Tennessee health plan · 2025

Connect Silver 3825 Indiv Med Deductible · 99248TN0060005

Cigna Health and Life Insurance Company offers this marketplace health insurance plan (Plan ID 99248TN0060005) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Silver Plan type: EPO CSR: 94% AV Level Silver Plan Issuer: Cigna Health and Life Insurance Company
Telehealth Data pending HSA eligible No Dental Not listed Vision Child
Pay / Manage Plan View issuer site

Issuer actuarial value: 94.03%. Expect to pay roughly 5.97% of covered costs out of pocket, based on issuer reporting.

CMS AV Calculator output: 94.61% (5.39% member share on average). Learn about AV methodology.

2025 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$309 – $1324

Before subsidies

Estimate after subsidies

Deductible

$0

$0 per group

See deductible details

Max out-of-pocket

$1,725

$3450 per group

Review MOOP rules

Office visits

Primary care No Charge
Specialist $10.00
HSA Not eligible

Drug tiers

Generic No Charge
Preferred brand 10.00%

View formulary tiers

$436 / mo before subsidies

≈ $5230 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$1428 / mo before subsidies

≈ $17135 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1738 / mo before subsidies

≈ $20860 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • This Silver tier qualifies for CSR if household income is ≤250% FPL.

$1090 / mo before subsidies

≈ $13082 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

15.00%

Durable Medical Equipment

15.00%

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Enrollment guidance

Stay on top of 2025 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2025 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Tennessee). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • 94% AV Level Silver Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

No Charge

Emergency Room Services

15.00%

Durable Medical Equipment

15.00%

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Plan ID 99248TN0060005
Coverage year 2025
State Tennessee
Issuer Cigna Health and Life Insurance Company
Formulary document Download formulary
Marketing materials View marketing kit
Variant ID 99248TN0060005-06
Available variants

Standard Off Exchange Plan · 99248TN0060005-00

Standard On Exchange Plan · 99248TN0060005-01

Open to Indians below 300% FPL · 99248TN0060005-02

Open to Indians above 300% FPL · 99248TN0060005-03

73% AV Silver Plan · 99248TN0060005-04

87% AV Silver Plan · 99248TN0060005-05

94% AV Silver Plan · 99248TN0060005-06
Last plan update Thu, 15 Aug 2024 00:00 GMT
Last HealthPorta import Tue, 02 Dec 2025 06:13 GMT

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Tennessee N/A
PCPs in Tennessee N/A
Telehealth support Data pending
Nationwide providers N/A
N/A doctors statewide N/A PCPs N/A OB/GYN

Provider network(s)

['TNN001']

Providers Tennessee All US states
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A

Drug coverage overview

4,662 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
GENERIC 1,900
PREFERRED-BRAND 1,276
PREFERRED-GENERIC 526
SPECIALTY-AND-OTHER-HIGH-COST-DRUGS 523
NON-PREFERRED 437
Prior authorization Drugs
Required 769
Not Required 3,893
Step therapy Drugs
Required 35
Not Required 4,627
Quantity limits Drugs
Has Limit 963
No Limit 3,699

Customer highlights

What stands out for members

  • Issuer: Cigna Health and Life Insurance Company · Plan ID 99248TN0060005 · 2025 filing.
  • Disease management programs available: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 99248TN0060005-06 (94% AV Silver Plan ) currently displayed.
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Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Limit: 20.0 Visit(s) per Year

nan

Exclusions: nan

Diabetes Education

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Home Health Care Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Limit: 60.0 Visit(s) per Year

nan

Exclusions: nan

Laboratory Outpatient and Professional Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Other Practitioner Office Visit (Nurse, Physician Assistant)

$10.00
Tier 1 in-network $10.00
Out-of-network 100.00%

nan

Exclusions: nan

Preventive Care/Screening/Immunization

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

nan

Exclusions: nan

Primary Care Visit to Treat an Injury or Illness

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

Refer to the policy for more information about Virtual Care Services.

Exclusions: nan

Rehabilitative Occupational and Rehabilitative Physical Therapy

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Limited to 20 visits per year for Occupational therapy and 20 visits per year for Physical therapy; same visits and coverage apply to habilitative services.

Exclusions: nan

Rehabilitative Speech Therapy

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Limit: 20.0 Visit(s) per Year

Same limits and coverage apply for habilitative services.

Exclusions: nan

Specialist Visit

$10.00
Tier 1 in-network $10.00
Out-of-network 100.00%

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

Exclusions: nan

Urgent Care Centers or Facilities

$20.00
Tier 1 in-network $20.00
Out-of-network $20.00

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

Exclusions: nan

X-rays and Diagnostic Imaging

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Delivery and All Inpatient Services for Maternity Care

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Dialysis

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Benefit depends on place of treatment.

