CHRISTUS Health Plan offers this marketplace health insurance plan (Plan ID 66252TX0010011) so you can compare premiums, coverage levels, and provider access against other health plan insurance options. Use the modules below to decide whether this is the best health insurance plan for your household or if another insurance health plan fits better.
Marketplace enrollment for 2025 coverage typically runs Nov 1 – Jan 15 (dates may vary slightly in Texas). Submit changes before the deadline to avoid a coverage gap.
Enroll by Dec 15 for Jan 1 starts.
Finalize plan switches before the window closes.
Special Enrollment Periods
You can change plans mid-year if you experience a qualifying life event (move, childbirth, marriage, loss of other coverage).
Report the event within 60 days.
Keep documentation handy for Healthcare.gov or your state exchange.
CSR & subsidy reminders
Premium tax credits and cost-sharing reductions (CSR) update annually when you re-submit your marketplace application.
Enter accurate income to maximize Advanced Premium Tax Credits.
Standard Catastrophic On Exchange Plan plans like this one keep deductibles and copays lower if you qualify.
Thinking about switching?
Before you leave your current plan, compare networks, drug coverage, and total cost using the cards on this page.
Match provider networks so ongoing care isn’t disrupted.
Confirm prescriptions stay on-formulary or budget for tier changes.
Track the official identifiers, documents, and filing dates tied to this plan. Open the marketing or formulary links whenever you need the latest PDF from the issuer.
Review the network branding plus the number of in-network clinicians we track from issuer filings. Counts update with each CMS import (Tue, 02 Dec 2025 06:13 GMT).
All providers in TexasN/A
PCPs in TexasN/A
Telehealth supportData pending
Nationwide providersN/A
N/A doctors statewideN/A PCPsN/A OB/GYN
Provider network(s)
['TXN001']
Providers
Texas
All US states
All
N/A
N/A
PCP
N/A
N/A
Allergy
N/A
N/A
OB/GYN
N/A
N/A
Dentists
N/A
N/A
Drug coverage overview
5,500 drugs tracked
Inspect tier distribution plus authorization, step therapy, and quantity-limit counts sourced from HealthPorta’s formulary import.
Tier
Covered drugs
NON-PREFERRED-GENERIC
3,038
NON-PREFERRED-BRAND
1,764
SPECIALTY
698
Prior authorization
Drugs
Required
1,051
Not Required
4,449
Step therapy
Drugs
Required
686
Not Required
4,814
Quantity limits
Drugs
Has Limit
1,660
No Limit
3,840
Customer highlights
What stands out for members
Issuer: CHRISTUS Health Plan · Plan ID 66252TX0010011 · 2025 filing.
Disease management programs available: Diabetes.
Download the latest formulary directly from the issuer here.
Variant 66252TX0010011-01 (Standard On Exchange Plan) currently displayed.
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Benefits
Covered services & limitations
Everyday care
Office visits, preventive care, labs, imaging, and home health.
Chiropractic Care
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Limit: 35.0 Visit(s) per Year
Limited to combined 35 visits per year, including Outpatient Rehabilitation Services. Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Diabetes Care Management
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Diabetes Education
0.00%
Tier 1 in-network0.00%
Out-of-network100.00%
nan
Exclusions: nan
Home Health Care Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Limit: 60.0 Visit(s) per Year
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Laboratory Outpatient and Professional Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Other Practitioner Office Visit (Nurse, Physician Assistant)
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Preventive Care/Screening/Immunization
0.00%
Tier 1 in-network0.00%
Out-of-network100.00%
nan
Exclusions: nan
Primary Care Visit to Treat an Injury or Illness
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Rehabilitative Occupational and Rehabilitative Physical Therapy
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Rehabilitative Speech Therapy
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Specialist Visit
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Urgent Care Centers or Facilities
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
No charge for virtual urgent care through CHRISTUS Health System.
Exclusions: nan
X-rays and Diagnostic Imaging
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Hospital & urgent
Emergency room, inpatient stays, ambulance, and surgeries.
Chemotherapy
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
nan
Exclusions: nan
Delivery and All Inpatient Services for Maternity Care
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required for inpatient care, except for: (1) forty-eight (48) hours of Inpatient care following an uncomplicated vaginal delivery or ninety-six (96) hours of Inpatient care following an uncomplicated Cesarean section or (2) Post-Partum Care. If you dont get preauthorization, benefits will be denied.
Exclusions: nan
Dialysis
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
nan
Exclusions: nan
Durable Medical Equipment
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Preauthorization is required for some durable medical equipment. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Emergency Room Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network0.00% Coinsurance after deductible
nan
Exclusions: nan
Emergency Transportation/Ambulance
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-networkNo Charge after deductible
nan
Exclusions: nan
Hospice Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Inpatient Hospital Services (e.g., Hospital Stay)
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
All usual Hospital services and supplies, including semiprivate room, intensive care, and coronary care units. Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Inpatient Physician and Surgical Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Mental/Behavioral Health Inpatient Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Mental/Behavioral Health Outpatient Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
MH/SUD office visits are subject to the listed cost sharing, while MH/SUD facility outpatient treatments are subject to the outpatient facility coinsurance.
Exclusions: nan
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Outpatient Rehabilitation Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Limit: 35.0 Visit(s) per Year
Limited to combined 35 visits per year, including Chiropractic. Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Outpatient Surgery Physician/Surgical Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Radiation
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
nan
Exclusions: nan
Skilled Nursing Facility
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Limit: 25.0 Days per Year
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Substance Abuse Disorder Inpatient Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Substance Abuse Disorder Outpatient Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
MH/SUD office visits are subject to the listed cost sharing, while MH/SUD facility outpatient treatments are subject to the outpatient facility coinsurance.
