Mississippi health plan · 2025

Focused Silver + Vision + Adult Dental · 90714MS0030059

Ambetter of Magnolia Inc. offers this marketplace health insurance plan (Plan ID 90714MS0030059) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Silver Plan type: HMO CSR: 94% AV Level Silver Plan Issuer: Ambetter of Magnolia Inc.
Telehealth Data pending HSA eligible No Dental Adult Vision Adult/Child

Issuer actuarial value: 94.62%. Expect to pay roughly 5.38% of covered costs out of pocket, based on issuer reporting.

2025 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$255 – $1295

Before subsidies

Estimate after subsidies

Deductible

$0

$0 per group

See deductible details

Max out-of-pocket

$1,350

$2700 per group

Review MOOP rules

Office visits

Primary care No Charge
Specialist $15.00
HSA Not eligible

Drug tiers

Generic No Charge
Preferred brand $25.00

View formulary tiers

$428 / mo before subsidies

≈ $5133 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$1290 / mo before subsidies

≈ $15477 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1523 / mo before subsidies

≈ $18277 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1031 / mo before subsidies

≈ $12367 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

30.00%

Durable Medical Equipment

30.00%

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Enrollment guidance

Stay on top of 2025 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2025 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Mississippi). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • 94% AV Level Silver Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

30.00%

Durable Medical Equipment

30.00%

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Mississippi 14
PCPs in Mississippi 2
Telehealth support Data pending
Nationwide providers 74
14 doctors statewide 2 PCPs
Providers Mississippi All US states
All 14 74
PCP 2 8
Allergy N/A N/A
OB/GYN N/A 1
Dentists N/A 6

Drug coverage overview

4,675 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
GENERIC 2,654
NON-PREFERREDGENERIC-NON-PREFERREDBRAND 2,021
Prior authorization Drugs
Required 1,228
Not Required 3,447
Step therapy Drugs
Required 73
Not Required 4,602
Quantity limits Drugs
Has Limit 2,110
No Limit 2,565

Customer highlights

What stands out for members

  • Issuer: Ambetter of Magnolia Inc. · Plan ID 90714MS0030059 · 2025 filing.
  • Disease management programs available: Asthma, Diabetes, Heart Disease, Pregnancy.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 90714MS0030059-06 (94% AV Silver Plan ) currently displayed.
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Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

$15.00

Diabetes Care Management

$15.00

Diabetes Education

$15.00

Home Health Care Services

30.00%

Laboratory Outpatient and Professional Services

No Charge

Mental/Behavioral Health Urgent Care

No Charge

Other Practitioner Office Visit (Nurse, Physician Assistant)

No Charge

Preventive Care/Screening/Immunization

No Charge

Primary Care Visit to Treat an Injury or Illness

No Charge

Rehabilitative Occupational and Rehabilitative Physical Therapy

30.00%

Rehabilitative Speech Therapy

30.00%

Specialist Visit

$15.00

Substance Use Disorder Urgent Care

No Charge

Urgent Care Centers or Facilities

$10.00

X-rays and Diagnostic Imaging

30.00%

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

30.00%

Delivery and All Inpatient Services for Maternity Care

30.00%

Dialysis

30.00%

Durable Medical Equipment

30.00%

Emergency Room Services

30.00%

Emergency Transportation/Ambulance

30.00%

Hospice Services

30.00%

Inpatient Hospital Services (e.g., Hospital Stay)

30.00%

Inpatient Physician and Surgical Services

30.00%

Inpatient Rehabilitation

30.00%

Mental/Behavioral Health Emergency Room

30.00%

Mental/Behavioral Health Emergency Transportation/Ambulance

30.00%

Mental/Behavioral Health Inpatient Services

30.00%

Mental/Behavioral Health Outpatient Other Services

30.00%

Mental/Behavioral Health Outpatient Services

No Charge

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

30.00%

Outpatient Rehabilitation Services

30.00%

Outpatient Surgery Physician/Surgical Services

30.00%

Radiation

30.00%

Skilled Nursing Facility

30.00%

Substance Abuse Disorder Inpatient Services

30.00%

Substance Abuse Disorder Outpatient Services

No Charge

Substance Use Disorder Emergency Room

30.00%

Substance Use Disorder Emergency Transportation/Ambulance

30.00%

Substance Use Disorder Outpatient Other Services

30.00%

Transplant

30.00%

Mental health & substance use

Behavioral health visits and substance use treatment.

