BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) - 16842FL0260021 Health Insurance Plan

Blue Cross and Blue Shield of Florida health insurance plan with the Plan ID 16842FL0260021. The plan is called BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 16842FL0260021
Health Insurance Plan Year 2025
State Florida
Health Insurance Issuer Blue Cross and Blue Shield of Florida
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 16842FL0260021-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT).

Providers Florida All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 16842FL0260021-00

Standard On Exchange Plan - 16842FL0260021-01

Open to Indians below 300% FPL - 16842FL0260021-02

Open to Indians above 300% FPL - 16842FL0260021-03

Last Plan Update Date Thu, 19 Sep 2024 00:00 GMT
Last Import Date Tue, 04 Nov 2025 05:30 GMT

Benefits of BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited

Exclusions: nan

nan

NO
Accidental Dental

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture

Exclusions: nan

nan

NO
Allergy Testing

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery

Exclusions: nan

nan

NO
Basic Dental Care - Adult

Exclusions: nan

nan

NO
Basic Dental Care - Child

Exclusions: nan

nan

NO
Bone Marrow Testing

Exclusions: nan

In-Network Only: Copay is applied per Stay.

YES

$0.00, 0.00%

$0.00, 0.00%
Chemotherapy

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 35.0 Procedure(s) per Benefit Period

Exclusions: nan

Combined limit for all outpatient therapy plus chiropractic.

YES

$0.00, 0.00%

$0.00, 0.00%
Congenital Anomaly, including Cleft Lip/Palate

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery

Exclusions: nan

nan

NO
Delivery and All Inpatient Services for Maternity Care

Exclusions: nan

In-Network Only: Copay is applied per Stay.

YES

$0.00, 0.00%

$0.00, 0.00%
Dental Anesthesia

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children

Exclusions: nan

nan

NO
Diabetes Care Management

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Diabetes Education

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Exclusions: nan

Plan pays an allowance for pediatric frames and lenses. See policy for details.

YES

$0.00, 0.00%

100.00%
Gender Affirming Care

Exclusions: nan

Only covered when medically necessary. In-Network Only: Copay is applied per Stay.

YES

$0.00, 0.00%

$0.00, 0.00%
Generic Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Habilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Exclusions: nan

Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids

Exclusions: nan

nan

NO
Home Health Care Services

Limit: 60.0 Visit(s) per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

Exclusions: nan

nan

NO
Infusion Therapy

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care

Exclusions: nan

nan

NO
Major Dental Care - Adult

Exclusions: nan

nan

NO
Major Dental Care - Child

Exclusions: nan

nan

NO
Mental/Behavioral Health Inpatient Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Nutrition/Formulas

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Off Label Prescription Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult

Exclusions: nan

nan

NO
Orthodontia - Child

Exclusions: nan

nan

NO
Osteoporosis

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Exclusions: nan

Combined limit for all outpatient therapy plus chiropractic.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing

Exclusions: nan

nan

NO
Prosthetic Devices

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Exclusions: nan

Only for Breast reconstruction following a Mastectomy.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 35.0 Visit(s) per Benefit Period

Exclusions: nan

Combined limit for all outpatient therapy plus chiropractic.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Limit: 35.0 Visit(s) per Benefit Period

Exclusions: nan

Combined limit for all outpatient therapy plus chiropractic.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)

Exclusions: nan

nan

NO
Routine Eye Exam (Adult)

Exclusions: nan

nan

NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Exclusions: nan

Plan pays an allowance for pediatric eye exams. See policy for details.

YES

$0.00, 0.00%

100.00%
Routine Foot Care

Exclusions: nan

Only covered when medically necessary.

YES

$0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Transplant

Exclusions: nan

In-Network Only: Copay is applied per Stay.

YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Urgent Care Centers or Facilities

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs

Exclusions: nan

nan

NO
Well Baby Visits and Care

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging

Exclusions: nan

nan

YES

$0.00, 0.00%

$0.00, 0.00%

BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pain Management, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID FLF017
Formulary URL URL
HIOS Product ID 16842FL026
Import Date 2024-09-19 01:01:32
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 16842
Issuer Marketplace Marketing Name Florida Blue (BlueCross BlueShield FL)
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Platinum
Multiple In Network Tiers No
National Network Yes
Network ID FLN001
Out of Country Coverage Yes
Out of Country Coverage Description Covered services as outlined in the member contract.
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Covered services as outlined in the member contract.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 16842FL0260021-02
Plan Marketing Name BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)
Plan Type PPO
Plan Variant Marketing Name BlueOptions Platinum 24J01-21US
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID FLS001
Source Name HIOS
Plan ID 16842FL0260021
State Code FL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards), 16842FL0260021 Health Insurance Plan, 16842FL0260021

  • Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pain Management, Pregnancy

    Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-02) have Out Of Country Coverage?

    Yes. Details: Covered services as outlined in the member contract.

    Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-02) have Out of Service Area Coverage?

    Yes. Details: Covered services as outlined in the member contract.

    Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pain Management, Pregnancy

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for Asthma?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for Asthma.

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for Heart disease?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for Heart disease.

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for Depression?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for Depression.

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for Diabetes?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for Diabetes.

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does BlueOptions Platinum 24J01-21US Health Insurance Plan, Variant (16842FL0260021-02) offer Disease Management Programs for Pregnancy?

    Yes, the BlueOptions Platinum 24J01-21US Health Insurance Plan Variant 16842FL0260021-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API