions: Prior authorization is required.

Prior authorization is required. One splint in a six month period unless a more frequent replacement is determined to be medically necessary.

YES

$35.00

30.00% Coinsurance after deductible
Urgent Care Centers or Facilities
YES

$75.00

$75.00
Weight Loss Programs
YES

No Charge

100.00%
Well Baby Visits and Care

Covered as preventive care

YES

No Charge

30.00% Coinsurance after deductible
X-rays and Diagnostic Imaging

Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

$30.00

30.00% Coinsurance after deductible

Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.812436506000927
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold Off Exchange Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $200 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $100 per person
Drug EHB Deductible, In Network (Tier 1), Individual $100
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID FLF019
Formulary URL URL
HIOS Product ID 56503FL201
Import Date 2024-09-12 01:01:41
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 56503
Issuer Marketplace Marketing Name Florida Health Care Plans
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $5600 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $2800 per person
Medical EHB Deductible, In Network (Tier 1), Individual $2,800
Medical EHB Deductible, Out of Network, Family Per Group $8000 per group
Medical EHB Deductible, Out of Network, Family Per Person $4000 per person
Medical EHB Deductible, Out of Network, Individual $4,000
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID FLN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency and Urgent Care Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency and Urgent Care only, unless pre-authorized by Issuer.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 56503FL2010001-00
Plan Marketing Name Gym Access IND Gold POS 55001
Plan Type POS
Plan Variant Marketing Name Gym Access IND Gold POS 55001
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,100
SBC Scenario, Having a Baby, Copayment $400
SBC Scenario, Having a Baby, Deductible $2,800
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,100
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $50
SBC Scenario, Treatment of a Simple Fracture, Copayment $800
SBC Scenario, Treatment of a Simple Fracture, Deductible $40
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID FLS001
Source Name HIOS
Plan ID 56503FL2010001
State Code FL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $15000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $7500 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $7,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $16000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $8000 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $8,000
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Gym Access IND Gold POS 55001 Health Insurance Plan, 56503FL2010001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Gym Access IND Gold POS 55001, 56503FL2010001 Health Insurance Plan, 56503FL2010001

  • Does Gym Access IND Gold POS 55001 Health Insurance Plan, 56503FL2010001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (56503FL2010001) Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs

    Does (56503FL2010001) Health Insurance Plan, Variant (56503FL2010001-00) have Out Of Country Coverage?

    Yes. Details: Emergency and Urgent Care Only

    Does (56503FL2010001) Health Insurance Plan, Variant (56503FL2010001-00) have Out of Service Area Coverage?

    Yes. Details: Emergency and Urgent Care only, unless pre-authorized by Issuer.

    Does (56503FL2010001) Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Asthma?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Asthma.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Heart disease?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Heart disease.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Depression?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Depression.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Diabetes?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Diabetes.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Low back pain?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Low back pain.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Pregnancy?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Pregnancy.

    Does Gym Access IND Gold POS 55001 Health Insurance Plan, Variant (56503FL2010001-00) offer Disease Management Programs for Weight loss programs?

    Yes, the Gym Access IND Gold POS 55001 Health Insurance Plan Variant 56503FL2010001-00 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API