Gold 3000 IDID - 61589ID2350075 Health Insurance Plan
Blue Cross of Idaho Health Service, Inc. health insurance plan with the Plan ID 61589ID2350075. The plan is called Gold 3000 IDID.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 80.88% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.12% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.77% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.23% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 61589ID2350075 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2023 | ||||||||||||||||||
| State | Idaho | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross of Idaho Health Service, Inc. | ||||||||||||||||||
| Health Insurance Plan Variant | 61589ID2350075-01 | ||||||||||||||||||
| Provider Network(s) | ['IDN008'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 07 May 2024 06:08 GMT). |
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| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Mon, 23 Jan 2023 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 07 May 2024 06:08 GMT |
Gold 3000 IDID Health Insurance Plan Variant 61589ID2350075-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.807686961 |
| Business Year | 2023 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Gold On Exchange Plan |
| Dental Only Plan | No |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, Pregnancy, Weight Loss Programs, High Blood Pressure & High Cholesterol |
| First Tier Utilization | 100% |
| Formulary ID | IDF008 |
| HIOS Product ID | 61589ID235 |
| HSA/HRA Employer Contribution | No |
| Import Date | 1/23/2023 |
| HSA Eligible | No |
| IsItANewPlan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 80.88% |
| Issuer ID | 61589 |
| Market Coverage | SHOP (Small Group) |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Gold |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | IDN008 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | The benefits available under this contract are also available to members traveling or living outside the United States. The inpatient notification and prior authorization requirements will apply. |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | In these situations, the enrollee may be responsible for the difference between the amount that the non-participating healthcare provider bills and the payment BCI will make for the covered services. Except as provided by the federal No Surprises Act. |
| Plan Effective Date | 1/1/2023 |
| Plan Expiration Date | 12/31/2023 |
| Plan ID (Standard Component ID with Variant) | 61589ID2350075-01 |
| Plan Marketing Name | Gold 3000 IDID |
| Plan Type | POS |
| Plan Variant Marketing Name | Gold 3000 IDID |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $1,590 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $3,000 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $1,020 |
| SBC Scenario, Having Diabetes, Deductible | $120 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $130 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,450 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | IDS001 |
| Source Name | SERFF |
| Plan ID | 61589ID2350075 |
| State Code | ID |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $3000 per person | $6000 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $3,000 |
| TEHBDedOutofNetFamily | $9000 per person | $18000 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $9,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $4600 per person | $9200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $4,600 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $13800 per person | $27600 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $13,800 |
| Unique Plan Design | Yes |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of Gold 3000 IDID Health Insurance Plan, 61589ID2350075
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about Gold 3000 IDID, 61589ID2350075 Health Insurance Plan, 61589ID2350075
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Does Gold 3000 IDID Health Insurance Plan, 61589ID2350075 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (61589ID2350075) Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy, Weight Loss Programs, High Blood Pressure & High Cholesterol
Does (61589ID2350075) Health Insurance Plan, Variant (61589ID2350075-01) have Out Of Country Coverage?
Yes. Details: The benefits available under this contract are also available to members traveling or living outside the United States. The inpatient notification and prior authorization requirements will apply.
Does (61589ID2350075) Health Insurance Plan, Variant (61589ID2350075-01) have Out of Service Area Coverage?
Yes. Details: In these situations, the enrollee may be responsible for the difference between the amount that the non-participating healthcare provider bills and the payment BCI will make for the covered services. Except as provided by the federal No Surprises Act.
Does (61589ID2350075) Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs?
Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy, Weight Loss Programs, High Blood Pressure & High Cholesterol
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for Asthma?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for Asthma.
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for Heart disease?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for Heart disease.
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for Diabetes?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for Diabetes.
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for High blood pressure & high cholesterol?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for High blood pressure & high cholesterol.
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for Pregnancy?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for Pregnancy.
Does Gold 3000 IDID Health Insurance Plan, Variant (61589ID2350075-01) offer Disease Management Programs for Weight loss programs?
Yes, the Gold 3000 IDID Health Insurance Plan Variant
61589ID2350075-01 offers Disease
Management Program for Weight loss programs.
Disclaimer: This is based on the import(Date: Tue, 07 May 2024 06:08 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API