The Guardian Life Insurance Company health insurance plan with the Plan ID 55440NC0220006. The plan is called Guardian Select for Families and Individuals.
Health Insurance Plan ID | 55440NC0220006 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | North Carolina | ||||||||||||||||||
Health Insurance Issuer | The Guardian Life Insurance Company | ||||||||||||||||||
Health Insurance Plan Variant | 55440NC0220006-00 | ||||||||||||||||||
Provider Network(s) | CS--STRATOSE-QUALIDENT-DENTAL-NETWORK CS--STRATOSE-TDA-PPO CR--PREMIER-MN-FL-DENTAL-NETWORK-EXCEL CD--DENTALGUARD-CONNECT---ADMIN-PROVIDERS CS--STRATOSE-MDENT CD--PREMIER-ACCESS-PCN CJ--CAREINGTON-PLATINUM CM--METLIFE CS--STRATOSE-FSB-MAVEREST DD--DENTALGUARD-ELITE CS--AETNA CJ--CAREINGTON-CARESERIES CR--PREMIER-MN-FL-DENTAL-NETWORK-CLASSIC CX--CONNECTION-DENTAL--PPO-USA CA--PREMIER-ACCESS-PPO CS--STRATOSE-PCDPRI CW--DENTEMAX CS--STRATOSE-PDPPRI | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Sat, 14 Sep 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 10 Dec 2024 06:32 GMT |
Benefit | Covered | In Network | Out Of Network |
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Accidental Dental
|
NO | ||
Basic Dental Care - Adult
An annual deductible and maximum apply to adult services. A 6-month waiting period applies to Basic Dental Care for adults. |
YES | 40.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
Basic Dental Care - Child
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
Dental Check-Up for Children
Limit: 2.0 Visit(s) per Benefit Period |
YES | No Charge after deductible |
10.00% Coinsurance after deductible |
Major Dental Care - Adult
An annual deductible and maximum apply to adult services. A 12-month waiting period applies to Major Dental Care for adults. |
YES | 50.00% Coinsurance after deductible |
70.00% Coinsurance after deductible |
Major Dental Care - Child
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
YES | 50.00% |
70.00% |
Routine Dental Services (Adult)
An annual deductible and maximum apply to adult services. |
YES | No Charge after deductible |
30.00% Coinsurance after deductible |
Plan Attribute | Value |
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Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Low Off Exchange Plan |
Dental Only Plan | Yes |
EHB Apportionment for Pediatric Dental | 1.0 |
First Tier Utilization | 100% |
HIOS Product ID | 55440NC022 |
Import Date | 2024-09-14 01:01:31 |
Inpatient Copayment Maximum Days | 0 |
Guaranteed Rate | Guaranteed Rate |
New/Existing Plan | New |
Issuer ID | 55440 |
Issuer Marketplace Marketing Name | Guardian |
Market Coverage | Individual |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out | Not Applicable |
Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Medical EHB Deductible, In Network (Tier 1), Family Per Group | per group not applicable |
Medical EHB Deductible, In Network (Tier 1), Family Per Person | $50 per person |
Medical EHB Deductible, In Network (Tier 1), Individual | $50 |
Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Medical EHB Deductible, Out of Network, Family Per Person | $100 per person |
Medical EHB Deductible, Out of Network, Individual | $100 |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group | $850 per group |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person | $425 per person |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual | $425 |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual | Not Applicable |
Metal Level | Low |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | NCN001 |
Out of Country Coverage | No |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Coverage is provided outside of the Service Area. |
Plan Effective Date | 2025-01-01 |
Plan Expiration Date | 2025-12-31 |
Plan ID (Standard Component ID with Variant) | 55440NC0220006-00 |
Plan Marketing Name | Guardian Select for Families and Individuals |
Plan Type | PPO |
Plan Variant Marketing Name | Guardian Select for Families and Individuals |
QHP/Non QHP | Both |
Service Area ID | NCS001 |
Source Name | HIOS |
Plan ID | 55440NC0220006 |
State Code | NC |
URL for Enrollment Payment | URL |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API