Essential Bronze 6500 - 14624MS0010001 Health Insurance Plan

Primewell Health Services of Mississippi, Inc. health insurance plan with the Plan ID 14624MS0010001. The plan is called Essential Bronze 6500.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 60.94% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 39.06% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 14624MS0010001
Health Insurance Plan Year 2025
State Mississippi
Health Insurance Issuer Primewell Health Services of Mississippi, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 14624MS0010001-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT).

Providers Mississippi All US States
All 3466 76105
PCP 520 3084
Allergy N/A 7
OB/GYN 14 135
Dentists 46 214
Available Variants of the Health Plan

Standard Off Exchange Plan - 14624MS0010001-00

Standard On Exchange Plan - 14624MS0010001-01

Open to Indians below 300% FPL - 14624MS0010001-02

Open to Indians above 300% FPL - 14624MS0010001-03

Last Plan Update Date Sat, 31 Aug 2024 00:00 GMT
Last Import Date Tue, 10 Dec 2024 06:32 GMT

Benefits of Essential Bronze 6500 Health Insurance Plan, 14624MS0010001-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Acupuncture
NO
Allergy Testing
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Bariatric Surgery
NO
Basic Dental Care - Adult

An added benefit. Combined $1,000 maximum coverage per benefit period for Adult Basic and Major Dental Care.

YES

No Charge

No Charge
Basic Dental Care - Child
YES

50.00%

50.00%
Chemotherapy
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Chiropractic Care

Limit: 20.0 Visit(s) per Year

Must be medically necessary. A treatment plan outlining goals of therapy, mode of therapy and duration of therapy must be submitted to Company by the provider prior to the initiation of treatment. The 20 visit limit is combined for chiropractic services, occupational therapy, and physical therapy.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Minimum stay of 48 hours; no charge for professional services

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Dental Check-Up for Children

Limit: 2.0 Visit(s) per Year

YES

No Charge

No Charge
Diabetes Education
YES

$50.00

50.00% Coinsurance after deductible
Dialysis
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Durable Medical Equipment

Various limitations apply

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Room Services

The ER Copay is waived if the visit results in an inpatient admission.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Transportation/Ambulance

Air ambulance services are covered in only specified situations.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

50.00%

50.00% Coinsurance after deductible
Gender Affirming Care
NO
Generic Drugs

Quantity limits, authorizations and step therapy limits may apply.

YES

$25.00

100.00%
Habilitation Services

Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Hearing Aids
NO
Home Health Care Services

May be available through the Care Management Program when provided by a network provider and prior authorization is received.

YES

50.00% Coinsurance after deductible

100.00%
Hospice Services

Limit: 6.0 Months per Lifetime

Subject to Care Management.

YES

50.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Infertility Treatment
NO
Infusion Therapy
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)

Copays, if applicable, are per day for first three days only.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services

Lab services in the Emergency Room are subject to the deductible, if applicable.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult

An added benefit. Combined $1,000 maximum coverage per benefit period for Adult Basic and Major Dental Care.

YES

No Charge

No Charge
Major Dental Care - Child
YES

50.00%

50.00%
Mental/Behavioral Health Inpatient Services

Inpatient treatment for mental/behavioral health disorders must be Authorized

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Non-Preferred Brand Drugs

Quantity limits, authorizations and step therapy limits may apply.

YES

50.00% Coinsurance after deductible

100.00%
Nutritional Counseling

Limit: 4.0 Visit(s) per Year

Coverage only for diabetes education.

YES

$50.00

50.00% Coinsurance after deductible
Orthodontia - Adult
NO
Orthodontia - Child

Medically Necessary orthodontia only.

YES

50.00%

50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

Quantitative limits depend on the type of visit.

YES

$50.00

50.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Outpatient Rehabilitation Services

Limit: 36.0 Visit(s) per Year

Benefits available for outpatient cardiac rehabilitation.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Preferred Brand Drugs

Quantity limits, authorizations and step therapy limits may apply.

YES

50.00% Coinsurance after deductible

100.00%
Prenatal and Postnatal Care
YES

$50.00

50.00% Coinsurance after deductible
Preventive Care/Screening/Immunization

Covered services must be included in Grade A and B Recommendations of the USPSTF and include all other preventive health services required by PPACA.

