Connect Bronze 5500 Indiv Med Deductible - 73943NC0070028 Health Insurance Plan

Cigna HealthCare of North Carolina, Inc. health insurance plan with the Plan ID 73943NC0070028. The plan is called Connect Bronze 5500 Indiv Med Deductible.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 63.91% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 36.09% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 65.71% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 34.29% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 73943NC0070028
Health Insurance Plan Year 2025
State North Carolina
Health Insurance Issuer Cigna HealthCare of North Carolina, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 73943NC0070028-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT).

Providers North Carolina All US States
All 33881 37528
PCP 5755 6416
Allergy 11 13
OB/GYN 204 232
Dentists 7 8
Available Variants of the Health Plan

Standard Off Exchange Plan - 73943NC0070028-00

Standard On Exchange Plan - 73943NC0070028-01

Open to Indians below 300% FPL - 73943NC0070028-02

Open to Indians above 300% FPL - 73943NC0070028-03

Last Plan Update Date Thu, 15 Aug 2024 00:00 GMT
Last Import Date Tue, 10 Dec 2024 06:32 GMT

Benefits of Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, 73943NC0070028-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

50.00% Coinsurance after deductible

100.00%
Acupuncture
NO
Allergy Testing
YES

50.00% Coinsurance after deductible

100.00%
Bariatric Surgery
YES

50.00% Coinsurance after deductible

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

50.00% Coinsurance after deductible

100.00%
Chiropractic Care

30 visit limit for Physical Therapy and Occupational Therapy combined (including chiropractic).

YES

50.00% Coinsurance after deductible

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

50.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

50.00% Coinsurance after deductible

100.00%
Dialysis

Benefit depends on place of treatment.

YES

50.00% Coinsurance after deductible

100.00%
Durable Medical Equipment
YES

50.00% Coinsurance after deductible

100.00%
Emergency Room Services

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Transportation/Ambulance

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Children up to age 19. Limited to 1 pair of glasses (lenses and frames from pediatric selection) per 12 month period.

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs

You pay a copayment for each 30 day supply. Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30-day supply at any Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

$3.00

100.00%
Habilitation Services

Combined 30 visit limit for occupational and physical therapies. Speech Therapy limited to 30 visits per year.

YES

50.00% Coinsurance after deductible

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

Limited to one hearing aid, per hearing impaired ear, every 36 months.

YES

50.00% Coinsurance after deductible

100.00%
Home Health Care Services
YES

50.00% Coinsurance after deductible

100.00%
Hospice Services
YES

50.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00% Coinsurance after deductible

100.00%
Infertility Treatment

Includes services related to the diagnosis, treatment and correction of conditions resulting in infertility. Excludes treatment of infertility such as in vitro fertilization and other types of artificial or surgical means of conception and associated procedures and the related medications are Not Covered.

YES

50.00% Coinsurance after deductible

100.00%
Infusion Therapy
YES

50.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

50.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

50.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

50.00% Coinsurance after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services

This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$100.00

100.00%
Non-Preferred Brand Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

49.00% Coinsurance after deductible

100.00%
Nutritional Counseling

Limited to preventive services only, as part of the Preventive Care benefit.

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$100.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Cardiac Rehabilitation limited to 30 visits per year; Pulmonary Rehabilitation limited to 1 course per year. Physical Therapy, Occupational Therapy, Chiropractic Care limited to 30 combined visits per year; Speech Therapy limited to 30 visits per year.

YES

50.00% Coinsurance after deductible

100.00%
Outpatient Surgery Physician/Surgical Services
YES

50.00% Coinsurance after deductible

100.00%
Preferred Brand Drugs

You pay a copayment for each 30 day supply, after deductible. Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

$150.00 Copay after deductible

100.00%
Prenatal and Postnatal Care
YES

50.00% Coinsurance after deductible

100.00%
Preventive Care/Screening/Immunization

Routine physicals and other preventive services.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Refer to the policy for more information about Virtual Care Services.

YES

$15.00

100.00%
Private-Duty Nursing

Medically necessary care while receiving active care management, prior authorization required.

YES

50.00% Coinsurance after deductible

100.00%
Prosthetic Devices
YES

50.00% Coinsurance after deductible

100.00%
Radiation
YES

50.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Benefits include coverage for congenital defects of newborn, adopted, and foster children; reconstruction following a mastectomy.

YES

50.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Combined 30 visit limit for occupational and physical therapies and chiropractic services.

YES

50.00% Coinsurance after deductible

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

YES

50.00% Coinsurance after deductible

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Children up to age 19. Limited to 1 visit per 12 month period.

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

50.00% Coinsurance after deductible

100.00%
Specialist Visit

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$100.00

100.00%
Specialty Drugs

Including other high cost drugs. Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services

This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$100.00

100.00%
Tier 2 Generic Drugs

You pay a copayment for each 30 day supply. Up to a 30 day supply at any participating pharmacy, or up to a 90 day supply at any Designated 90 day retail pharmacy. Refer to the prescription drug list for more information.

YES

$25.00

100.00%
Transplant

See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility.

YES

No Charge after deductible

100.00%
Treatment for Temporomandibular Joint Disorders
YES

50.00% Coinsurance after deductible

100.00%
Urgent Care Centers or Facilities

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$60.00

$60.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

50.00% Coinsurance after deductible

100.00%

Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.657090200593072
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Bronze Off Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID NCF002
Formulary URL URL
HIOS Product ID 73943NC007
Import Date 2024-08-15 01:01:23
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 63.91%
Issuer ID 73943
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID NCN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 73943NC0070028-00
Plan Marketing Name Connect Bronze 5500 Indiv Med Deductible
Plan Type HMO
Plan Variant Marketing Name Connect Bronze 5500 Indiv Med Deductible
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $3,500
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $5,500
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $800
SBC Scenario, Having Diabetes, Deductible $900
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $300
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,100
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NCS001
Source Name HIOS
Plan ID 73943NC0070028
State Code NC
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $11000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $5500 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $5,500
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, 73943NC0070028

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Connect Bronze 5500 Indiv Med Deductible, 73943NC0070028 Health Insurance Plan, 73943NC0070028

  • Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, 73943NC0070028 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (73943NC0070028) Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (73943NC0070028) Health Insurance Plan, Variant (73943NC0070028-00) have Out Of Country Coverage?

    Yes. Details: Emergency Only

    Does (73943NC0070028) Health Insurance Plan, Variant (73943NC0070028-00) have Out of Service Area Coverage?

    Yes. Details: Emergency Only

    Does (73943NC0070028) Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs for Asthma?

    Yes, the Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 offers Disease Management Program for Asthma.

    Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs for Heart disease?

    Yes, the Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 offers Disease Management Program for Heart disease.

    Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs for Diabetes?

    Yes, the Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 offers Disease Management Program for Diabetes.

    Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan, Variant (73943NC0070028-00) offer Disease Management Programs for Pregnancy?

    Yes, the Connect Bronze 5500 Indiv Med Deductible Health Insurance Plan Variant 73943NC0070028-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API