Blue Cross and Blue Shield of Alabama offers this marketplace health insurance plan (Plan ID 46944AL0500001) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.
Marketplace enrollment for 2026 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Alabama). Submit changes before the deadline to avoid a coverage gap.
Enroll by Dec 15 for Jan 1 starts.
Finalize plan switches before the window closes.
Special Enrollment Periods
You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).
Report the event within 60 days.
Keep documentation handy for Healthcare.gov or your state exchange.
CSR & subsidy reminders
Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.
Enter accurate income to maximize Advanced Premium Tax Credits.
Standard Low On Exchange Plan plans like this one keep deductibles and copays lower if you qualify.
Thinking about switching?
Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.
Match provider networks so ongoing care isn’t disrupted.
Confirm prescriptions stay on-formulary or budget for tier changes.
Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.
Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).
All providers in AlabamaN/A
PCPs in AlabamaN/A
Telehealth supportData pending
Nationwide providersN/A
N/A doctors statewideN/A PCPsN/A OB/GYN
Provider network(s)
['ALN002']
Providers
Alabama
All US states
All
N/A
N/A
PCP
N/A
N/A
Allergy
N/A
N/A
OB/GYN
N/A
N/A
Dentists
N/A
N/A
Drug coverage overview
0 drugs tracked
Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.
Prior authorization
Drugs
Required
0
Not Required
0
Step therapy
Drugs
Required
0
Not Required
0
Quantity limits
Drugs
Has Limit
0
No Limit
0
Customer highlights
What stands out for members
Issuer: Blue Cross and Blue Shield of Alabama · Plan ID 46944AL0500001 · 2026 filing.
Tier 1 in-network50.00% Coinsurance after deductible
Out-of-network100.00%
Coverage level is specific to the service rendered; limitations may apply to prosthodontic services.
Basic Dental Care - Adult
20.00% Coinsurance after deductible
Tier 1 in-network20.00% Coinsurance after deductible
Out-of-network100.00%
180-day waiting period applies; limitations may apply to endodontic and prosthodontic services.
Exclusions: Limited to members age 19 and over.
Dental Check-Up for Children
No Charge after deductible, No Charge after deductible
Tier 1 in-networkNo Charge after deductible, No Charge after deductible
Out-of-network100.00%
Limit: 2.0 Visit(s) per Year
Limitations may apply to certain types of x-rays.
Exclusions: Benefits are available up to the end of the month in which the member turns 19.
Major Dental Care - Adult
50.00% Coinsurance after deductible
Tier 1 in-network50.00% Coinsurance after deductible
Out-of-network100.00%
365-day waiting period applies; limitations may apply to endodontic and periodontal services.
Exclusions: Excludes full or partial dentures, fixed or removable bridges, inlays, onlays, or crowns to restore diseased or accidentally broken teeth. Limited to members age 19 and over.
Orthodontia - Adult
Coverage details pending
Issuer did not share extra notes for this benefit beyond the summary above.
Orthodontia - Child
50.00% Coinsurance after deductible
Tier 1 in-network50.00% Coinsurance after deductible
Out-of-network100.00%
$150 calendar year deductible per member applies.
Exclusions: Benefits are available up to the end of the month in which the member turns 19.
Routine Dental Services (Adult)
No Charge after deductible, No Charge after deductible
Tier 1 in-networkNo Charge after deductible, No Charge after deductible
Out-of-network100.00%
Limit: 2.0 Visit(s) per Year
Limitations may apply to certain types of x-rays.
Exclusions: Limited to members age 19 and over.
Variant attributes
Dental Blue Plus · Variant 46944AL0500001-01
Plan identifiers & tier
Issuer-provided metadata for this variant.
Business Year
2026
CSR Variation Type
Standard Low On Exchange Plan
HIOS Product ID
46944AL050
Metal Level
Low
Plan ID (Standard Component ID with Variant)
46944AL0500001-01
Plan Marketing Name
Dental Blue Plus
Plan Variant Marketing Name
Dental Blue Plus
Issuer & service area
Issuer-provided metadata for this variant.
Issuer ID
46944
Issuer Marketplace Marketing Name
Blue Cross and Blue Shield of Alabama
Market Coverage
Individual
Multiple In Network Tiers
No
National Network
No
Network ID
ALN002
Out of Country Coverage
No
Out of Service Area Coverage
Yes
Out of Service Area Coverage Description
Benefits are paid toward the lesser of the allowed amount or the dentist's actual charge for the service.
Service Area ID
ALS002
State Code
AL
Cost sharing & actuarial values
Issuer-provided metadata for this variant.
Begin Primary Care Deductible Coinsurance After Number Of Copays
0
Inpatient Copayment Maximum Days
0
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group
per group not applicable
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person
per person not applicable
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out
Not Applicable
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group
$850 per group
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person
$425 per person
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual
$425
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group
per group not applicable
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person
per person not applicable
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual
Begin Primary Care Cost-Sharing After Number Of Visits
0
Child-Only Offering
Allows Adult and Child-Only
Composite Rating Offered
No
Dental Only Plan
Yes
EHB Apportionment for Pediatric Dental
1
First Tier Utilization
100%
Import Date
10/30/2025
Guaranteed Rate
Guaranteed Rate
New/Existing Plan
Existing
Medical EHB Deductible, Combined In/Out of Network, Family Per Group
per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person
per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual
Not Applicable
Medical EHB Deductible, In Network (Tier 1), Family Per Group
per group not applicable
Medical EHB Deductible, In Network (Tier 1), Family Per Person
$40 per person
Medical EHB Deductible, In Network (Tier 1), Individual
$40
Medical EHB Deductible, Out of Network, Family Per Group
per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person
per person not applicable
Medical EHB Deductible, Out of Network, Individual
Not Applicable
Plan Effective Date
1/1/2026
Plan Type
PPO
QHP/Non QHP
On the Exchange
Source Name
HIOS
Plan ID
46944AL0500001
Copay & coinsurance
Pharmacy cost sharing by tier
Drug tier
Pharmacy type
Copay amount
Copay option
Coinsurance rate
Coinsurance option
Mail order
Questions & answers
Frequently asked questions
How do I choose the right ACA plan in Alabama?
Dental Blue Plus (46944AL0500001) is a Low PPO from Blue Cross and Blue Shield of Alabama in Alabama for the 2026 coverage year.
Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.
Does Dental Blue Plus support telehealth or virtual urgent care?
The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.
Is Dental Blue Plus HSA-eligible and does it include dental or vision coverage?
HSA eligibility is not published; check the Summary of Benefits or ask the issuer.
Dental add-ons: Adult, Child.
Vision coverage is not listed for this plan.
Does Dental Blue Plus support mail-order prescriptions?
Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.
Is there out-of-country coverage for Dental Blue Plus?
No, out-of-country services are not covered for this plan.
Does Dental Blue Plus cover care outside the service area?
Yes, you have limited out-of-area coverage. See the plan documents for referral and prior authorization rules. Details: Benefits are paid toward the lesser of the allowed amount or the dentist's actual charge for the service.
How do I enroll in or manage payments for Dental Blue Plus?
Use the issuer portal https://sso.bcbsal.org/sp/ACS.saml2 to pay premiums or start enrollment, then return to HealthPorta for benefit comparisons.
Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
