Connect Silver CMS Standard - 48121FL0070105 Health Insurance Plan

Cigna Health and Life Insurance Company health insurance plan with the Plan ID 48121FL0070105. The plan is called Connect Silver CMS Standard.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 48121FL0070105
Health Insurance Plan Year 2025
State Florida
Health Insurance Issuer Cigna Health and Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 48121FL0070105-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT).

Providers Florida All US States
All 64 67
PCP 4 4
Allergy N/A N/A
OB/GYN 7 7
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 48121FL0070105-00

Standard On Exchange Plan - 48121FL0070105-01

Open to Indians below 300% FPL - 48121FL0070105-02

Open to Indians above 300% FPL - 48121FL0070105-03

73% AV Silver Plan - 48121FL0070105-04

87% AV Silver Plan - 48121FL0070105-05

94% AV Silver Plan - 48121FL0070105-06

Last Plan Update Date Thu, 07 Nov 2024 00:00 GMT
Last Import Date Tue, 04 Nov 2025 05:30 GMT

Benefits of Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited

Exclusions: nan

nan

NO
Accidental Dental

Exclusions: nan

nan

YES

$0.00

100.00%
Acupuncture

Exclusions: nan

nan

NO
Allergy Testing

Exclusions: nan

nan

YES

$0.00

100.00%
Bariatric Surgery

Exclusions: nan

nan

NO
Basic Dental Care - Adult

Exclusions: nan

nan

NO
Basic Dental Care - Child

Exclusions: nan

nan

NO
Chemotherapy

Exclusions: nan

nan

YES

$0.00

100.00%
Chiropractic Care

Exclusions: nan

All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year.

YES

$0.00

100.00%
Cosmetic Surgery

Exclusions: nan

nan

NO
Delivery and All Inpatient Services for Maternity Care

Exclusions: nan

nan

YES

$0.00

100.00%
Dental Check-Up for Children

Exclusions: nan

nan

NO
Diabetes Education

Exclusions: nan

nan

YES

$0.00

100.00%
Dialysis

Exclusions: nan

Benefit depends on place of treatment.

YES

$0.00

100.00%
Durable Medical Equipment

Exclusions: nan

nan

YES

$0.00

100.00%
Emergency Room Services

Exclusions: nan

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Emergency Transportation/Ambulance

Exclusions: nan

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Exclusions: nan

Children up to age 19, though the end of their birth month. One pair of glasses (lenses and frames from the pediatric selection) per year. Contact lenses are covered for a one year supply, regardless of the contact lens type, including professional services, in lieu of frame and lenses.

YES

$0.00

100.00%
Gender Affirming Care

Exclusions: nan

nan

NO
Generic Drugs

Exclusions: nan

You pay a copayment for each 30 day supply. Up to a 30-day supply at a Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

$0.00

100.00%
Habilitation Services

Limit: 35.0 Visit(s) per Year

Exclusions: nan

All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year.

YES

$0.00

100.00%
Hearing Aids

Exclusions: nan

nan

NO
Home Health Care Services

Limit: 20.0 Visit(s) per Year

Exclusions: nan

nan

YES

$0.00

100.00%
Hospice Services

Exclusions: nan

nan

YES

$0.00

100.00%
Imaging (CT/PET Scans, MRIs)

Exclusions: nan

nan

YES

$0.00

100.00%
Infertility Treatment

Exclusions: nan

nan

NO
Infusion Therapy

Exclusions: nan

nan

YES

$0.00

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: nan

nan

YES

$0.00

100.00%
Inpatient Physician and Surgical Services

Exclusions: nan

nan

YES

$0.00

100.00%
Laboratory Outpatient and Professional Services

Exclusions: nan

nan

YES

$0.00

100.00%
Long-Term/Custodial Nursing Home Care

Exclusions: nan

nan

NO
Major Dental Care - Adult

Exclusions: nan

nan

NO
Major Dental Care - Child

Exclusions: nan

nan

NO
Mental/Behavioral Health Inpatient Services

Exclusions: nan

nan

YES

$0.00

100.00%
Mental/Behavioral Health Outpatient Services

Exclusions: nan

This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$0.00

100.00%
Non-Preferred Brand Drugs

Exclusions: nan

You pay a copayment for each 30 day supply ,after deductible. Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy.

YES

$0.00

100.00%
Nutritional Counseling

Exclusions: nan

Only Covered for home health, hospice and mental health treatment of eating disorders. .

