Texas health plan · 2025

CHRISTUS Gold · 66252TX0360001

CHRISTUS Health Plan offers this marketplace health insurance plan (Plan ID 66252TX0360001) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.

Metal level: Gold Plan type: HMO CSR: Standard Gold Off Exchange Plan Issuer: CHRISTUS Health Plan
Telehealth Data pending HSA eligible No Dental Child Vision Child

CMS AV Calculator output: 80.75% (19.25% member share on average). Learn about AV methodology.

2025 cost summary

Key premiums & cost sharing

Rates mirror the latest CMS import (Tue, 02 Dec 2025 06:13 GMT). Personalize costs with your ZIP, age, and subsidies in the plan finder.

Monthly premium

$288 – $1130

Before subsidies

Estimate after subsidies

Deductible

$0

$0 per group

See deductible details

Max out-of-pocket

$9,200

$18400 per group

Review MOOP rules

Office visits

Primary care $5.00
Specialist $60.00
HSA Not eligible

Drug tiers

Generic No Charge
Preferred brand $60.00

View formulary tiers

$395 / mo before subsidies

≈ $4737 per year before tax credits.

Start with this unsubsidized premium, then apply marketplace tax credits to see your final monthly payment.

  • Ideal for shoppers comparing Bronze vs. Silver budgets.
  • Update your Marketplace application to apply premium tax credits.

$1251 / mo before subsidies

≈ $15012 per year before tax credits.

Pre-subsidy rate for a couple with one dependent. Switch to Silver CSR plans if you qualify to reduce these numbers.

  • Compares well against PPO vs HMO networks when planning for childcare and telehealth needs.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.

$1515 / mo before subsidies

≈ $18180 per year before tax credits.

Pairs with cost-sharing reductions (CSR) when you select a Silver tier and qualify based on income.

  • Use this estimate before adding childcare, dental, or vision extras.
  • CSR Silver variants can lower deductibles dramatically for eligible incomes.
  • CSR savings require a Silver variant. Use the plan finder to load Silver options if you need lower deductibles.

$963 / mo before subsidies

≈ $11554 per year before tax credits.

Shows the combined pre-subsidy rate for two adults. Add dependents or subsidies in your application to refine it.

  • Great for households deciding between PPO and HMO networks.
  • Telehealth and HSA perks (when offered) apply to both members.
Issuer profile See benefits

Preventive Care/Screening/Immunization

0.00%

Emergency Room Services

$950.00

Durable Medical Equipment

40.00%

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Enrollment guidance

Stay on top of 2025 ACA deadlines

Open Enrollment window

Marketplace enrollment for 2025 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Texas). Submit changes before the deadline to avoid a coverage gap.

  • Enroll by Dec 15 for Jan 1 starts.
  • Finalize plan switches before the window closes.

Special Enrollment Periods

You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).

  • Report the event within 60 days.
  • Keep documentation handy for Healthcare.gov or your state exchange.

CSR & subsidy reminders

Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.

  • Enter accurate income to maximize Advanced Premium Tax Credits.
  • Standard Gold Off Exchange Plan plans like this one keep deductibles and copays lower if you qualify.

Thinking about switching?

Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.

  • Match provider networks so ongoing care isn’t disrupted.
  • Confirm prescriptions stay on-formulary or budget for tier changes.

Top covered benefits

How this plan handles key care scenarios

Preventive Care/Screening/Immunization

0.00%

Emergency Room Services

$950.00

Durable Medical Equipment

40.00%

Premium snapshot

Plan identifiers & filings

Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.

Plan ID 66252TX0360001
Coverage year 2025
State Texas
Issuer CHRISTUS Health Plan
Formulary document Download formulary
Marketing materials View marketing kit
Variant ID 66252TX0360001-00
Available variants

Standard Off Exchange Plan · 66252TX0360001-00

Standard On Exchange Plan · 66252TX0360001-01

Open to Indians below 300% FPL · 66252TX0360001-02

Open to Indians above 300% FPL · 66252TX0360001-03

Last plan update Fri, 10 Jan 2025 00:00 GMT
Last HealthPorta import Tue, 02 Dec 2025 06:13 GMT

Network stats

Provider access snapshot

Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).

All providers in Texas 1166
PCPs in Texas N/A
Telehealth support Data pending
Nationwide providers 13981
1,166 doctors statewide
Providers Texas All US states
All 1166 13981
PCP N/A 3
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A

Drug coverage overview

5,500 drugs tracked

Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.