Exclusions: nan

Durable Medical Equipment

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Emergency Room Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 15.00%

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

Exclusions: nan

Emergency Transportation/Ambulance

15.00%
Tier 1 in-network 15.00%
Out-of-network 15.00%

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

Exclusions: nan

Hospice Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Inpatient Hospital Services (e.g., Hospital Stay)

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Inpatient Physician and Surgical Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Mental/Behavioral Health Inpatient Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Mental/Behavioral Health Outpatient Services

$10.00
Tier 1 in-network $10.00
Out-of-network 100.00%

This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

Exclusions: nan

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Outpatient Rehabilitation Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Coverage of physical, occupational, and speech therapy is limited to 20 visits annual max per therapy.

Exclusions: nan

Outpatient Surgery Physician/Surgical Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Radiation

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Skilled Nursing Facility

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Limit: 60.0 Days per Year

nan

Exclusions: nan

Substance Abuse Disorder Inpatient Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Substance Abuse Disorder Outpatient Services

$10.00
Tier 1 in-network $10.00
Out-of-network 100.00%

This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

Exclusions: nan

Transplant

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

Lifesource Transplant Network travel benefit maximum of $10,000 per insured person per transplant. Coverage for travel expenses not available for services outside of the Lifesource Transplant Network. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility.

Exclusions: nan

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

Coverage details pending

nan

Exclusions: nan

Hearing Aids

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Hearing Aid Devices - 1 Hearing Aid per ear, every 3 years. Hearing Aid Exam/Evaluation - Only services necessary to select, fit and adjust the hearing aid are included in this benefit. Bone Anchored Hearing Aids - Not Covered

Exclusions: nan

Major Dental Care - Child

Coverage details pending

nan

Exclusions: nan

Prenatal and Postnatal Care

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Routine Eye Exam for Children

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

Limit: 1.0 Exam(s) per Year

Up to age 19.

Exclusions: nan

Well Baby Visits and Care

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

nan

Exclusions: nan

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30-day supply at any Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

Exclusions: nan

Non-Preferred Brand Drugs

49.00%
Tier 1 in-network 49.00%
Out-of-network 100.00%

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

Exclusions: nan

Preferred Brand Drugs

10.00%
Tier 1 in-network 10.00%
Out-of-network 100.00%

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

Exclusions: nan

Specialty Drugs

50.00%
Tier 1 in-network 50.00%
Out-of-network 100.00%

Including other high cost drugs. Up to a 30-day supply at any Participating Pharmacy or up to a 30-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

Exclusions: nan

Tier 2 Generic Drugs

$10.00
Tier 1 in-network $10.00
Out-of-network 100.00%

You pay a copayment for each 30 day supply. Up to a 30-day supply at any participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy. Refer to the prescription drug list for more information.

Exclusions: nan

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Basic Dental Care - Adult

Coverage details pending

nan

Exclusions: nan

Dental Check-Up for Children

Coverage details pending

nan

Exclusions: nan

Infusion Therapy

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Major Dental Care - Adult

Coverage details pending

nan

Exclusions: nan

Nutritional Counseling

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Unlimited visits limited to Nutritional Counseling associated with Home Health and Diabetes Management. Services associated with Preventive Care are covered at the Preventive Care benefit level and treatment described in connection with a mental health or substance abuse diagnosis are covered at the Outpatient Mental Health benefit level. .

Exclusions: nan

Orthodontia - Adult

Coverage details pending

nan

Exclusions: nan

Orthodontia - Child

Coverage details pending

nan

Exclusions: nan

Prosthetic Devices

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Routine Dental Services (Adult)

Coverage details pending

nan

Exclusions: nan

Weight Loss Programs

Coverage details pending

nan

Exclusions: nan

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

nan

Exclusions: nan

Acupuncture

Coverage details pending

nan

Exclusions: nan

Allergy Testing

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Bariatric Surgery

Coverage details pending

nan

Exclusions: nan

Cosmetic Surgery

Coverage details pending

nan

Exclusions: nan

Eye Glasses for Children

No Charge
Tier 1 in-network No Charge
Out-of-network 100.00%

Limit: 1.0 Item(s) per Year

Up to age 19. One pair of glasses (lenses and frames from the pediatric selection) per year. May receive one pair of conventional or one box of disposable lenses per eye, including professional services, in lieu of lenses and frame benefit. May not receive contact lenses and frames/lenses in same benefit year.

Exclusions: nan

Gender Affirming Care

Coverage details pending

nan

Exclusions: nan

Habilitation Services

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

Coverage of physical, occupational, and speech therapy is limited to 20 visits annual max per therapy.

