CMS Standard Expanded Bronze - 44007NC0120004 Health Insurance Plan
Celtic Insurance Company health insurance plan with the Plan ID 44007NC0120004. The plan is called CMS Standard Expanded Bronze.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 64.18% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.82% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 44007NC0120004 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2023 | ||||||||||||||||||
| State | North Carolina | ||||||||||||||||||
| Health Insurance Issuer | Celtic Insurance Company | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 44007NC0120004-00 | ||||||||||||||||||
| Provider Network(s) | ['NCN001'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 30 Apr 2024 06:06 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 44007NC0120004-00 Standard On Exchange Plan - 44007NC0120004-01 |
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| Last Plan Update Date | Fri, 24 Feb 2023 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 30 Apr 2024 06:06 GMT |
Benefits of CMS Standard Expanded Bronze Health Insurance Plan, 44007NC0120004-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | $100.00 |
60.00% |
| Bariatric Surgery
Medically necessary for the treatment of diseases and aliments. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Chiropractic Care
Limit: 30.0 Visit(s) per Year Limited to a combined 30 visits per year for outpatient occupational therapy, physical therapy and chiropractic care. |
YES | $100.00 |
60.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
|
YES | $100.00 |
60.00% |
| Dialysis
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Durable Medical Equipment
Orthotic devices for correction of POSITIONAL PLAGIOCEPHALY are limited to 1 device per lifetime. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Emergency Room Services
Note: Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | No Charge |
No Charge |
| Gender Affirming Care
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Generic Drugs
Most Ambetter Plans offer Preferred Generic Drugs at $5 or less. Please see plan's Summary of Benefits and Coverage (SBC) or policy document for Preferred Generic and Generic prescription drug cost. |
YES | $25.00 |
100.00% |
| Habilitation Services
Limit: 30.0 Visit(s) per Year Limited to 30 visits per year for outpatient speech therapy; limited to a combined 30 visits per year for outpatient occupational therapy, physical therapy and chiropractic care. |
YES | $50.00 |
60.00% Coinsurance after deductible |
| Hearing Aids
Limit: 1.0 Item(s) per 3 Years One hearing aid per hearing impaired ear, and replacement hearing aids once every 36 months. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Home Health Care Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Hospice Services
Benefits for Hospice services for care of a terminally ill Member with a life expectancy of six months or less. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs)
Cost share is based on place of service. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Infertility Treatment
Limit: 3.0 Treatment(s) per Lifetime Infertility Services- Benefits are provided for certain services related to the diagnosis, treatment and correction of any underlying causes of infertility for all members. Benefits are limited to three medical ovulation induction cycles per lifetime per member. Prescription Drug Benefits- Certain prescription drugs related to treatment of infertility. Infertility drugs are limited to benefit lifetime maximums per member. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Infusion Therapy
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services
Cost share is based on place of service. |
YES | 50.00% Coinsurance after deductible |
60.00% |
| Long-Term/Custodial Nursing Home Care
Long Term Acute Care is a covered benefit. Long Term Nursing Care/ Custodial Care is not a covered benefit. |
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Emergency Room
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Mental/Behavioral Health Emergency Transportation/Ambulance
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Mental/Behavioral Health ER Physician Fee
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Mental/Behavioral Health Inpatient Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Other Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services
|
YES | $50.00 |
60.00% |
| Mental/Behavioral Health Urgent Care
|
YES | $75.00 |
60.00% |
| Non-Preferred Brand Drugs
|
YES | $100.00 Copay after deductible |
100.00% |
| Nutritional Counseling
Nutritional counseling visits are separate from the obesity-related office visits. |
YES | $100.00 |
60.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $50.00 |
60.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services
Limit: 30.0 Visit(s) per Year Limited to 30 visits per year for outpatient speech therapy; limited to a combined 30 visits per year for outpatient occupational therapy, physical therapy and chiropractic care. |
YES | $50.00 |
60.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Preferred Brand Drugs
|
YES | $50.00 Copay after deductible |
100.00% |
| Prenatal and Postnatal Care
|
YES | $50.00 |
60.00% |
| Preventive Care/Screening/Immunization
Covered in accordance with ACA guidelines. |
YES | 0.00% |
60.00% |
| Primary Care Visit to Treat an Injury or Illness
Unlimited Virtual Care Visits received from Ambetter Telehealth covered at No Charge. |
YES | $50.00 |
60.00% |
| Private-Duty Nursing
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Prosthetic Devices
