Gym Access IND Essential Plus Catastrophic POS 37 - 56503FL1320001 Health Insurance Plan
Florida Health Care Plan, Inc. health insurance plan with the Plan ID 56503FL1320001. The plan is called Gym Access IND Essential Plus Catastrophic POS 37.
| Health Insurance Plan ID | 56503FL1320001 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Florida | ||||||||||||||||||
| Health Insurance Issuer | Florida Health Care Plan, Inc. | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 56503FL1320001-01 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 16 Sep 2025 15:17 GMT). |
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| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Thu, 12 Sep 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 16 Sep 2025 15:17 GMT |
Benefits of Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, 56503FL1320001-01
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
Exclusions: nan nan |
NO | ||
| Accidental Dental
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Acupuncture
Exclusions: nan nan |
NO | ||
| Allergy Testing
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Bariatric Surgery
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Child
Exclusions: nan nan |
NO | ||
| Bone Marrow Transplant
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Chemotherapy
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Chiropractic Care
Limit: 26.0 Visit(s) per Benefit Period Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Congenital Anomaly, including Cleft Lip/Palate
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Cosmetic Surgery
Exclusions: nan nan |
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions. Pre-certification/pre-authorization of coverage required for non-emergency admissions. |
YES | No Charge after deductible |
No Charge after deductible |
| Dental Anesthesia
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Dental Check-Up for Children
Exclusions: nan nan |
NO | ||
| Diabetes Care Management
Limit: 50.0 Item(s) per Month Exclusions: Available at FHCP Pharmacy Only. Mail Order not available Includes all medically appropriate and necessary insulin, equipment and supplies, when used to treat diabetes, if the Member's Primary Care Physician, or a Contracting Specialist who specializes in the treatment of diabetes, certifies that such services are necessary. |
YES | $10.00 |
100.00% |
| Diabetes Education
Exclusions: nan Covered as preventive care |
YES | No Charge |
100.00% |
| Dialysis
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Durable Medical Equipment
Exclusions: nan Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Emergency Room Services
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Emergency Transportation/Ambulance
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: nan nan |
YES | No Charge after deductible |
100.00% |
| Gender Affirming Care
Exclusions: Includes sexual re-assignment procedures. Cosmetic procedures and/or complications from such procedure(s) are not covered and are excluded under the plan. Hormone therapy and psychological/behavioral health therapies are covered under their respective benefits. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Generic Drugs
Limit: 31.0 Days per Benefit Period Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies. |
YES | No Charge after deductible |
100.00% |
| Habilitation Services
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Includes Physical Therapy, Speech Therapy and Occupational Therapy. |
YES | No Charge after deductible |
No Charge after deductible |
| Hearing Aids
Exclusions: nan nan |
NO | ||
| Home Health Care Services
Limit: 20.0 Days per Benefit Period Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Hospice Services
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Imaging (CT/PET Scans, MRIs)
Exclusions: nan Prior authorization is required. Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share. |
YES | No Charge after deductible |
No Charge after deductible |
| Infertility Treatment
Exclusions: nan nan |
NO | ||
| Infusion Therapy
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions. Pre-certification/pre-authorization of coverage required for non-emergency admissions. |
YES | No Charge after deductible |
No Charge after deductible |
| Inpatient Physician and Surgical Services
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Laboratory Outpatient and Professional Services
Exclusions: nan Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share. |
YES | No Charge after deductible |
No Charge after deductible |
| Long-Term/Custodial Nursing Home Care
Exclusions: nan nan |
NO | ||
| Major Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Major Dental Care - Child
Exclusions: nan nan |
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions. Pre-certification/pre-authorization of coverage required for non-emergency admissions. |
YES | No Charge after deductible |
No Charge after deductible |
| Mental/Behavioral Health Outpatient Services
Exclusions: nan See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider. |
YES | No Charge after deductible |
No Charge after deductible |
| Non-Preferred Brand Drugs
Limit: 31.0 Days per Benefit Period Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies. |
YES | No Charge after deductible |
100.00% |
| Nutritional Counseling
Exclusions: nan Diabetes education coverage includes nutritional counseling; covered as preventive care |
YES | No Charge |
100.00% |
| Nutrition/Formulas
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
100.00% |
| Orthodontia - Adult
Exclusions: nan nan |
NO | ||
| Orthodontia - Child
Exclusions: nan nan |
NO | ||
| Osteoporosis
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions. Additional cost share may apply for Allergy Shots, Injections and Infusions. |
YES | No Charge after deductible |
No Charge after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Includes Physical Therapy, Speech Therapy and Occupational Therapy. |
YES | No Charge after deductible |
No Charge after deductible |
| Outpatient Surgery Physician/Surgical Services
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Preferred Brand Drugs
Limit: 31.0 Days per Benefit Period Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies. |
YES | No Charge after deductible |
100.00% |
| Prenatal and Postnatal Care
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Preventive Care/Screening/Immunization
Exclusions: nan nan |
YES | No Charge |
No Charge after deductible |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions. The first 3 In-Network primary care office visits are not subject to a copay, deductible or coinsurance. Each of the first 3 PCP In-Network visits is $0. Starting with the 4th visit, a copay will apply. See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider. |
