Blue Cross Blue Shield of North Dakota health insurance plan with the Plan ID 37160ND2410005. The plan is called BlueCare Gold $25 PCP Copay ($5 Value Based Drug List).
Based on the data of Health Plan Issuer, this plan has an actuarial value of 79.06% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 20.94% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 78.85% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.15% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 37160ND2410005 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | North Dakota | ||||||||||||||||||
Health Insurance Issuer | Blue Cross Blue Shield of North Dakota | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 37160ND2410005-00 | ||||||||||||||||||
Provider Network(s) | PREFERRED IN-NETWORK | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 17 Jun 2025 12:51 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 37160ND2410005-00 Standard On Exchange Plan - 37160ND2410005-01 |
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Last Plan Update Date | Fri, 15 Nov 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 17 Jun 2025 12:51 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.788540281940708 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold Off Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | NDF005 |
Formulary URL | URL |
HIOS Product ID | 37160ND241 |
Import Date | 2024-11-15 00:01:36 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer Actuarial Value | 79.06% |
Issuer ID | 37160 |
Issuer Marketplace Marketing Name | Blue Cross Blue Shield of North Dakota |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | NDN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Medical assistance for Emergency Services (including locating a doctor or hospital) outside the BlueCard service area, the Member should call the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583) or call collect at 1-804-673-1177, 24 hours a day, seven days a week. An assistance coordinator, working with a medical professional, can arrange a physician appointment or hospitalization, if necessary. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Whenever a member obtains healthcare services outside of the service area, claims will be processed at the in-network level if visiting providers participating with the BlueCard PPO Network. |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan ID (Standard Component ID with Variant) | 37160ND2410005-00 |
Plan Marketing Name | BlueCare Gold $25 PCP Copay ($5 Value Based Drug List) |
Plan Type | PPO |
Plan Variant Marketing Name | BlueCare Gold $25 PCP Copay ($5 Value Based Drug List) |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $3,200 |
SBC Scenario, Having a Baby, Copayment | $30 |
SBC Scenario, Having a Baby, Deductible | $2,000 |
SBC Scenario, Having a Baby, Limit | $20 |
SBC Scenario, Having Diabetes, Coinsurance | $50 |
SBC Scenario, Having Diabetes, Copayment | $500 |
SBC Scenario, Having Diabetes, Deductible | $200 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $20 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $100 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,000 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | NDS004 |
Source Name | HIOS |
Plan ID | 37160ND2410005 |
State Code | ND |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $45000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $22500 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $22,500 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $12000 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $6000 per person |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $6,000 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 30.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $4000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $2000 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $2,000 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $8000 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $4000 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $4,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $15000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $7500 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,500 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $30000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $15000 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $15,000 |
Unique Plan Design | Yes |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 17 Jun 2025 12:51 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API