Gold Elite - 23552TN0020036 Health Insurance Plan

Oscar Insurance Company health insurance plan with the Plan ID 23552TN0020036. The plan is called Gold Elite.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.77% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.23% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 23552TN0020036
Health Insurance Plan Year 2025
State Tennessee
Health Insurance Issuer Oscar Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 23552TN0020036-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 17 Jun 2025 12:51 GMT).

Providers Tennessee All US States
All 22139 83642
PCP 2392 3221
Allergy 16 19
OB/GYN 89 111
Dentists 11 14
Available Variants of the Health Plan

Standard Off Exchange Plan - 23552TN0020036-00

Standard On Exchange Plan - 23552TN0020036-01

Open to Indians below 300% FPL - 23552TN0020036-02

Open to Indians above 300% FPL - 23552TN0020036-03

Last Plan Update Date Thu, 17 Oct 2024 00:00 GMT
Last Import Date Tue, 17 Jun 2025 12:51 GMT

Gold Elite Health Insurance Plan Variant 23552TN0020036-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.8077439019009269
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold Off Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Depression, Heart Disease, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 44%
Formulary ID TNF001
Formulary URL URL
HIOS Product ID 23552TN002
Import Date 2024-10-17 01:02:25
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 23552
Issuer Marketplace Marketing Name Oscar Insurance Company
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers Yes
National Network No
Network ID TNN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency and Urgent Services Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 23552TN0020036-00
Plan Marketing Name Gold Elite
Plan Type EPO
Plan Variant Marketing Name Gold Elite
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,800
SBC Scenario, Having a Baby, Copayment $300
SBC Scenario, Having a Baby, Deductible $500
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,900
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $500
SBC Scenario, Treatment of a Simple Fracture, Copayment $500
SBC Scenario, Treatment of a Simple Fracture, Deductible $500
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Second Tier Utilization 56%
Service Area ID TNS001
Source Name HIOS
Plan ID 23552TN0020036
State Code TN
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 30.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $1000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $500 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $500
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance 30.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Group $1000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Person $500 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual $500
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $11000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $5500 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $5,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group $11000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person $5500 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual $5,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Gold Elite Health Insurance Plan, 23552TN0020036

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Gold Elite, 23552TN0020036 Health Insurance Plan, 23552TN0020036

  • Does Gold Elite Health Insurance Plan, 23552TN0020036 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (23552TN0020036) Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Depression, Heart Disease, Pregnancy

    Does (23552TN0020036) Health Insurance Plan, Variant (23552TN0020036-00) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (23552TN0020036) Health Insurance Plan, Variant (23552TN0020036-00) have Out of Service Area Coverage?

    Yes. Details: Emergency and Urgent Services Only

    Does (23552TN0020036) Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Depression, Heart Disease, Pregnancy

    Does Gold Elite Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs for Asthma?

    Yes, the Gold Elite Health Insurance Plan Variant 23552TN0020036-00 offers Disease Management Program for Asthma.

    Does Gold Elite Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs for Heart disease?

    Yes, the Gold Elite Health Insurance Plan Variant 23552TN0020036-00 offers Disease Management Program for Heart disease.

    Does Gold Elite Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs for Depression?

    Yes, the Gold Elite Health Insurance Plan Variant 23552TN0020036-00 offers Disease Management Program for Depression.

    Does Gold Elite Health Insurance Plan, Variant (23552TN0020036-00) offer Disease Management Programs for Pregnancy?

    Yes, the Gold Elite Health Insurance Plan Variant 23552TN0020036-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 17 Jun 2025 12:51 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API