Connect Bronze 0 Indiv Med Deductible - 48121FL0070108 Health Insurance Plan
Cigna Health and Life Insurance Company health insurance plan with the Plan ID 48121FL0070108. The plan is called Connect Bronze 0 Indiv Med Deductible.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 64.91% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.09% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 69.93% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 30.07% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 48121FL0070108 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Florida | ||||||||||||||||||
| Health Insurance Issuer | Cigna Health and Life Insurance Company | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 48121FL0070108-00 | ||||||||||||||||||
| Provider Network(s) | ['FLN001'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 07 Oct 2025 05:27 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 48121FL0070108-00 Standard On Exchange Plan - 48121FL0070108-01 |
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| Last Plan Update Date | Thu, 07 Nov 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 07 Oct 2025 05:27 GMT |
Benefits of Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, 48121FL0070108-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
Exclusions: nan nan |
NO | ||
| Accidental Dental
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Acupuncture
Exclusions: nan nan |
NO | ||
| Allergy Testing
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Bariatric Surgery
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Child
Exclusions: nan nan |
NO | ||
| Chemotherapy
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Chiropractic Care
Exclusions: nan All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | 50.00% |
100.00% |
| Cosmetic Surgery
Exclusions: nan nan |
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: nan The per day inpatient copayment will apply for a maximum of 3 day(s). |
YES | $2,500.00 |
100.00% |
| Dental Check-Up for Children
Exclusions: nan nan |
NO | ||
| Diabetes Education
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Dialysis
Exclusions: nan Benefit depends on place of treatment. |
YES | 50.00% |
100.00% |
| Durable Medical Equipment
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Emergency Room Services
Exclusions: nan Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | $1,700.00 |
$1,700.00 |
| Emergency Transportation/Ambulance
Exclusions: nan Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | 50.00% |
50.00% |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: nan Children up to age 19, though the end of their birth month. One pair of glasses (lenses and frames from the pediatric selection) per year. Contact lenses are covered for a one year supply, regardless of the contact lens type, including professional services, in lieu of frame and lenses. |
YES | No Charge |
100.00% |
| Gender Affirming Care
Exclusions: nan nan |
NO | ||
| Generic Drugs
Exclusions: nan You pay a copayment for each 30 day supply. Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30-day supply at a Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information. |
YES | $3.00 |
100.00% |
| Habilitation Services
Limit: 35.0 Visit(s) per Year Exclusions: nan All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | 50.00% |
100.00% |
| Hearing Aids
Exclusions: nan nan |
NO | ||
| Home Health Care Services
Limit: 20.0 Visit(s) per Year Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Hospice Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Imaging (CT/PET Scans, MRIs)
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Infertility Treatment
Exclusions: nan nan |
NO | ||
| Infusion Therapy
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: nan The per day inpatient copayment will apply for a maximum of 3 day(s). |
YES | $2500.00 Copay per Day |
100.00% |
| Inpatient Physician and Surgical Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Laboratory Outpatient and Professional Services
Exclusions: nan You pay a copayment/diagnostic test; deductible does not apply for laboratory and professional services. |
YES | $75.00 |
100.00% |
| Long-Term/Custodial Nursing Home Care
Exclusions: nan nan |
NO | ||
| Major Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Major Dental Care - Child
Exclusions: nan nan |
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: nan The per day inpatient copayment will apply for a maximum of 3 day(s). |
YES | $2500.00 Copay per Day |
100.00% |
| Mental/Behavioral Health Outpatient Services
Exclusions: nan This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information. |
YES | $120.00 |
100.00% |
| Non-Preferred Brand Drugs
Exclusions: nan Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. |
YES | 49.00% Coinsurance after deductible |
100.00% |
| Nutritional Counseling
Exclusions: nan Only Covered for home health, hospice and mental health treatment of eating disorders. |
YES | 50.00% |
100.00% |
| Orthodontia - Adult
Exclusions: nan nan |
NO | ||
| Orthodontia - Child
Exclusions: nan nan |
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: nan nan |
YES | $120.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Year Exclusions: nan All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | 50.00% |
100.00% |
| Outpatient Surgery Physician/Surgical Services
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Preferred Brand Drugs
Exclusions: nan You pay a copayment for each 30 day supply. Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information. |
YES | $250.00 |
100.00% |
| Prenatal and Postnatal Care
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Preventive Care/Screening/Immunization
Exclusions: nan nan |
YES | No Charge |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: nan Refer to the policy for more information about Virtual Care Services. |