Tier Covered drugs
NON-PREFERRED-GENERIC 3,038
NON-PREFERRED-BRAND 1,764
SPECIALTY 698
Prior authorization Drugs
Required 1,051
Not Required 4,449
Step therapy Drugs
Required 686
Not Required 4,814
Quantity limits Drugs
Has Limit 1,660
No Limit 3,840

Customer highlights

What stands out for members

  • Issuer: CHRISTUS Health Plan · Plan ID 66252TX0360001 · 2025 filing.
  • Disease management programs available: Diabetes.
  • Download the latest formulary directly from the issuer here.
  • Review marketing brochures and SBC PDFs via the issuer marketing repository.
  • Variant 66252TX0360001-00 (Standard Off Exchange Plan) currently displayed.
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Benefits

Covered services & limitations

Everyday care

Office visits, preventive care, labs, imaging, and home health.

Chiropractic Care

$60.00

Diabetes Care Management

$5.00

Diabetes Education

0.00%

Home Health Care Services

40.00%

Laboratory Outpatient and Professional Services

$60.00

Other Practitioner Office Visit (Nurse, Physician Assistant)

$60.00

Preventive Care/Screening/Immunization

0.00%

Primary Care Visit to Treat an Injury or Illness

$5.00

Rehabilitative Occupational and Rehabilitative Physical Therapy

$60.00

Rehabilitative Speech Therapy

$60.00

Specialist Visit

$60.00

Urgent Care Centers or Facilities

$60.00

X-rays and Diagnostic Imaging

$60.00

Hospital & urgent

Emergency room, inpatient stays, ambulance, and surgeries.

Chemotherapy

40.00%

Delivery and All Inpatient Services for Maternity Care

$950.00

Dialysis

40.00%

Durable Medical Equipment

40.00%

Emergency Room Services

$950.00

Emergency Transportation/Ambulance

40.00%

Hospice Services

40.00%

Inpatient Hospital Services (e.g., Hospital Stay)

$950.00 Copay per Stay

Inpatient Physician and Surgical Services

No Charge

Mental/Behavioral Health Inpatient Services

$950.00 Copay per Stay

Mental/Behavioral Health Outpatient Services

$60.00

Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

40.00%

Outpatient Rehabilitation Services

$60.00

Outpatient Surgery Physician/Surgical Services

40.00%

Radiation

40.00%

Skilled Nursing Facility

40.00%

Substance Abuse Disorder Inpatient Services

$950.00 Copay per Stay

Substance Abuse Disorder Outpatient Services

$60.00

Transplant

$950.00

Transplant Donor Coverage

40.00%

Mental health & substance use

Behavioral health visits and substance use treatment.

Autism Spectrum Disorders

$5.00

Pregnancy & family

Maternity, newborn, pediatric dental and vision extras.

Basic Dental Care - Child

20.00%

Hearing Aids

40.00%

Major Dental Care - Child

50.00%

Prenatal and Postnatal Care

$60.00

Routine Eye Exam for Children

0.00%

Well Baby Visits and Care

0.00%

Pharmacy & drugs

Generic, brand, specialty, and mail order tiers.

Generic Drugs

No Charge

Non-Preferred Brand Drugs

$80.00

Off Label Prescription Drugs

40.00%

Preferred Brand Drugs

$60.00

Prescription Drugs Other

40.00%

Specialty Drugs

$350.00

Wellness & extras

Vision, dental, therapies, prosthetics, weight management.

Accidental Dental

40.00%

Basic Dental Care - Adult

Coverage details pending

Dental Check-Up for Children

No Charge, 0.00%

Infusion Therapy

$60.00

Major Dental Care - Adult

Coverage details pending

Nutritional Counseling

Coverage details pending

Orthodontia - Adult

Coverage details pending

Orthodontia - Child

50.00%

Prosthetic Devices

40.00%

Routine Dental Services (Adult)

Coverage details pending

Weight Loss Programs

Coverage details pending

Additional benefits

Other plan-specific services and limitations.

Abortion for Which Public Funding is Prohibited

Coverage details pending

Acupuncture

Coverage details pending

Allergy Testing

$60.00

Bariatric Surgery

Coverage details pending

Brain Injury

40.00%

Cosmetic Surgery

Coverage details pending

Eye Glasses for Children

0.00%

Fitness Benefit - Adult

0.00%

Gender Affirming Care

Coverage details pending

Habilitation Services

$60.00

Imaging (CT/PET Scans, MRIs)

$400.00

Infertility Treatment

Coverage details pending

Inherited Metabolic Disorder - PKU

40.00%

Long-Term/Custodial Nursing Home Care

Coverage details pending

Pediatric Services Other

40.00%

Post-Mastectomy Care

$60.00

Private-Duty Nursing

Coverage details pending

Reconstructive Surgery

40.00%

Routine Eye Exam (Adult)

Coverage details pending

Routine Foot Care

Coverage details pending

Treatment for Temporomandibular Joint Disorders

40.00%

Variant attributes

CHRISTUS Gold · Variant 66252TX0360001-00

Plan identifiers & tier

Issuer-provided metadata for this variant.