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Radiation
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Reconstructive Surgery
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 30.0 Visit(s) per Year Limited to 30 visits per year for outpatient speech therapy; limited to a combined 30 visits per year for outpatient occupational therapy, physical therapy and chiropractic care. |
YES | $50.00 |
60.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy
Limit: 30.0 Visit(s) per Year |
YES | $50.00 |
60.00% Coinsurance after deductible |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
No Charge |
| Routine Foot Care
Coverage is limited to diabetes care only. |
NO | ||
| Skilled Nursing Facility
Limit: 60.0 Days per Year |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Specialist Visit
|
YES | $100.00 |
60.00% |
| Specialty Drugs
|
YES | $500.00 Copay after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services
|
YES | $50.00 |
60.00% |
| Substance Use Disorder Emergency Room
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Substance Use Disorder Emergency Transportation/Ambulance
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Substance Use Disorder ER Physician Fee
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Substance Use Disorder Outpatient Other Services
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Substance Use Disorder Urgent Care
|
YES | $75.00 |
60.00% |
| Transplant
Both the recipient and the donor are entitled to benefits of this coverage when the recipient is a MEMBER. Benefits provided to the donor will be charged against the recipient's coverage. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders
|
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities
|
YES | $75.00 |
60.00% |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
Covered in accordance with ACA guidelines. |
YES | No Charge |
60.00% |
| X-rays and Diagnostic Imaging
Cost share is based on place of service. |
YES | 50.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
CMS Standard Expanded Bronze Health Insurance Plan Variant 44007NC0120004-00 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.641786747 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2023 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Bronze Off Exchange Plan |
| Dental Only Plan | No |
| Design Type | Design 1 |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, Pregnancy |
| EHB Percent of Total Premium | 1 |
| First Tier Utilization | 100% |
| Formulary ID | NCF004 |
| Formulary URL | URL |
| HIOS Product ID | 44007NC012 |
| Import Date | 2/24/2023 1:01 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | New |
| Notice Required for Pregnancy | Yes |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 44007 |
| Issuer Marketplace Marketing Name | WellCare of North Carolina |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Expanded Bronze |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | NCN001 |
| Out of Country Coverage | No |
| Out of Service Area Coverage | No |
| Plan Brochure | URL |
| Plan Effective Date | 1/1/2023 |
| Plan ID (Standard Component ID with Variant) | 44007NC0120004-00 |
| Plan Marketing Name | CMS Standard Expanded Bronze |
| Plan Type | PPO |
| Plan Variant Marketing Name | CMS Standard Expanded Bronze |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | NCS001 |
| Source Name | HIOS |
| Plan ID | 44007NC0120004 |
| State Code | NC |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $48000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $24000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $24,000 |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $35000 per group |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $17500 per person |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $17,500 |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $15000 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $7500 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $7,500 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $20000 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $10000 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $10,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $30000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $15000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $15,000 |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of CMS Standard Expanded Bronze Health Insurance Plan, 44007NC0120004
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about CMS Standard Expanded Bronze, 44007NC0120004 Health Insurance Plan, 44007NC0120004
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Does CMS Standard Expanded Bronze Health Insurance Plan, 44007NC0120004 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (44007NC0120004) Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs?
Does (44007NC0120004) Health Insurance Plan, Variant (44007NC0120004-00) have Out Of Country Coverage?
Does (44007NC0120004) Health Insurance Plan, Variant (44007NC0120004-00) have Out of Service Area Coverage?
Does (44007NC0120004) Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs?
Does CMS Standard Expanded Bronze Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs for Asthma?
Does CMS Standard Expanded Bronze Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs for Heart disease?
Does CMS Standard Expanded Bronze Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs for Diabetes?
Does CMS Standard Expanded Bronze Health Insurance Plan, Variant (44007NC0120004-00) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 30 Apr 2024 06:06 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API