Health Options, Inc. health insurance plan with the Plan ID 30252FL0140028. The plan is called BlueCare Gold 24K02-28S ($30 PCP Visits / Multilingual Available / Rewards).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 78.06% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.94% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 30252FL0140028 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | Florida | ||||||||||||||||||
Health Insurance Issuer | Health Options, Inc. | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 30252FL0140028-00 | ||||||||||||||||||
Provider Network(s) | PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 30252FL0140028-00 Standard On Exchange Plan - 30252FL0140028-01 |
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Last Plan Update Date | Thu, 19 Sep 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 10 Dec 2024 06:32 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Bone Marrow Testing
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Chemotherapy
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Chiropractic Care
Limit: 35.0 Procedure(s) per Benefit Period Combined limit for all outpatient therapy plus chiropractic. |
YES | $60.00 |
50.00% Coinsurance after deductible |
Congenital Anomaly, including Cleft Lip/Palate
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Dental Anesthesia
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Dental Check-Up for Children
|
NO | ||
Diabetes Care Management
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Diabetes Education
|
YES | No Charge |
50.00% Coinsurance after deductible |
Dialysis
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Durable Medical Equipment
|
YES | No Charge |
50.00% Coinsurance after deductible |
Emergency Room Services
|
YES | 25.00% Coinsurance after deductible |
25.00% Coinsurance after deductible |
Emergency Transportation/Ambulance
|
YES | 25.00% Coinsurance after deductible |
25.00% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | No Charge |
100.00% |
Gender Affirming Care
Only covered when medically necessary. |
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Generic Drugs
|
YES | $15.00 |
100.00% |
Habilitation Services
Limit: 35.0 Visit(s) per Benefit Period Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
YES | $30.00 |
50.00% Coinsurance after deductible |
Hearing Aids
|
NO | ||
Home Health Care Services
Limit: 60.0 Visit(s) per Benefit Period |
YES | No Charge |
50.00% Coinsurance after deductible |
Hospice Services
|
YES | No Charge |
50.00% Coinsurance after deductible |
Imaging (CT/PET Scans, MRIs)
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Infertility Treatment
|
NO | ||
Infusion Therapy
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services
|
YES | 25.00% Coinsurance after deductible |
25.00% Coinsurance after deductible |
Laboratory Outpatient and Professional Services
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Mental/Behavioral Health Outpatient Services
|
YES | $30.00 |
50.00% Coinsurance after deductible |
Non-Preferred Brand Drugs
|
YES | $60.00 |
100.00% |
Nutritional Counseling
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Nutrition/Formulas
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Off Label Prescription Drugs
|
YES | $60.00 |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Osteoporosis
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Benefit Period Combined limit for all outpatient therapy plus chiropractic. |
YES | $30.00 |
50.00% Coinsurance after deductible |
Outpatient Surgery Physician/Surgical Services
|
YES | 25.00% Coinsurance after deductible |
25.00% Coinsurance after deductible |
Preferred Brand Drugs
|
YES | $30.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Preventive Care/Screening/Immunization
|
YES | 0.00% |
50.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $30.00 |
50.00% Coinsurance after deductible |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
|
YES | No Charge |
50.00% Coinsurance after deductible |
Radiation
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Reconstructive Surgery
Only for Breast reconstruction following a Mastectomy. |
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Benefit Period Combined limit for all outpatient therapy plus chiropractic. |
YES | $30.00 |
50.00% Coinsurance after deductible |
Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Benefit Period Combined limit for all outpatient therapy plus chiropractic. |
YES | $30.00 |
50.00% Coinsurance after deductible |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
Only covered when medically necessary. |
YES | $60.00 |
50.00% Coinsurance after deductible |
Skilled Nursing Facility
Limit: 60.0 Days per Benefit Period |
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Specialist Visit
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Specialty Drugs
|
YES | $250.00 |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Substance Abuse Disorder Outpatient Services
|
YES | $30.00 |
50.00% Coinsurance after deductible |
Transplant
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Treatment for Temporomandibular Joint Disorders
|
YES | $60.00 |
50.00% Coinsurance after deductible |
Urgent Care Centers or Facilities
|
YES | $45.00 |
$45.00 Copay after deductible |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
50.00% |
X-rays and Diagnostic Imaging
|
YES | 25.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.7806125763529309 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold Off Exchange Plan |
Dental Only Plan | No |
Design Type | Design 1 |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pain Management, Pregnancy |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | FLF013 |
Formulary URL | URL |
HIOS Product ID | 30252FL014 |
Import Date | 2024-09-19 01:01:32 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 30252 |
Issuer Marketplace Marketing Name | Florida Blue HMO (a BlueCross BlueShield FL company) |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | No |
National Network | No |
Network ID | FLN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Accident and emergency services. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Accident and emergency services. |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan Expiration Date | 2025-12-31 |
Plan ID (Standard Component ID with Variant) | 30252FL0140028-00 |
Plan Marketing Name | BlueCare Gold 24K02-28S ($30 PCP Visits / Multilingual Available / Rewards) |
Plan Type | POS |
Plan Variant Marketing Name | BlueCare Gold 24K02-28S ($30 PCP Visits / Multilingual Available / Rewards) |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $2,000 |
SBC Scenario, Having a Baby, Copayment | $70 |
SBC Scenario, Having a Baby, Deductible | $1,500 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $1,400 |
SBC Scenario, Having Diabetes, Deductible | $100 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $100 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,500 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | FLS002 |
Source Name | HIOS |
Plan ID | 30252FL0140028 |
State Code | FL |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 25.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $3000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $1500 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $1,500 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $6000 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $3000 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $3,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $15600 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $7800 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,800 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $31200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $15600 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $15,600 |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API