Business Year

2025

CSR Variation Type

Standard Gold Off Exchange Plan

HIOS Product ID

66252TX036

Metal Level

Gold

Plan ID (Standard Component ID with Variant)

66252TX0360001-00

Plan Marketing Name

CHRISTUS Gold

Plan Variant Marketing Name

CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)

Issuer & service area

Issuer-provided metadata for this variant.

Issuer ID

66252

Issuer Marketplace Marketing Name

CHRISTUS Health Plan

Market Coverage

Individual

Multiple In Network Tiers

No

National Network

No

Network ID

TXN001

Out of Country Coverage

Yes

Out of Country Coverage Description

Emergency Services

Out of Service Area Coverage

No

Service Area ID

TXS001

State Code

TX

URL for Summary of Benefits & Coverage

Open link

Cost sharing & actuarial values

Issuer-provided metadata for this variant.

AV Calculator Output Number

0.807462970719518

Begin Primary Care Deductible Coinsurance After Number Of Copays

0

Inpatient Copayment Maximum Days

0

Medical Drug Deductibles Integrated

Yes

Medical Drug Maximum Out of Pocket Integrated

Yes

SBC Scenario, Having a Baby, Coinsurance

$1,000

SBC Scenario, Having a Baby, Copayment

$1,600

SBC Scenario, Having a Baby, Deductible

$0

SBC Scenario, Having Diabetes, Coinsurance

$300

SBC Scenario, Having Diabetes, Copayment

$1,100

SBC Scenario, Having Diabetes, Deductible

$0

SBC Scenario, Treatment of a Simple Fracture, Coinsurance

$500

SBC Scenario, Treatment of a Simple Fracture, Copayment

$900

SBC Scenario, Treatment of a Simple Fracture, Deductible

$0

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group

$18400 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person

$9200 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual

$9,200

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance

40.00%

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group

$18400 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person

$9200 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual

$9,200

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group

$18400 per group

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person

$9200 per person

Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual

$9,200

Enrollment & documents

Issuer-provided metadata for this variant.

Formulary ID

TXF009

Formulary URL

Open link

Plan Brochure

Open link

SBC Scenario, Having a Baby, Limit

$60

SBC Scenario, Having Diabetes, Limit

$20

SBC Scenario, Treatment of a Simple Fracture, Limit

$0

URL for Enrollment Payment

Open link

Additional attributes

Issuer-provided metadata for this variant.

Begin Primary Care Cost-Sharing After Number Of Visits

0

Child-Only Offering

Allows Adult and Child-Only

Composite Rating Offered

No

Dental Only Plan

No

Design Type

Not Applicable

Disease Management Programs Offered

Diabetes

EHB Percent of Total Premium

0.993128609747241

First Tier Utilization

100%

Import Date

2025-01-10 00:01:52

Limited Cost Sharing Plan Variation - Estimated Advanced Payment

$0.00

HSA Eligible

No

New/Existing Plan

New

Notice Required for Pregnancy

No

Is a Referral Required for Specialist?

No

Plan Effective Date

2025-01-01

Plan Expiration Date

2025-12-31

Plan Type

HMO

QHP/Non QHP

Both

Source Name

HIOS

Plan ID

66252TX0360001

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual

$0

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual

$0

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group

$0 per group

Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person

$0 per person

Combined Medical and Drug EHB Deductible, Out of Network, Individual

$0

Unique Plan Design

No

Wellness Program Offered

No

Copay & coinsurance

Pharmacy cost sharing by tier

Drug tier Pharmacy type Copay amount Copay option Coinsurance rate Coinsurance option Mail order

Questions & answers

Frequently asked questions

How do I choose the right ACA plan in Texas?

CHRISTUS Gold (66252TX0360001) is a Gold HMO from CHRISTUS Health Plan in Texas for the 2025 coverage year.

Compare it against other options with the HealthPorta plan finder to confirm premiums, deductibles, and network access fit your household.

Does CHRISTUS Gold support telehealth or virtual urgent care?

The issuer has not published telehealth details yet. Review the Summary of Benefits and Coverage to confirm if virtual visits are included.

Is CHRISTUS Gold HSA-eligible and does it include dental or vision coverage?

It is not marked as HSA-eligible, so confirm with the issuer before relying on tax-advantaged savings.

Dental add-ons: Child.

Vision add-ons: Child.

Does CHRISTUS Gold support mail-order prescriptions?

Mail order coverage is not listed for this plan, so confirm with the issuer before relying on home delivery.

Which disease management programs come with CHRISTUS Gold?

The issuer lists disease management resources for: Diabetes.

Is there out-of-country coverage for CHRISTUS Gold?

Yes, limited out-of-country coverage is available. Review the Summary of Benefits for reimbursement steps. Details: Emergency Services

Does CHRISTUS Gold cover care outside the service area?

No, the issuer indicates out-of-service-area care is not covered except for emergencies.

Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.
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