BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) - 16842FL0260021 Health Insurance Plan
Blue Cross and Blue Shield of Florida health insurance plan with the Plan ID 16842FL0260021. The plan is called BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 88.04% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 11.96% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 16842FL0260021 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Florida | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross and Blue Shield of Florida | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 16842FL0260021-01 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 04 Nov 2025 05:30 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 16842FL0260021-00 Standard On Exchange Plan - 16842FL0260021-01 |
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| Last Plan Update Date | Thu, 19 Sep 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 04 Nov 2025 05:30 GMT |
Benefits of BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021-01
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
Exclusions: nan nan |
NO | ||
| Accidental Dental
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Acupuncture
Exclusions: nan nan |
NO | ||
| Allergy Testing
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Bariatric Surgery
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Basic Dental Care - Child
Exclusions: nan nan |
NO | ||
| Bone Marrow Testing
Exclusions: nan In-Network Only: Copay is applied per Stay. |
YES | $350.00 |
$2,000.00 |
| Chemotherapy
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Chiropractic Care
Limit: 35.0 Procedure(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy plus chiropractic. |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Congenital Anomaly, including Cleft Lip/Palate
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Cosmetic Surgery
Exclusions: nan nan |
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: nan In-Network Only: Copay is applied per Stay. |
YES | $350.00 |
$2,000.00 |
| Dental Anesthesia
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Dental Check-Up for Children
Exclusions: nan nan |
NO | ||
| Diabetes Care Management
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Diabetes Education
Exclusions: nan nan |
YES | No Charge |
50.00% Coinsurance after deductible |
| Dialysis
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Durable Medical Equipment
Exclusions: nan nan |
YES | No Charge |
50.00% Coinsurance after deductible |
| Emergency Room Services
Exclusions: nan nan |
YES | $100.00 |
$100.00 |
| Emergency Transportation/Ambulance
Exclusions: nan nan |
YES | $400.00 |
$400.00 |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: nan Plan pays an allowance for pediatric frames and lenses. See policy for details. |
YES | No Charge |
100.00% |
| Gender Affirming Care
Exclusions: nan Only covered when medically necessary. In-Network Only: Copay is applied per Stay. |
YES | $350.00 |
$2,000.00 |
| Generic Drugs
Exclusions: nan nan |
YES | $5.00 |
50.00% |
| Habilitation Services
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Hearing Aids
Exclusions: nan nan |
NO | ||
| Home Health Care Services
Limit: 60.0 Visit(s) per Benefit Period Exclusions: nan nan |
YES | No Charge |
50.00% Coinsurance after deductible |
| Hospice Services
Exclusions: nan nan |
YES | No Charge |
50.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs)
Exclusions: nan nan |
YES | $100.00 |
50.00% Coinsurance after deductible |
| Infertility Treatment
Exclusions: nan nan |
NO | ||
| Infusion Therapy
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: nan nan |
YES | $350.00 Copay per Stay |
$2000.00 Copay per Stay |
| Inpatient Physician and Surgical Services
Exclusions: nan nan |
YES | $150.00 |
$150.00 |
| Laboratory Outpatient and Professional Services
Exclusions: nan nan |
YES | $30.00 |
50.00% Coinsurance after deductible |
| Long-Term/Custodial Nursing Home Care
Exclusions: nan nan |
NO | ||
| Major Dental Care - Adult
Exclusions: nan nan |
NO | ||
| Major Dental Care - Child
Exclusions: nan nan |
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: nan nan |
YES | $350.00 Copay per Stay |
$2000.00 Copay per Stay |
| Mental/Behavioral Health Outpatient Services
Exclusions: nan nan |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs
Exclusions: nan nan |
YES | $50.00 |
50.00% |
| Nutritional Counseling
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Nutrition/Formulas
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Off Label Prescription Drugs
Exclusions: nan nan |
YES | $50.00 |
50.00% |
| Orthodontia - Adult
Exclusions: nan nan |
NO | ||
| Orthodontia - Child
Exclusions: nan nan |
NO | ||
| Osteoporosis
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy plus chiropractic. |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services
Exclusions: nan nan |
YES | $150.00 |
$150.00 |
| Preferred Brand Drugs
Exclusions: nan nan |
YES | $10.00 |
50.00% |
| Prenatal and Postnatal Care
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Preventive Care/Screening/Immunization
Exclusions: nan nan |
YES | 0.00% |
50.00% |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: nan nan |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Private-Duty Nursing
