Celtic Insurance Company offers this marketplace plan (Plan ID 53932AL0100020). Use the modules below to compare premiums, coverage structure, provider access, and formulary context against alternative options in the same market.
Marketplace enrollment for 2027 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Alabama). Submit changes before the deadline to avoid a coverage gap.
Enroll by Dec 15 for Jan 1 starts.
Finalize plan switches before the window closes.
Special Enrollment Periods
You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).
Report the event within 60 days.
Keep documentation handy for Healthcare.gov or your state exchange.
CSR & subsidy reminders
Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.
Enter accurate income to maximize Advanced Premium Tax Credits.
Silver-tier CSR plans lower deductibles for households ≤250% FPL.
Thinking about switching?
Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.
Match provider networks so ongoing care isn’t disrupted.
Confirm prescriptions stay on-formulary or budget for tier changes.
Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.
Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 29 Sep 2026 06:01 GMT).
All providers in Alabama2553
PCPs in Alabama343
Telehealth supportData pending
Nationwide providers27772
2,553 doctors statewide343 PCPs2 OB/GYN
Provider network(s)
PREFERRED
Providers
Alabama
All US states
All
2553
27772
PCP
343
3809
Allergy
2
16
OB/GYN
2
139
Dentists
164
2259
Drug coverage overview
4,190 drugs tracked
Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.
Tier
Covered drugs
GENERIC
2,445
NON-PREFERREDGENERIC-NON-PREFERREDBRAND
1,745
Prior authorization
Drugs
Required
838
Not Required
3,352
Step therapy
Drugs
Required
78
Not Required
4,112
Quantity limits
Drugs
Has Limit
1,884
No Limit
2,306
Customer highlights
What stands out for members
Issuer: Celtic Insurance Company · Plan ID 53932AL0100020 · 2027 filing.
Disclaimer: Based on the Tue, 29 Sep 2026 06:01 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