YES | $50.00 |
100.00% |
| Private-Duty Nursing
Exclusions: nan nan |
NO | ||
| Prosthetic Devices
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Radiation
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Reconstructive Surgery
Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Year Exclusions: nan All therapies are combined (Occupational, Physical, Speech and Chiropractic). |
YES | 50.00% |
100.00% |
| Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Year Exclusions: nan All therapies are combined (Occupational, Physical, Speech and Chiropractic). |
YES | 50.00% |
100.00% |
| Routine Dental Services (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year Exclusions: nan Children up to age 19, though the end of their birth month. |
YES | No Charge |
100.00% |
| Routine Foot Care
Exclusions: nan nan |
NO | ||
| Skilled Nursing Facility
Limit: 60.0 Days per Year Exclusions: nan nan |
YES | 50.00% |
100.00% |
| Specialist Visit
Exclusions: nan nan |
YES | $120.00 |
100.00% |
| Specialty Drugs
Exclusions: nan Including other high cost drugs. Up to a 30-day supply at a Participating Pharmacy or up to a 30-day supply at a Designated 90-day Pharmacy. |
YES | 50.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: nan The per day inpatient copayment will apply for a maximum of 3 day(s). |
YES | $2500.00 Copay per Day |
100.00% |
| Substance Abuse Disorder Outpatient Services
Exclusions: nan This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information. |
YES | $120.00 |
100.00% |
| Tier 2 Generic Drugs
Exclusions: nan You pay a copayment for each 30 day supply. Limited to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day pharmacy. |
YES | $50.00 |
100.00% |
| Transplant
Exclusions: nan LifeSource travel maximum of $10,000 per Insured person, per lifetime. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility. |
YES | No Charge |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Exclusions: nan Maximum 1 splint per 6-month period per Insured Person. |
YES | 50.00% |
100.00% |
| Urgent Care Centers or Facilities
Exclusions: nan Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | $75.00 |
$75.00 |
| Weight Loss Programs
Exclusions: nan nan |
NO | ||
| Well Baby Visits and Care
Exclusions: nan nan |
YES | No Charge |
100.00% |
| X-rays and Diagnostic Imaging
Exclusions: nan nan |
YES | 50.00% |
100.00% |
Connect Bronze 0 Indiv Med Deductible Health Insurance Plan Variant 48121FL0070108-00 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.699326083876173 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Bronze Off Exchange Plan |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 1), Family Per Group | $11000 per group |
| Drug EHB Deductible, In Network (Tier 1), Family Per Person | $5500 per person |
| Drug EHB Deductible, In Network (Tier 1), Individual | $5,500 |
| Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | FLF006 |
| Formulary URL | URL |
| HIOS Product ID | 48121FL007 |
| Import Date | 2024-11-07 00:02:00 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 3 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 64.91% |
| Issuer ID | 48121 |
| Issuer Marketplace Marketing Name | Cigna Healthcare |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Medical EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Medical EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Medical EHB Deductible, In Network (Tier 1), Individual | $0 |
| Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Out of Network, Individual | Not Applicable |
| Metal Level | Expanded Bronze |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | FLN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency Only |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 48121FL0070108-00 |
| Plan Marketing Name | Connect Bronze 0 Indiv Med Deductible |
| Plan Type | EPO |
| Plan Variant Marketing Name | Connect Bronze 0 Indiv Med Deductible |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $2,200 |
| SBC Scenario, Having a Baby, Copayment | $5,600 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $400 |
| SBC Scenario, Having Diabetes, Copayment | $1,200 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $900 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $700 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | FLS001 |
| Source Name | HIOS |
| Plan ID | 48121FL0070108 |
| State Code | FL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18400 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9200 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,200 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | Yes |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, 48121FL0070108
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Connect Bronze 0 Indiv Med Deductible, 48121FL0070108 Health Insurance Plan, 48121FL0070108
-
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, 48121FL0070108 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (48121FL0070108) Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs?
Does (48121FL0070108) Health Insurance Plan, Variant (48121FL0070108-00) have Out Of Country Coverage?
Does (48121FL0070108) Health Insurance Plan, Variant (48121FL0070108-00) have Out of Service Area Coverage?
Does (48121FL0070108) Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs?
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs for Asthma?
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs for Heart disease?
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs for Diabetes?
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Connect Bronze 0 Indiv Med Deductible Health Insurance Plan, Variant (48121FL0070108-00) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 07 Oct 2025 05:27 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API