Exclusions: nan nan |
NO | ||
| Prosthetic Devices
Exclusions: nan nan |
YES | No Charge |
50.00% Coinsurance after deductible |
| Radiation
Exclusions: nan nan |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Reconstructive Surgery
Exclusions: nan Only for Breast reconstruction following a Mastectomy. |
YES | $150.00 |
50.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy plus chiropractic. |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Benefit Period Exclusions: nan Combined limit for all outpatient therapy plus chiropractic. |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Routine Dental Services (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam (Adult)
Exclusions: nan nan |
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year Exclusions: nan Plan pays an allowance for pediatric eye exams. See policy for details. |
YES | No Charge |
100.00% |
| Routine Foot Care
Exclusions: nan Only covered when medically necessary. |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Skilled Nursing Facility
Limit: 60.0 Days per Benefit Period Exclusions: nan nan |
YES | $150.00 Copay per Stay |
50.00% Coinsurance after deductible |
| Specialist Visit
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Specialty Drugs
Exclusions: nan nan |
YES | $150.00 |
50.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: nan nan |
YES | $350.00 Copay per Stay |
$2000.00 Copay per Stay |
| Substance Abuse Disorder Outpatient Services
Exclusions: nan nan |
YES | $10.00 |
50.00% Coinsurance after deductible |
| Transplant
Exclusions: nan In-Network Only: Copay is applied per Stay. |
YES | $350.00 |
$2,000.00 |
| Treatment for Temporomandibular Joint Disorders
Exclusions: nan nan |
YES | $20.00 |
50.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities
Exclusions: nan nan |
YES | $15.00 |
$15.00 Copay after deductible |
| Weight Loss Programs
Exclusions: nan nan |
NO | ||
| Well Baby Visits and Care
Exclusions: nan nan |
YES | No Charge |
50.00% |
| X-rays and Diagnostic Imaging
Exclusions: nan nan |
YES | $30.00 |
50.00% Coinsurance after deductible |
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan Variant 16842FL0260021-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.880407033355827 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Platinum On Exchange Plan |
| Dental Only Plan | No |
| Design Type | Design 1 |
| Disease Management Programs Offered | Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Pain Management, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | FLF017 |
| Formulary URL | URL |
| HIOS Product ID | 16842FL026 |
| Import Date | 2024-09-19 01:01:32 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 16842 |
| Issuer Marketplace Marketing Name | Florida Blue (BlueCross BlueShield FL) |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Platinum |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | FLN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Covered services as outlined in the member contract. |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Covered services as outlined in the member contract. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 16842FL0260021-01 |
| Plan Marketing Name | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) |
| Plan Type | PPO |
| Plan Variant Marketing Name | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $600 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $700 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $700 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | FLS001 |
| Source Name | HIOS |
| Plan ID | 16842FL0260021 |
| State Code | FL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $500 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $500 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $8600 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $4300 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $4,300 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $17200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $8600 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $8,600 |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards), 16842FL0260021 Health Insurance Plan, 16842FL0260021
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Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, 16842FL0260021 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs?
Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-01) have Out Of Country Coverage?
Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-01) have Out of Service Area Coverage?
Does (16842FL0260021) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for Asthma?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for Heart disease?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for Depression?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for Diabetes?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for High blood pressure & high cholesterol?
Does BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards) Health Insurance Plan, Variant (16842FL0260021-01) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 04 Nov 2025 05:30 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API