YES

$0.00

100.00%
Orthodontia - Adult

Exclusions: nan

nan

NO
Orthodontia - Child

Exclusions: nan

nan

NO
Other Practitioner Office Visit (Nurse, Physician Assistant)

Exclusions: nan

nan

YES

$0.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: nan

nan

YES

$0.00

100.00%
Outpatient Rehabilitation Services

Limit: 35.0 Visit(s) per Year

Exclusions: nan

All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year.

YES

$0.00

100.00%
Outpatient Surgery Physician/Surgical Services

Exclusions: nan

nan

YES

$0.00

100.00%
Preferred Brand Drugs

Exclusions: nan

You pay a copayment for each 30 day supply. Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

$0.00

100.00%
Prenatal and Postnatal Care

Exclusions: nan

nan

YES

$0.00

100.00%
Preventive Care/Screening/Immunization

Exclusions: nan

nan

YES

$0.00

100.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: nan

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$0.00

100.00%
Private-Duty Nursing

Exclusions: nan

nan

NO
Prosthetic Devices

Exclusions: nan

nan

YES

$0.00

100.00%
Radiation

Exclusions: nan

nan

YES

$0.00

100.00%
Reconstructive Surgery

Exclusions: nan

nan

YES

$0.00

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 35.0 Visit(s) per Year

Exclusions: nan

All therapies are combined (Occupational, Physical, Speech and Chiropractic).

YES

$0.00

100.00%
Rehabilitative Speech Therapy

Limit: 35.0 Visit(s) per Year

Exclusions: nan

All therapies are combined (Occupational, Physical, Speech and Chiropractic).

YES

$0.00

100.00%
Routine Dental Services (Adult)

Exclusions: nan

nan

NO
Routine Eye Exam (Adult)

Exclusions: nan

nan

NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Exclusions: nan

Children up to age 19, though the end of their birth month.

YES

$0.00

100.00%
Routine Foot Care

Exclusions: nan

nan

NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

Exclusions: nan

nan

YES

$0.00

100.00%
Specialist Visit

Exclusions: nan

nan

YES

$0.00

100.00%
Specialty Drugs

Exclusions: nan

Including other high cost drugs. You pay a copayment for each 30 day supply, after deductible. Up to a 30-day supply at a Participating Pharmacy or up to a 30-day supply at a Designated 90-day Pharmacy.

YES

$0.00

100.00%
Substance Abuse Disorder Inpatient Services

Exclusions: nan

nan

YES

$0.00

100.00%
Substance Abuse Disorder Outpatient Services

Exclusions: nan

This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$0.00

100.00%
Transplant

Exclusions: nan

LifeSource travel maximum of $10,000 per Insured person, per lifetime. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility.

YES

$0.00

100.00%
Treatment for Temporomandibular Joint Disorders

Exclusions: nan

Maximum 1 splint per 6-month period per Insured Person.

YES

$0.00

100.00%
Urgent Care Centers or Facilities

Exclusions: nan

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Weight Loss Programs

Exclusions: nan

nan

NO
Well Baby Visits and Care

Exclusions: nan

nan

YES

$0.00

100.00%
X-rays and Diagnostic Imaging

Exclusions: nan

nan

YES

$0.00

100.00%

Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID FLF010
Formulary URL URL
HIOS Product ID 48121FL007
Import Date 2024-11-07 00:02:00
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 48121
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID FLN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 48121FL0070105-02
Plan Marketing Name Connect Silver CMS Standard
Plan Type EPO
Plan Variant Marketing Name Connect CMS Standard-0
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID FLS001
Source Name HIOS
Plan ID 48121FL0070105
State Code FL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Connect Silver CMS Standard, 48121FL0070105 Health Insurance Plan, 48121FL0070105

  • Does Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy

    Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-02) have Out Of Country Coverage?

    Yes. Details: Emergency Only

    Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-02) have Out of Service Area Coverage?

    Yes. Details: Emergency Only

    Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy

    Does Connect CMS Standard-0 Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs for Asthma?

    Yes, the Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 offers Disease Management Program for Asthma.

    Does Connect CMS Standard-0 Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs for Heart disease?

    Yes, the Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 offers Disease Management Program for Heart disease.

    Does Connect CMS Standard-0 Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs for Diabetes?

    Yes, the Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 offers Disease Management Program for Diabetes.

    Does Connect CMS Standard-0 Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Connect CMS Standard-0 Health Insurance Plan, Variant (48121FL0070105-02) offer Disease Management Programs for Pregnancy?

    Yes, the Connect CMS Standard-0 Health Insurance Plan Variant 48121FL0070105-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API