YES

No Charge

50.00%
Primary Care Visit to Treat an Injury or Illness
YES

$50.00

50.00% Coinsurance after deductible
Private-Duty Nursing
NO
Prosthetic Devices

Various limitations apply as stated in the Benchmark plan.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Radiation

Must be medically necessary. Company may require a treatment plan, outlining the goals of therapy, mode of therapy, and duration of therapy, to be submitted by the provider prior to the initiation of treatment.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Reconstructive Surgery

Plan only outlines benefits for breast reconstruction. Must be medically necessary and related to mastectomy.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 20.0 Visit(s) per Year

The 20 visit limit is combined for chiropractic services, occupational therapy, and physical therapy.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Not covered for learning disabilities and development problems.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Routine Dental Services (Adult)

Limit: 2.0 Visit(s) per Year

Covers exam and cleaning

YES

No Charge

No Charge
Routine Eye Exam (Adult)

Limit: 1.0 Visit(s) per Year

An added benefit

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Routine Foot Care

Limit: 1.0 Visit(s) per Year

Requires a Diabetes diagnosis.

YES

No Charge

50.00%
Skilled Nursing Facility

Limit: 30.0 Days per Benefit Period

Three-day prior inpatient stay

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Specialist Visit
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Specialty Drugs

Specialty drugs may be limited to a thirty (30) day supply. Quantity limits, authorizations and step therapy limits may apply.

YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services

Inpatient treatment for substance abuse must be Authorized

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Transplant

Non-EHB and out-of-network transplant services not covered

YES

50.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders

Medical necessity documentation and a treatment plan must be submitted to and approved by the Company prior to the commencement of treatment. Prior authorization is required.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Urgent Care Centers or Facilities
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Weight Loss Programs

Exclusions: Non-Vantage Weight Loss programs are excluded.

Vantage Weight Loss programs are covered as part of the Vantage Wellness Program.

YES

No Charge

100.00%
Well Baby Visits and Care
YES

No Charge

50.00%
X-rays and Diagnostic Imaging
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible

Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.609354399535231
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Bronze Off Exchange Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $2000 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $1000 per person
Drug EHB Deductible, In Network (Tier 1), Individual $1,000
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Weight Loss Programs
EHB Percent of Total Premium 0.97776179
First Tier Utilization 100%
Formulary ID MSF003
Formulary URL URL
HIOS Product ID 14624MS001
Import Date 2024-08-31 01:01:56
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy Yes
Is a Referral Required for Specialist? No
Issuer ID 14624
Issuer Marketplace Marketing Name Primewell Health Services of Mississippi
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $13000 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $6500 per person
Medical EHB Deductible, In Network (Tier 1), Individual $6,500
Medical EHB Deductible, Out of Network, Family Per Group $16000 per group
Medical EHB Deductible, Out of Network, Family Per Person $8000 per person
Medical EHB Deductible, Out of Network, Individual $8,000
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID MSN001
Out of Country Coverage Yes
Out of Country Coverage Description Limited to Emergency Services only. Covered as in-network.
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Out-of-Network Deductible and Co-insurance
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 14624MS0010001-00
Plan Marketing Name Essential Bronze 6500
Plan Type POS
Plan Variant Marketing Name Essential Bronze 6500
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,700
SBC Scenario, Having a Baby, Copayment $60
SBC Scenario, Having a Baby, Deductible $6,500
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $1,200
SBC Scenario, Having Diabetes, Copayment $500
SBC Scenario, Having Diabetes, Deductible $1,900
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $200
SBC Scenario, Treatment of a Simple Fracture, Copayment $10
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,500
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MSS001
Source Name HIOS
Plan ID 14624MS0010001
State Code MS
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Essential Bronze 6500 Health Insurance Plan, 14624MS0010001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Essential Bronze 6500, 14624MS0010001 Health Insurance Plan, 14624MS0010001

  • Does Essential Bronze 6500 Health Insurance Plan, 14624MS0010001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (14624MS0010001) Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Weight Loss Programs

    Does (14624MS0010001) Health Insurance Plan, Variant (14624MS0010001-00) have Out Of Country Coverage?

    Yes. Details: Limited to Emergency Services only. Covered as in-network.

    Does (14624MS0010001) Health Insurance Plan, Variant (14624MS0010001-00) have Out of Service Area Coverage?

    Yes. Details: Out-of-Network Deductible and Co-insurance

    Does (14624MS0010001) Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Weight Loss Programs

    Does Essential Bronze 6500 Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs for Heart disease?

    Yes, the Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 offers Disease Management Program for Heart disease.

    Does Essential Bronze 6500 Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs for Depression?

    Yes, the Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 offers Disease Management Program for Depression.

    Does Essential Bronze 6500 Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs for Diabetes?

    Yes, the Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 offers Disease Management Program for Diabetes.

    Does Essential Bronze 6500 Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Essential Bronze 6500 Health Insurance Plan, Variant (14624MS0010001-00) offer Disease Management Programs for Weight loss programs?

    Yes, the Essential Bronze 6500 Health Insurance Plan Variant 14624MS0010001-00 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API