CareSource West Virginia Co. health insurance plan with the Plan ID 50328WV0020027. The plan is called CareSource Marketplace Bronze Dental, Vision, & Fitness.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 59.86% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 40.14% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 50328WV0020027 | ||||||||||||||||||
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Health Insurance Plan Year | 2023 | ||||||||||||||||||
State | West Virginia | ||||||||||||||||||
Health Insurance Issuer | CareSource West Virginia Co. | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 50328WV0020027-01 | ||||||||||||||||||
Provider Network(s) | ['WVN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 14 May 2024 06:16 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 50328WV0020027-00 Standard On Exchange Plan - 50328WV0020027-01 |
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Last Plan Update Date | Thu, 18 Aug 2022 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 14 May 2024 06:16 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Bariatric Surgery
Surgery determined to be Medically Necessary is Covered |
YES | 0.00% Coinsurance after deductible |
100.00% |
Basic Dental Care - Adult
$1,000 Annual limit combined for all Adult Dental Services. See plan documents for details on benefit limits |
YES | 40.00% |
100.00% |
Basic Dental Care - Child
See plan documents for details on benefit limits |
YES | 0.00% Coinsurance after deductible |
100.00% |
Chemotherapy
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
Limit: 30.0 Visit(s) per Year |
YES | 0.00% Coinsurance after deductible |
100.00% |
Chronic Pain Treatment
Limit: 20.0 Visit(s) per Episode Physical Therapy, Occupational Therapy, Osteopathic Manipulation, a Chronic Pain Management Program, and Chiropractic Services limited to 20 combined visits per event. Separate limits from Rehabilitative and Habilitative services. |
YES | No Charge after deductible |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
Limit: 2.0 Visit(s) per Year |
YES | $0.00 |
100.00% |
Diabetes Education
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Dialysis
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
Emergency room copay or coinsurance is waived if you are admitted to the hospital directly from the Emergency Department. |
YES | No Charge after deductible |
0.00% Coinsurance after deductible |
Emergency Transportation/Ambulance
Ambulance transports must be made to the closest local facility that can provide you with covered services appropriate for your medical condition. |
YES | 0.00% Coinsurance after deductible |
0.00% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year Limited to one pair of glasses or contact lenses per benefit year. |
YES | $0.00, 0.00% |
100.00% |
Gender Affirming Care
Surgery determined to be Medically Necessary is Covered |
YES | 0.00% Coinsurance after deductible |
100.00% |
Generic Drugs
|
YES | No Charge after deductible |
100.00% |
Habilitation Services
Limit: 30.0 Visit(s) per Year Physical Therapy & Occupational Therapy limited to 30 visits each per benefit period.? Autism Spectrum Disorder Services with limits combined with Habilitative Services. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Hearing Aids
|
NO | ||
Home Health Care Services
Limit: 100.0 Visit(s) per Year A visit equals at least 4 hours |
YES | 0.00% Coinsurance after deductible |
100.00% |
Hospice Services
Must have a terminal illness with life expectancy of 6 months or less. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | No Charge after deductible |
100.00% |
Infertility Treatment
Exclusions: The diagnosis and treatment of underlying medical causes of infertility are generally covered, however infertility treatments, such as artificial insemination/invitro fertilization, are not covered. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Infusion Therapy
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | No Charge after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
|
YES | No Charge after deductible |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
$1,000 Annual limit combined for all Adult Dental Services. See plan documents for details on benefit limits. |
YES | 50.00% |
100.00% |
Major Dental Care - Child
See plan documents for details on benefit limits |
YES | 0.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Inpatient Services
|
YES | No Charge after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | No Charge after deductible |
100.00% |
Non-Preferred Brand Drugs
|
YES | No Charge after deductible |
100.00% |
Nutritional Counseling
Diet education covered in the context of diabetes self-management education. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
Limited to Medically Necessary Orthodontia. See plan documents for details on benefit limits. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | No Charge after deductible |
100.00% |
Outpatient Rehabilitation Services
Limit: 30.0 Visit(s) per Year Physical Therapy, Occupational Therapy, and Pulmonary Rehabilitation limited to 30 visits each per benefit period.? Cardiac Rehabilitation limited to 36 visits per benefit period. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | No Charge after deductible |
100.00% |
Preferred Brand Drugs
|
YES | No Charge after deductible |
100.00% |
Prenatal and Postnatal Care
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Preventive Care/Screening/Immunization
|
YES | 0.00% |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | No Charge after deductible |
100.00% |
Private-Duty Nursing
Limit: 35.0 Visit(s) per Year A visit equals 8 hours or less. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Prosthetic Devices
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
Benefits include reconstructive surgery to correct significant deformities caused by congenital or developmental abnormalities, illness, injury or an earlier treatment in order to create a more normal appearance. Benefits include surgery performed to restore symmetry after a mastectomy. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 30.0 Visit(s) per Year 30 visit each for Occupational and Physical Therapies. |
YES | No Charge after deductible |
100.00% |
Rehabilitative Speech Therapy
|
YES | No Charge after deductible |
100.00% |
Routine Dental Services (Adult)
Limit: 2.0 Visit(s) per Year $1,000 Annual limit combined for all Adult Dental Services. See plan documents for details on benefit limits |
YES | $0.00 |
100.00% |
Routine Eye Exam (Adult)
|
YES | 40.00% |
100.00% |
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year |
YES | $0.00, 0.00% |
100.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
|
YES | No Charge after deductible |
100.00% |
Specialist Visit
|
YES | No Charge after deductible |
100.00% |
Specialty Drugs
|
YES | No Charge after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | No Charge after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | No Charge after deductible |
100.00% |
Transplant
Quantitative limit units apply, see Summary of Benefits and Coverage. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | No Charge after deductible |
0.00% Coinsurance after deductible |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | 0.00% |
100.00% |
X-rays and Diagnostic Imaging
|
YES | No Charge after deductible |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.598552346 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2023 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Bronze On Exchange Plan |
Dental Only Plan | No |
Design Type | Design 1 |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy |
EHB Percent of Total Premium | 0.988533017 |
First Tier Utilization | 100% |
Formulary ID | WVF007 |
Formulary URL | URL |
HIOS Product ID | 50328WV002 |
Import Date | 8/18/2022 20:01 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | New |
Notice Required for Pregnancy | Yes |
Is a Referral Required for Specialist? | No |
Issuer ID | 50328 |
Issuer Marketplace Marketing Name | CareSource |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Bronze |
Multiple In Network Tiers | No |
National Network | No |
Network ID | WVN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Services Only |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergency Services Only |
Plan Brochure | URL |
Plan Effective Date | 1/1/2023 |
Plan Expiration Date | 12/31/2023 |
Plan ID (Standard Component ID with Variant) | 50328WV0020027-01 |
Plan Marketing Name | CareSource Marketplace Bronze Dental, Vision, & Fitness |
Plan Type | HMO |
Plan Variant Marketing Name | CareSource Marketplace Bronze Dental, Vision, & Fitness |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $9,100 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $0 |
SBC Scenario, Having Diabetes, Deductible | $5,400 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $2,800 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,800 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | WVS001 |
Source Name | SERFF |
Plan ID | 50328WV0020027 |
State Code | WV |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $18200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $9100 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $9,100 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $18200 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $9100 per person |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $9,100 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18200 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9100 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,100 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9100 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,100 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 14 May 2024 06:16 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API