Exclusions: nan
Transplant
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Transplant Donor Coverage
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Mental health & substance use
Behavioral health visits and substance use treatment.
Autism Spectrum Disorders
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Pregnancy & family
Maternity, newborn, pediatric dental and vision extras.
Basic Dental Care - Child
20.00%
Tier 1 in-network20.00%
Out-of-network20.00%
nan
Exclusions: nan
Hearing Aids
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Limit: 1.0 Item(s) per 3 Years
To restore or correction of impaired speech or hearing loss. 1 hearing aid in each ear every 3 years limited to $2,000 benefit maximum per device
Exclusions: nan
Major Dental Care - Child
50.00%
Tier 1 in-network50.00%
Out-of-network50.00%
nan
Exclusions: nan
Prenatal and Postnatal Care
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Routine Eye Exam for Children
0.00%
Tier 1 in-network0.00%
Out-of-network100.00%
Limit: 1.0 Exam(s) per Year
nan
Exclusions: nan
Well Baby Visits and Care
0.00%
Tier 1 in-network0.00%
Out-of-network100.00%
nan
Exclusions: nan
Pharmacy & drugs
Generic, brand, specialty, and mail order tiers.
Generic Drugs
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Cost sharing for a 90-day supply by mail order is triple the cost sharing for a standard 30-day supply. Prescriptions for birth control are not subject to deductible, and do not have a copayment.
Exclusions: nan
Non-Preferred Brand Drugs
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Cost sharing for a 90-day supply by mail order is triple the cost sharing for a standard 30-day supply. Prescriptions for birth control are not subject to deductible, and do not have a copayment.
Exclusions: nan
Off Label Prescription Drugs
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Preferred Brand Drugs
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Cost sharing for a 90-day supply by mail order is triple the cost sharing for a standard 30-day supply. Prescriptions for birth control are not subject to deductible, and do not have a copayment.
Exclusions: nan
Prescription Drugs Other
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Specialty Drugs
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Major Dental Care - Adult
Coverage details pending
nan
Exclusions: nan
Nutritional Counseling
Coverage details pending
nan
Exclusions: nan
Orthodontia - Adult
Coverage details pending
nan
Exclusions: nan
Orthodontia - Child
50.00%
Tier 1 in-network50.00%
Out-of-network50.00%
Medically necessary. Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Prosthetic Devices
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Medically necessary foot orthotics are not subject to a calendar year maximum.
Exclusions: nan
Routine Dental Services (Adult)
Coverage details pending
nan
Exclusions: nan
Weight Loss Programs
Coverage details pending
nan
Exclusions: nan
Additional benefits
Other plan-specific services and limitations.
Abortion for Which Public Funding is Prohibited
Coverage details pending
nan
Exclusions: nan
Acupuncture
Coverage details pending
nan
Exclusions: nan
Allergy Testing
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
nan
Exclusions: nan
Bariatric Surgery
Coverage details pending
nan
Exclusions: nan
Brain Injury
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Cosmetic Surgery
Coverage details pending
nan
Exclusions: nan
Eye Glasses for Children
0.00%
Tier 1 in-network0.00%
Out-of-network100.00%
Limit: 1.0 Item(s) per Year
nan
Exclusions: nan
Gender Affirming Care
Coverage details pending
nan
Exclusions: nan
Habilitation Services
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Habilitative and rehabilitative limits cannot be combined for plans issued or renewed on or after January 1, 2017. Habilitation services includes autism services, and the benchmark plan does not impose age or maximums on autism coverage. MH/SUD office visits are subject to the listed cost sharing, while MH/SUD facility outpatient treatments are subject to the outpatient facility coinsurance. Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Imaging (CT/PET Scans, MRIs)
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Preauthorization is required. If you don't get preauthorization, benefits will be denied.
Exclusions: nan
Infertility Treatment
Coverage details pending
nan
Exclusions: nan
Inherited Metabolic Disorder - PKU
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Long-Term/Custodial Nursing Home Care
Coverage details pending
nan
Exclusions: nan
Pediatric Services Other
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Post-Mastectomy Care
0.00% Coinsurance after deductible
Tier 1 in-network0.00% Coinsurance after deductible
Out-of-network100.00%
Texas State Required Benefit
Exclusions: nan
Private-Duty Nursing
Coverage details pending
nan
Exclusions: nan
Reconstructive Surgery
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Examples of covered services include: Treatment provided for reconstructive surgery following cancer surgery; Reconstruction of the breast on which mastectomy has been performed.
Exclusions: nan
Routine Eye Exam (Adult)
Coverage details pending
nan
Exclusions: nan
Routine Foot Care
Coverage details pending
nan
Exclusions: nan
Treatment for Temporomandibular Joint Disorders
No Charge after deductible
Tier 1 in-networkNo Charge after deductible
Out-of-network100.00%
Though state law only mandates coverage for temporomandibular joint (TMJ) disorders for large group plans and HMOs, the benchmark plan covers TMJ. Therefore, it is considered part of the EHB package for Texas.
Disclaimer: Based on the Tue, 02 Dec 2025 06:13 GMT HealthPorta import from CMS issuer filings. Data is best-effort and should be validated with the issuer directly. Sources: CMS.gov and the HealthPorta Healthcare MRF API.