YES | No Charge after deductible |
No Charge after deductible |
| Private-Duty Nursing
Exclusions: nan nan |
NO | ||
| Prosthetic Devices
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Radiation
Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Reconstructive Surgery
Exclusions: Prior authorization is required. Only for Breast reconstruction following a Mastectomy. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy, includes Physical, Speech and Occupational. |
YES | No Charge after deductible |
No Charge after deductible |
| Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy, includes Physical, Speech and Occupational. |
YES | No Charge after deductible |
No Charge after deductible |
| Routine Dental Services (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year Exclusions: nan nan |
YES | No Charge after deductible |
100.00% |
| Routine Foot Care
Exclusions: nan nan |
NO | ||
| Skilled Nursing Facility
Limit: 60.0 Days per Benefit Period Exclusions: Prior authorization is required. Prior authorization is required. |
YES | No Charge after deductible |
No Charge after deductible |
| Specialist Visit
Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions. Additional cost share may apply for Allergy Shots, Injections and Infusions. |
YES | No Charge after deductible |
No Charge after deductible |
| Specialty Drugs
Limit: 31.0 Days per Benefit Period Exclusions: Available at FHCP Pharmacy Only. Mail Order not available Available at FHCP Pharmacy Only. Mail Order not available |
YES | No Charge after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions. Pre-certification/pre-authorization of coverage required for non-emergency admissions. |
YES | No Charge after deductible |
No Charge after deductible |
| Substance Abuse Disorder Outpatient Services
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Telehealth
Exclusions: Telehealth Services are limited to Board-Certified Physicians and Mental/Behavioral Health Providers. To be covered services must be rendered by a Telehealth provider contracted with FHCP specifically for such services. Cost sharing displayed is cost for a general medicine physican. See the schedule of benefits Telehealth benefit section for the cost of a mental/behavioral health visit. |
YES | No Charge after deductible |
100.00% |
| Transplant
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Treatment for Temporomandibular Joint Disorders
Exclusions: Prior authorization is required. Prior authorization is required. One splint in a six month period unless a more frequent replacement is determined to be medically necessary. |
YES | No Charge after deductible |
No Charge after deductible |
| Urgent Care Centers or Facilities
Exclusions: nan nan |
YES | No Charge after deductible |
No Charge after deductible |
| Weight Loss Programs
Exclusions: nan nan |
YES | No Charge |
100.00% |
| Well Baby Visits and Care
Exclusions: nan Covered as preventive care |
YES | No Charge |
No Charge after deductible |
| X-rays and Diagnostic Imaging
Exclusions: nan Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share. |
YES | No Charge after deductible |
No Charge after deductible |
Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan Variant 56503FL1320001-01 Attributes
| Plan Attribute | Value |
|---|---|
| Begin Primary Care Cost-Sharing After Number Of Visits | 3 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Catastrophic On Exchange Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | FLF004 |
| Formulary URL | URL |
| HIOS Product ID | 56503FL132 |
| Import Date | 2024-09-12 01:01:41 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 56503 |
| Issuer Marketplace Marketing Name | Florida Health Care Plans |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Catastrophic |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | FLN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency and Urgent Care Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Care only, unless pre-authorized by Issuer. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 56503FL1320001-01 |
| Plan Marketing Name | Gym Access IND Essential Plus Catastrophic POS 37 |
| Plan Type | POS |
| Plan Variant Marketing Name | Gym Access IND Essential Plus Catastrophic POS 37 |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $9,200 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $200 |
| SBC Scenario, Having Diabetes, Deductible | $4,400 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,800 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | FLS001 |
| Source Name | HIOS |
| Plan ID | 56503FL1320001 |
| State Code | FL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 100.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18400 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9200 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,200 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $27000 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $13500 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $13,500 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18400 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9200 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,200 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $27000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $13500 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $13,500 |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | Yes |
Copay & Coinsurance of Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, 56503FL1320001
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Gym Access IND Essential Plus Catastrophic POS 37, 56503FL1320001 Health Insurance Plan, 56503FL1320001
-
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, 56503FL1320001 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (56503FL1320001) Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs?
Does (56503FL1320001) Health Insurance Plan, Variant (56503FL1320001-01) have Out Of Country Coverage?
Does (56503FL1320001) Health Insurance Plan, Variant (56503FL1320001-01) have Out of Service Area Coverage?
Does (56503FL1320001) Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Asthma?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Heart disease?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Depression?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Diabetes?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Low back pain?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Pregnancy?
Does Gym Access IND Essential Plus Catastrophic POS 37 Health Insurance Plan, Variant (56503FL1320001-01) offer Disease Management Programs for Weight loss programs?
Disclaimer: This is based on the import(Date: Tue, 16 Sep 2025 15:17 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API