Mental/Behavioral Health ER Physician Fee

30.00%

Mental Health Other

No Charge

Substance Use Disorder ER Physician Fee

30.00%

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

Coverage details pending

Hearing Aids

Coverage details pending

Major Dental Care - Child

Coverage details pending

Prenatal and Postnatal Care

No Charge

Routine Eye Exam for Children

No Charge

Well Baby Visits and Care

No Charge

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

No Charge

Non-Preferred Brand Drugs

45.00%

Off Label Prescription Drugs

50.00%

Preferred Brand Drugs

$25.00

Specialty Drugs

50.00%

Tier 1b Generic Drugs

No Charge

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

30.00%

Basic Dental Care - Adult

50.00%

Dental Anesthesia

30.00%

Dental Check-Up for Children

Coverage details pending

Infusion Therapy

30.00%

Major Dental Care - Adult

50.00%

Nutritional Counseling

$15.00

Orthodontia - Adult

Coverage details pending

Orthodontia - Child

Coverage details pending

Prosthetic Devices

30.00%

Routine Dental Services (Adult)

No Charge

Weight Loss Programs

Coverage details pending

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

Acupuncture

Coverage details pending

Allergy Testing

$15.00

Bariatric Surgery

Coverage details pending

Cardiac Rehabilitation

30.00%

Cosmetic Surgery

Coverage details pending

Eye Glasses for Children

No Charge

Gender Affirming Care

30.00%

Habilitation Services

30.00%

Imaging (CT/PET Scans, MRIs)

30.00%

Infertility Treatment

Coverage details pending

Long-Term/Custodial Nursing Home Care

Coverage details pending

Private-Duty Nursing

Coverage details pending

Reconstructive Surgery

30.00%

Routine Eye Exam (Adult)

No Charge

Routine Foot Care

$15.00

Treatment for Temporomandibular Joint Disorders

30.00%

Variant attributes

Focused Silver + Vision + Adult Dental · Variant 90714MS0030059-06

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2025

CSR Variation Type

94% AV Level Silver Plan

HIOS Product ID

90714MS003

Metal Level

Silver

Plan ID (Standard Component ID with Variant)

90714MS0030059-06

Plan Marketing Name

Focused Silver + Vision + Adult Dental

Plan Variant Marketing Name

Focused Silver + Vision + Adult Dental

Issuer & service area

Issuer-provided metadata for this variant.

Issuer Actuarial Value

94.62%

Issuer ID

90714

Issuer Marketplace Marketing Name

Ambetter from Magnolia Health

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

MSN001

Out of Country Coverage

No

Out of Service Area Coverage

No

Service Area ID

MSS001

State Code

MS

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

Yes

Medical Drug Maximum Out of Pocket Integrated

Yes

SBC Scenario, Having a Baby, Coinsurance

$1,400

SBC Scenario, Having a Baby, Copayment

$0

SBC Scenario, Having a Baby, Deductible

$0

SBC Scenario, Having Diabetes, Coinsurance

$200

SBC Scenario, Having Diabetes, Copayment

$400

SBC Scenario, Having Diabetes, Deductible

$0

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$700

SBC Scenario, Treatment of a Simple Fracture, Copayment

$50

SBC Scenario, Treatment of a Simple Fracture, Deductible

$0

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

30.00%

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$2700 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$1350 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$1,350

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

MSF005

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$60

SBC Scenario, Having Diabetes, Limit

$20

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Dental Only Plan

No

Design Type

Not Applicable

Disease Management Programs Offered

Asthma, Diabetes, Heart Disease, Pregnancy

EHB Percent of Total Premium

0.9643

First Tier Utilization

100%

Import Date

2024-08-15 01:01:23

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

No

New/Existing Plan

Existing

Notice Required for Pregnancy

Yes

Is a Referral Required for Specialist?

No

Plan Effective Date

2025-01-01

Plan Type

HMO

QHP/Non QHP

Both

Source Name

HIOS

Plan ID

90714MS0030059

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual

$0

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Individual

Not Applicable

Unique Plan Design

Yes

Wellness Program Offered

No

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Mississippi?

Focused Silver + Vision + Adult Dental (90714MS0030059) is a Silver HMO from Ambetter of Magnolia Inc. in Mississippi for the 2025 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Focused Silver + Vision + Adult Dental support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Focused Silver + Vision + Adult Dental HSA-eligible and does it include dental or vision coverage?

It is not marked as HSA-eligible, so confirm with the issuer before relying on tax-advantaged savings.

Dental add-ons: Adult.

Vision add-ons: Adult, Child.

Does Focused Silver + Vision + Adult Dental support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with Focused Silver + Vision + Adult Dental?

The issuer lists disease management resources for: Asthma, Diabetes, Heart Disease, Pregnancy.

Is there out-of-country coverage for Focused Silver + Vision + Adult Dental?

No, out-of-country services are not covered for this plan.

Does Focused Silver + Vision + Adult Dental cover care outside the service area?

No, the issuer indicates out-of-service-area care is not covered except for emergencies.

How do I enroll in or manage payments for Focused Silver + Vision + Adult Dental?

Use the issuer portal https://ambetter.magnoliahealthplan.com/payments to pay premiums or start enrollment, then return to HealthPorta for benefit comparisons.

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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