Exclusions: nan

Imaging (CT/PET Scans, MRIs)

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Infertility Treatment

Coverage details pending

nan

Exclusions: nan

Long-Term/Custodial Nursing Home Care

Coverage details pending

nan

Exclusions: nan

Private-Duty Nursing

Coverage details pending

nan

Exclusions: nan

Reconstructive Surgery

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Routine Eye Exam (Adult)

Coverage details pending

nan

Exclusions: nan

Routine Foot Care

Coverage details pending

nan

Exclusions: nan

Treatment for Temporomandibular Joint Disorders

15.00%
Tier 1 in-network 15.00%
Out-of-network 100.00%

nan

Exclusions: nan

Variant attributes

Connect Silver 3825 Indiv Med Deductible · Variant 99248TN0060005-06

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2025

CSR Variation Type

94% AV Level Silver Plan

HIOS Product ID

99248TN006

Metal Level

Silver

Plan ID (Standard Component ID with Variant)

99248TN0060005-06

Plan Marketing Name

Connect Silver 3825 Indiv Med Deductible

Plan Variant Marketing Name

Connect Silver-4A 0 Indiv Med Deductible

Issuer & service area

Issuer-provided metadata for this variant.

Issuer Actuarial Value

94.03%

Issuer ID

99248

Issuer Marketplace Marketing Name

Cigna Healthcare

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

TNN001

Out of Country Coverage

Yes

Out of Country Coverage Description

Emergency Only

Out of Service Area Coverage

Yes

Out of Service Area Coverage Description

Emergency Only

Service Area ID

TNS001

State Code

TN

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

AV Calculator Output Number

0.946054340715855

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

Yes

Medical Drug Maximum Out of Pocket Integrated

Yes

SBC Scenario, Having a Baby, Coinsurance

$1,700

SBC Scenario, Having a Baby, Copayment

$0

SBC Scenario, Having a Baby, Deductible

$0

SBC Scenario, Having Diabetes, Coinsurance

$100

SBC Scenario, Having Diabetes, Copayment

$500

SBC Scenario, Having Diabetes, Deductible

$0

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$300

SBC Scenario, Treatment of a Simple Fracture, Copayment

$40

SBC Scenario, Treatment of a Simple Fracture, Deductible

$0

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

15.00%

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$3450 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$1725 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$1,725

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

per group not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

per person not applicable

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

Not Applicable

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

TNF002

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$60

SBC Scenario, Having Diabetes, Limit

$20

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Dental Only Plan

No

Design Type

Not Applicable

Disease Management Programs Offered

Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy

EHB Percent of Total Premium

1.0

First Tier Utilization

100%

Import Date

2024-08-15 01:01:23

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

No

New/Existing Plan

Existing

Notice Required for Pregnancy

No

Is a Referral Required for Specialist?

No

Plan Effective Date

2025-01-01

Plan Expiration Date

2025-12-31

Plan Type

EPO

QHP/Non QHP

Both

Source Name

HIOS

Plan ID

99248TN0060005

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual

Not Applicable

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual

$0

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group

per group not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person

per person not applicable

Combined Medical and Drug EHB Deductible, Out of Network, Individual

Not Applicable

Unique Plan Design

Yes

Wellness Program Offered

No

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Tennessee?

Connect Silver 3825 Indiv Med Deductible (99248TN0060005) is a Silver EPO from Cigna Health and Life Insurance Company in Tennessee for the 2025 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does Connect Silver 3825 Indiv Med Deductible support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is Connect Silver 3825 Indiv Med Deductible HSA-eligible and does it include dental or vision coverage?

It is not marked as HSA-eligible, so confirm with the issuer before relying on tax-advantaged savings.

Dental coverage is not listed for this plan.

Vision add-ons: Child.

Does Connect Silver 3825 Indiv Med Deductible support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with Connect Silver 3825 Indiv Med Deductible?

The issuer lists disease management resources for: Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy.

Is there out-of-country coverage for Connect Silver 3825 Indiv Med Deductible?

Yes, limited out-of-country coverage is available. Review the Summary of Benefits for reimbursement steps. Details: Emergency Only

Does Connect Silver 3825 Indiv Med Deductible cover care outside the service area?

Yes, you have limited out-of-area coverage. See the plan documents for referral and prior authorization rules. Details: Emergency Only

How do I enroll in or manage payments for Connect Silver 3825 Indiv Med Deductible?

Use the issuer portal https://ssoprod.healthplan.com/sp/ACS.saml2 to pay premiums or start enrollment, then return to HealthPorta for benefit comparisons.

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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